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Tories campaigning to remove the childcare maximum income threshold

526 replies

FlakyPastries · 05/10/2026 11:20

Kemi Badenoch has announced that the Tories want to remove the upper income threshold on childcare.

This means all working families will be able to claim it, including those earning over £100k.

Do you agree with this policy?

My baby’s nursery charges £30,000 and the free hours and tax free childcare is worth around £15,000 - so this is quite a significant benefit for those currently unable to claim.

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Marieb19 · 05/10/2026 17:04

Childcare should be universal. The current petty removal of child care is counter productive. Why are so many GPs and parent professionals only working 3 day weeks. Cliffedge taxes and the removal of education stops people wanting to work and families where both parents are working pay and extraordinary amount of tax. No brainer.

Campanulaceae · 05/10/2026 17:04

I wholly support this. Thanks to the 62% tax rate trap between £100-125k, plus the loss of childcare means that you need to earn about £140k or £150k to have the same amount of money was before.

Why should you be punished for doing well?

Tories campaigning to remove the childcare maximum income threshold
Carr0tT0p · 05/10/2026 17:06

MeetMeOnTheCorner · 05/10/2026 16:49

@MrsBennetsPoorNervesAreBack It’s not. Kemi recognises that her core voters are in the SE, S and SW and obviously London. That’s where the higher earning families reside and it’s certainly penalizing people by £ thousands a year so they reduce hours to get the benefit. These are the people who also pay the most tax and we need that tax! Essentially they don’t get child allowance and pay for a lot that this country values. We need them to stay and work in their valuable jobs. They also have the highest housing costs and nursery fees.

If others want the jobs - education can help them achieve highly too! We need to look after business and higher earners or they just go.

Don’t talk nonsense the vast majority of the well educated and hard working aren’t paid above £100k.We can’t afford to chuck away £700million a year. It’s sheer lunacy designed to lure Reform voters. Tories still thinking about themselves as opposed to the needs of the country. The unbelievable arrogance that the country as a whole will just suck it up and vote for them is hysterical. They’re so out of touch and have learnt zilch through their last few years of disaster .

escapegoats · 05/10/2026 17:08

I definitely feel that there should as a minimum be a "triple lock" (hell, we would even be grateful for a double lock) on the thresholds for child benefit and childcare cut offs

Everanewbie · 05/10/2026 17:08

Campanulaceae · 05/10/2026 17:04

I wholly support this. Thanks to the 62% tax rate trap between £100-125k, plus the loss of childcare means that you need to earn about £140k or £150k to have the same amount of money was before.

Why should you be punished for doing well?

This is brilliant, did you produce the graph yourself or can you share the source? I'll use this to arm myself against the inlaws for our christmas 'debates'

MrsBennetsPoorNervesAreBack · 05/10/2026 17:09

MeetMeOnTheCorner · 05/10/2026 16:49

@MrsBennetsPoorNervesAreBack It’s not. Kemi recognises that her core voters are in the SE, S and SW and obviously London. That’s where the higher earning families reside and it’s certainly penalizing people by £ thousands a year so they reduce hours to get the benefit. These are the people who also pay the most tax and we need that tax! Essentially they don’t get child allowance and pay for a lot that this country values. We need them to stay and work in their valuable jobs. They also have the highest housing costs and nursery fees.

If others want the jobs - education can help them achieve highly too! We need to look after business and higher earners or they just go.

It's still only a small percentage. Even in London.

Carr0tT0p · 05/10/2026 17:12

Everanewbie · 05/10/2026 17:08

This is brilliant, did you produce the graph yourself or can you share the source? I'll use this to arm myself against the inlaws for our christmas 'debates'

Good luck with arming yourself against the electorate as a whole who will just be incredulous that the Tories would chuck away this kind of money on the richest!🤣 The Tories need to be in power to implement it and with policies like this I don’t see that happening any time soon.

whatwouldlilacerullodo · 05/10/2026 17:15

CremeDeMure · 05/10/2026 14:52

Why do non working families need tax payer funded childcare?

Because their children would then mingle with children of working families, instead of living in a bubble of people who don't work, thinking it's OK not to work.

FlakyPastries · 05/10/2026 17:16

MrsBennetsPoorNervesAreBack · 05/10/2026 17:09

It's still only a small percentage. Even in London.

1 in 10 workers in London earns >£100k.

Around 2 million people will earn over £100k this tax year.

And - this group pays >50% of all income tax, so their behaviour is important.

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MeowDoku · 05/10/2026 17:17

JHound · 05/10/2026 15:48

I have no issue with this but also wonder how this balances with her argument to insist people take more responsibility for their own lives, roll back the welfare state etc.

Fewer barriers to employment if you have universal childcare

Catterbat · 05/10/2026 17:17

CremeDeMure · 05/10/2026 14:52

Why do non working families need tax payer funded childcare?

Because of course all non working parents are just going to get stoned or go to the pub while their kids are in the nurseries you’re paying for.

FFS.

Or we could look at it from the perspective of the children, who would benefit hugely from the experience of being in nursery with other kids, learning to socialise and prepare for going to school. Kids from non working families are already at a massive disadvantage. Personally I would rather my tax went towards supporting them than giving handouts to families earning over 100k. But this is MN.

MrsBennetsPoorNervesAreBack · 05/10/2026 17:18

FlakyPastries · 05/10/2026 17:16

1 in 10 workers in London earns >£100k.

Around 2 million people will earn over £100k this tax year.

And - this group pays >50% of all income tax, so their behaviour is important.

Yes, it's about 1 in 10 workers in London. Just under, I believe.

They won't all have pre-school children in need of childcare though.

FlakyPastries · 05/10/2026 17:19

Carr0tT0p · 05/10/2026 17:06

Don’t talk nonsense the vast majority of the well educated and hard working aren’t paid above £100k.We can’t afford to chuck away £700million a year. It’s sheer lunacy designed to lure Reform voters. Tories still thinking about themselves as opposed to the needs of the country. The unbelievable arrogance that the country as a whole will just suck it up and vote for them is hysterical. They’re so out of touch and have learnt zilch through their last few years of disaster .

I don’t think your average £100k+ earner with nursery aged children is predominantly likely to be a reform voter (?).

It’s urban voters living in HCOL areas who will be voting Labour and Lib Dem.

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HokiePokie · 05/10/2026 17:24

Woodeny · 05/10/2026 16:51

Unbelievably expensive, helps out the low paid workers who are already paying far less tax than in any other EU countries.

It's the low paid workers that are struggling the most with the CoL. Maybe taper the personal allowance so it's higher for the lower paid. There are people working very hard in low paid jobs that are really struggling.

Notmycircusnotmyotter · 05/10/2026 17:26

ill vote for them

wiredandtired · 05/10/2026 17:27

I don't think it should be a cliff edge at £100k but also don't think it should be free for mega wealthy people. There must be a way to introduce a sliding scale.

Carr0tT0p · 05/10/2026 17:29

FlakyPastries · 05/10/2026 17:19

I don’t think your average £100k+ earner with nursery aged children is predominantly likely to be a reform voter (?).

It’s urban voters living in HCOL areas who will be voting Labour and Lib Dem.

Utter madness giving millionaires benefits. What a waste of money. And they want to do away with the environment agency to fund it! Something that benefits us all at the expense of a benefit for the wealthiest. Kind of sums the Tories up.

Carr0tT0p · 05/10/2026 17:34

Meanwhile Andy Burnham is working at creating a much needed cross party overhaul of the care system.

Hey Kemi this is what proper prime ministers do, they try to sort out major issues for the country as a whole.Take note!

GildedFrames · 05/10/2026 17:39

Badbadbunny · 05/10/2026 14:23

I'd also like to see higher tax free personal allowances for workers with school age children to reflect their additional costs in other ways.

The additional costs are a choice. Should we give people with dogs extra money for their additional costs? People with bigger houses?

The Tories want to stop giving free money to people who are disabled, not through choice, but give extra free money to people who choose to have multiple children. Bizarre.

Meadowfinch · 05/10/2026 17:42

Cliff edge taxes are always bad policy.

We have people we desperately need, like surgeons, going part time to bring their income down below the limit, because it costs them more to work full time.

It's a badly conceived tax and should be replaced with a graduated tax.

FlakyPastries · 05/10/2026 17:43

Carr0tT0p · 05/10/2026 17:29

Utter madness giving millionaires benefits. What a waste of money. And they want to do away with the environment agency to fund it! Something that benefits us all at the expense of a benefit for the wealthiest. Kind of sums the Tories up.

Are people earning £100k a year (and particularly of the age to have preschool children) likely to be millionaires?

More likely middle class professionals with big mortgages!

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Thunderdcc · 05/10/2026 17:43

wiredandtired · 05/10/2026 17:27

I don't think it should be a cliff edge at £100k but also don't think it should be free for mega wealthy people. There must be a way to introduce a sliding scale.

Mega wealthy people aren't screeching into the nursery car park at 5.55pm, they're using nannies and they're not remotely interested in whether they're ofsted registered so they can use tax free childcare because £10k is small change to them.

If you're going to notice the difference between having that subsidy and not, to the extent you're only working 3 days a week, then the country is almost certainly better off with you working 4 days a week, paying more tax and NIC and buying your coffee and lunch on that 4th day.

Somethinggg · 05/10/2026 17:44

FlakyPastries · 05/10/2026 17:19

I don’t think your average £100k+ earner with nursery aged children is predominantly likely to be a reform voter (?).

It’s urban voters living in HCOL areas who will be voting Labour and Lib Dem.

Yeah I wouldn't have thought this is aimed at the Reform defecting contingent. More the soft right, the sort of people a lot of Tory stuff in the last few years has scared off.

GildedFrames · 05/10/2026 17:45

Campanulaceae · 05/10/2026 17:04

I wholly support this. Thanks to the 62% tax rate trap between £100-125k, plus the loss of childcare means that you need to earn about £140k or £150k to have the same amount of money was before.

Why should you be punished for doing well?

Most of us would be worse off if we chose a much more expensive lifestyle, eg. having children. 😂 You don't qualify for benefits anymore when you reach a certain income level - is that not the way it should be or do you think everyone should be on benefits?

FlakyPastries · 05/10/2026 17:49

GildedFrames · 05/10/2026 17:45

Most of us would be worse off if we chose a much more expensive lifestyle, eg. having children. 😂 You don't qualify for benefits anymore when you reach a certain income level - is that not the way it should be or do you think everyone should be on benefits?

But everyone earning <£100k is subsidised for their childcare ‘for choosing a more expensive lifestyle’.

So why is it only relevant at that specific income threshold (which has been frozen for over a decade), that you’re seen as having ‘chosen an expensive lifestyle’?

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