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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Being asked to keep cash?

309 replies

SpringDreams26 · 26/10/2026 10:44

AIBU to be a bit annoyed the UK Goverment is now asking us to keep cash, where it’s otherwise been effectively eradicated.

I never carry cash and numerous places don’t accept it anylonger!

OP posts:
DemBonesDemBones · 26/10/2026 12:26

Numerous places don’t accept cash? Which places?

Tortephant · 26/10/2026 12:27

JayJayj · 26/10/2026 11:55

No, because small businesses see the cost of paying by card more than the larger businesses. There is a fee for every card transaction.

Yes, and there is a fee for paying in cash.
Small business don't 'see it' less the large ones, its a cost of business.
Small business perhaps don't value their time, or factor that in. Paying by cash now costs the business more than paying by card, that is a fact.

Sunshineandrainbow · 26/10/2026 12:27

SpringDreams26 · 26/10/2026 12:22

we don’t have a local corner shop. Only co-ops which are all digitalised and won’t be able to accept cash as their tills won’t work.

They just wouldn't put it through the till, and it might be a case of no change given hence the advice to keep smaller denominations.

SpringDreams26 · 26/10/2026 12:27

FeralWoman · 26/10/2026 12:22

YABU. Having cash is a standard part of emergency preparations in Australia. Cash means that you can buy goods like milk, bread or a meal, bagged ice to keep your perishables cold, fuel for your car, medicines, and more.

You might find that a lot of small businesses like corner shops have a generator to use during electricity outages, so they’ll be able to open up and sell. When we had power out for days due to flooding electricity restoration was prioritised for businesses so people could buy fresh products like milk and ice.

It’s a bit of cash. Get some out, preferably in smaller notes and not just one or two large ones, write on the front of it “cash for emergency” and store it in your kitchen junk drawer, or with spare batteries, or with your wind up radio, then forget about it.

Practically though how will the fuel stations cope with manually measuring fuel and then charging the customer accordingly? Given the pumps are electric.

OP posts:
Longtermmuser · 26/10/2026 12:27

It would be pointless unless you wanted to buy drugs of course which might be useful if the shit really hits the fan.
Can you imagine today's shop assistants trying to do mental arithmetic without their digital tills? The look of confusion I get when handing over £10.20 for a £5.20 sale would suggest that it would be mayhem. Some of them have probably never seen cash 😂

Eudaimonia11 · 26/10/2026 12:29

Where I live, a lot of places are card only and it’s been that way for at least a few years now. It annoyed me at first but I’ve got used to it and now I rarely carry cash.

I had a weird situation a while ago where I was ordering at a local cafe/takeaway place. I ordered my lunch, the server made it and put it on the counter. The card machine wouldn’t work, she tried resetting it, etc. Still wouldn’t work. I offered to pay cash as I actually had some money on me but she said she wasn’t allowed to accept it. She ended up giving me my lunch for free!

I guess all these “card only” businesses are going to have to start accepting cash.

But even if we carry cash, how can we buy things when all the tills are electronic? If there’s a cyber attack, literally everything could stop working. Automatic doors to get in the shop, tills, cash machine, etc.

PickAChew · 26/10/2026 12:29

SerendipityJane · 26/10/2026 12:24

Too easily stolen.

Unlike phones and payment cards. I trust you not to report me for this emoji 🙄

Sunshineandrainbow · 26/10/2026 12:29

PistachioTiramisu · 26/10/2026 12:19

I always keep £500 in cash in the house for situations which may arise.

Do you keep it in a safe or something fire proof?

FeralWoman · 26/10/2026 12:30

SpringDreams26 · 26/10/2026 12:27

Practically though how will the fuel stations cope with manually measuring fuel and then charging the customer accordingly? Given the pumps are electric.

Generator. You know, thing you put fuel into, start it up, it’s noisy, and it generates electricity?

RaggedRocks · 26/10/2026 12:31

PistachioTiramisu · 26/10/2026 12:21

I guess customers/staff would have to go back to mental arithmetic (or calculators) to add up the cost of the shopping. Notes and coins could just be collected in a tin/box until things improved.

Gen Zs can't do mental arithmetic. Can they? When I was at primary school, we had to learn the LSD system and the decimal system. My Mum was whizz with pounds shilling and pence because she once had a job where she had to make up the wage packets for the men in a factory and woe betide anyone who short-changed them or the factory.

thinkfast · 26/10/2026 12:32

MrsPapillon · 26/10/2026 11:04

Abba Voyage and a coffee shop on the Strand in London are literally the only two places I’ve ever been in my life that have refused cash.

It was a sensible suggestion by the government, but feel to ignore it!

Loads and loads of places are cashless! Currently queuing for a salad in a cashless place…

PinkyFlamingo · 26/10/2026 12:33

SpringDreams26 · 26/10/2026 10:44

AIBU to be a bit annoyed the UK Goverment is now asking us to keep cash, where it’s otherwise been effectively eradicated.

I never carry cash and numerous places don’t accept it anylonger!

Cash has not been "effectively eradicated" at all. 🙄
I mainly use cards but choose to have cash on me to.

SpringDreams26 · 26/10/2026 12:33

Sunshineandrainbow · 26/10/2026 12:27

They just wouldn't put it through the till, and it might be a case of no change given hence the advice to keep smaller denominations.

i think it would take 3 days for them to figure this out tbh.

OP posts:
PickAChew · 26/10/2026 12:34

Eudaimonia11 · 26/10/2026 12:29

Where I live, a lot of places are card only and it’s been that way for at least a few years now. It annoyed me at first but I’ve got used to it and now I rarely carry cash.

I had a weird situation a while ago where I was ordering at a local cafe/takeaway place. I ordered my lunch, the server made it and put it on the counter. The card machine wouldn’t work, she tried resetting it, etc. Still wouldn’t work. I offered to pay cash as I actually had some money on me but she said she wasn’t allowed to accept it. She ended up giving me my lunch for free!

I guess all these “card only” businesses are going to have to start accepting cash.

But even if we carry cash, how can we buy things when all the tills are electronic? If there’s a cyber attack, literally everything could stop working. Automatic doors to get in the shop, tills, cash machine, etc.

When M&S had their hack, a couple of years ago, they were cash only until they could work out what payment methods were OK. Even once they realised that card payments were OK, it had to be chip and pin, so no waving your phone at the card reader (which always seems to be slow and unreliable, anyway)

Bjorkdidit · 26/10/2026 12:35

Well it sounds like some people need to upskill if they're unable to do basic mental arithmetic or use a calculator. Have we really become so incapable as a nation?

I remember some years ago in Asda, the tills went down and they estimated the price of people's trolleys, agreed a price and took payment with manual card readers - I wonder if they still have them?

A contingency plan for supermarkets in the event of mass card/electricity failure, so faced with food that is about to go off and become expensive to dispose of waste could be for them to package it up into household sized TGTG style mixed bags and sell them for a fixed low price, paid for in cash, or by manual card imprint. Get it advertised by word of mouth, or broadcast on the emergency radio programme that will be running that people will hear on their wind up radios. So waste is minimised, no-one actually needs to go in a supermarket, and people have food.

SpringDreams26 · 26/10/2026 12:35

Longtermmuser · 26/10/2026 12:27

It would be pointless unless you wanted to buy drugs of course which might be useful if the shit really hits the fan.
Can you imagine today's shop assistants trying to do mental arithmetic without their digital tills? The look of confusion I get when handing over £10.20 for a £5.20 sale would suggest that it would be mayhem. Some of them have probably never seen cash 😂

Not only that but all their stock control system so reordering etc is totally automatic with quarterly inventory checks. So it would be total carnage.

OP posts:
SpringDreams26 · 26/10/2026 12:36

DemBonesDemBones · 26/10/2026 12:26

Numerous places don’t accept cash? Which places?

I’ve just been to specsavers, no cash, the boys swim lessons I’ve just paid for, Costa, there’s absolutely loads of cashless places.

OP posts:
gamerchick · 26/10/2026 12:37

In the event of a prolonged power cuts, cash will be your only option. There will be places who will adapt in the short term.

It's not a big deal. Get some out you can afford. Go down to an arcade and swap some of it for coins or pop to the bank and just put it somewhere in the house.

It's up to you though. If you can do without buying stuff then you're golden.

FedUpCelery · 26/10/2026 12:37

PistachioTiramisu · 26/10/2026 12:21

I guess customers/staff would have to go back to mental arithmetic (or calculators) to add up the cost of the shopping. Notes and coins could just be collected in a tin/box until things improved.

My daughter started at a cafe in the summer that is mostly cash - lots of elderly people and her mental arithmetic had to get better very quickly.

SpringDreams26 · 26/10/2026 12:38

Bjorkdidit · 26/10/2026 12:35

Well it sounds like some people need to upskill if they're unable to do basic mental arithmetic or use a calculator. Have we really become so incapable as a nation?

I remember some years ago in Asda, the tills went down and they estimated the price of people's trolleys, agreed a price and took payment with manual card readers - I wonder if they still have them?

A contingency plan for supermarkets in the event of mass card/electricity failure, so faced with food that is about to go off and become expensive to dispose of waste could be for them to package it up into household sized TGTG style mixed bags and sell them for a fixed low price, paid for in cash, or by manual card imprint. Get it advertised by word of mouth, or broadcast on the emergency radio programme that will be running that people will hear on their wind up radios. So waste is minimised, no-one actually needs to go in a supermarket, and people have food.

It’s not a lack of mental arithmetic, it’s the lack of individual autonomy for workers and the automation of process and procedures which relies solely on computer systems and private networks.

OP posts:
MrsPernicious · 26/10/2026 12:38

SpringDreams26 · 26/10/2026 12:09

We took out £10k at the start of Covid and the bank were really reluctant to allow us to have it. What realistically am I going to do with £50? That can’t wait 3 days. It’s frustrating because you’re discourses from accepting cash as a business - I run a small business and have had 2 cash payments in almost a year. Only last week did a customer need an invoice raising for £2.

£10k cash WTAF

I'm surprised the bank let you.

What did you imagine it would be needed for?

Have you sought help for the anxiety / ?????

Growlybear83 · 26/10/2026 12:38

I've only ever seen people being outraged at the idea of using cash on Mumsnet, and I've never met anyone in real life who doesn't still use cash from time to time. There are lots of takeaways and small shops near me who only accept cash, and most tradesmen that we use would always prefer being paid in cash. I also always leave tips in restaurants and cafes in cash to make sure it gets to the waiter/waitress who served us rather than going into a pot, and friends who use a hairdresser use cash for their tip. I also need cash for the postman's Christmas card, and any other Christmas boxes. If I'm just buying a bar of chocolate or a bottle of water in a shop, I would be embarrassed to use a card for a tiny amount.

Portmore · 26/10/2026 12:39

Cyber attacks would target payment systems as it would cause maximum disruption.

Sensible to keep enough for a couple of days of food & half a tank of petrol .

Supermarkets still take cash & if there was a major incident a cash system is very easy to set up (with a pen & paper or calculator)

Somethingsquishy · 26/10/2026 12:39

SpringDreams26 · 26/10/2026 12:22

we don’t have a local corner shop. Only co-ops which are all digitalised and won’t be able to accept cash as their tills won’t work.

So just don't keep any then. There's really absolutely no reason to be annoyed about this.

WarmAleAndBlackLabrador · 26/10/2026 12:40

I've always told my kids to keep a little just in case cash. At least you can still get a taxi or buy basic goods in case of internet outage. I was in a queue at a store yesterday and the shop's payment system went down. A lot of people had to leave the queue because they couldn't pay even for a couple of small items without paying on card. I'm in a bad internet area, and card payments are not always available.