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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to consider a degree instead of full time work while struggling to find a job?

262 replies

Karma1387 · 29/09/2026 19:34

I'm hoping the hive mind of mumsnet may have some suggestions on what I should do to improve my life.

I am looking to return to full time work (if I can afford to) after my maternity leave ends but the job market just seems super super tough. I need a 9-5 Monday-Friday job but everything I find online wants people with years of experience.

I want to improve my kids lives but it is looking impossible at the moment. Am I better off going and doing a degree and praying the job market is better in 3 years?

Any advice would be greatly appreciated as I feel a bit stuck but the world is crazy expensive and I have a lot of debt and I know the longer I'm not in a proper job the harder it is going to be to get into one.

OP posts:
ErinAoife · 30/09/2026 19:17

Karma1387 · 29/09/2026 20:10

Lower my expectations in what way? I don't care at the moment if a full time job is in accounting. I just want a 9-5 Monday-Friday job but 9-5 doesn't seem as common now and all of the jobs that are around seem to want you to have experience.

A job in finance/accounting requires often overtime especially at month end, audit time.

Karma1387 · 30/09/2026 19:18

Gothicashoker · 30/09/2026 19:16

Have you looked into degree apprenticeships?

Yeah they don't come up very often and usually healthcare related but I do keep an eye out.

OP posts:
Karma1387 · 30/09/2026 19:19

ErinAoife · 30/09/2026 19:17

A job in finance/accounting requires often overtime especially at month end, audit time.

That will be a bridge I have to cross when it comes to it. Working extra hours from home I could possibly juggle but I couldn't work extra office hours due to the kids.

OP posts:
Desperatelyseekinglazysusan · 30/09/2026 19:22

Karma1387 · 30/09/2026 19:18

Yeah they don't come up very often and usually healthcare related but I do keep an eye out.

I think degree apprenticeships are almost impossible to get. You may be better off looking for a L2 finance apprenticeship and working up. The L2 can be done in 8 months then once you have a foot on the door you work your way through the levels. I know someone who did this with 3 kids right up to L4 which takes you into the ACCA/Cima etc. Maybe look at local authorities or public/ charitable sector.

Karma1387 · 30/09/2026 19:23

Desperatelyseekinglazysusan · 30/09/2026 19:22

I think degree apprenticeships are almost impossible to get. You may be better off looking for a L2 finance apprenticeship and working up. The L2 can be done in 8 months then once you have a foot on the door you work your way through the levels. I know someone who did this with 3 kids right up to L4 which takes you into the ACCA/Cima etc. Maybe look at local authorities or public/ charitable sector.

Yeah they usually want very very good A levels. Yeah I am keeping an eye on apprenticeships. I have applied for lots with no luck so far.

OP posts:
aCatCalledFawkes · 30/09/2026 19:25

usernamealreadytaken · 30/09/2026 18:50

How do you have the qualifications to get on to an accounting degree with poor A-levels? Aren’t A-levels or an access course a prerequisite for getting on to any decent course?

Wow. So not cool to describe someone’s qualifications as poor. You don’t even know which uni or what her A Levels are.

justasking111 · 30/09/2026 19:26

Karma1387 · 29/09/2026 20:31

Yes but my previous job is only 2 days a week and I am looking for full time work.

The kids would go to nursery using the free hours and a little bit of my student loan. But honestly I don't know how we would juggle it.

Our financial situation has changed greatly due to a very complicated situation over the last 2 months so our house cost outgoings have gone from around £600 to £1700 which is why it wasn't an issue with finances prior to having ds2.

Another £1100 per month. No wonder you're panicking. Your partner needs to get a a temporary second job pronto. Have you looked into dog walking, cat feeding. A mumsnetter earns much more walking dogs she said.

Dave57 · 30/09/2026 19:29

has adult apprenticeship Been suggested?
earning and learning. Might not be as a high salary but worth looking into.

Karma1387 · 30/09/2026 19:31

justasking111 · 30/09/2026 19:26

Another £1100 per month. No wonder you're panicking. Your partner needs to get a a temporary second job pronto. Have you looked into dog walking, cat feeding. A mumsnetter earns much more walking dogs she said.

My partner works 6 nights a week already with a health condition ontop so he can't work anymore than he already does.

Yeah I have looked into dog walking but with the kids I can't juggle driving 2 kids under 3 and keep them safe whilst walking peoples dogs and pushing the pram and can't really take a 2.5 year old and 7 month old into other peoples houses.

It was my decision that has lead to the increase in bills so I feel it is my responsibilty to increase my income.

OP posts:
Karma1387 · 30/09/2026 19:32

Dave57 · 30/09/2026 19:29

has adult apprenticeship Been suggested?
earning and learning. Might not be as a high salary but worth looking into.

Yeah I have applied to lots with no luck. Apprenticeships that pay adult minimum wage are not very common.

But I check everyday.

OP posts:
Thisismynewname23 · 30/09/2026 19:34

I’m considering the same, I’m 50 this year and totally sick of my career I’m thinking of going to uni rather than stay in my current job, I have been looking for another role but it is hard out there, a friend decided to go back to uni and is using the maintenance loan to live on, she is feeling so much better having a mental break from the pressures of full time work and is loving having a new challenge, I’m really considering it

justasking111 · 30/09/2026 19:42

Karma1387 · 30/09/2026 19:31

My partner works 6 nights a week already with a health condition ontop so he can't work anymore than he already does.

Yeah I have looked into dog walking but with the kids I can't juggle driving 2 kids under 3 and keep them safe whilst walking peoples dogs and pushing the pram and can't really take a 2.5 year old and 7 month old into other peoples houses.

It was my decision that has lead to the increase in bills so I feel it is my responsibilty to increase my income.

Well he doesn't sleep all day so he could watch the children while you do some dog walking pm.

My friend worked full-time but could see redundancy coming so signed up for the OU. The first year she did two modules, second year, she went part time which meant she did three modules, third year she completed her degree.

If you attend university who is going to care for the children. Because another friend did it with rock solid family support and it was bloody hard.

Frillysweetpea · 30/09/2026 19:45

Karma1387 · 30/09/2026 19:06

I have already been accepted to university through clearing. Just trying to decide if its the right decision.

Congratulations! What's the course?

justasking111 · 30/09/2026 19:47

Thisismynewname23 · 30/09/2026 19:34

I’m considering the same, I’m 50 this year and totally sick of my career I’m thinking of going to uni rather than stay in my current job, I have been looking for another role but it is hard out there, a friend decided to go back to uni and is using the maintenance loan to live on, she is feeling so much better having a mental break from the pressures of full time work and is loving having a new challenge, I’m really considering it

It's a great idea if you don't have a 50k debt to be repaid.

Karma1387 · 30/09/2026 19:49

justasking111 · 30/09/2026 19:42

Well he doesn't sleep all day so he could watch the children while you do some dog walking pm.

My friend worked full-time but could see redundancy coming so signed up for the OU. The first year she did two modules, second year, she went part time which meant she did three modules, third year she completed her degree.

If you attend university who is going to care for the children. Because another friend did it with rock solid family support and it was bloody hard.

Actually he has a sleep condition so he needs 8-9 hours of sleep a day so yeah he does sleep all day otherwise he is at risk of crashing his car and we would be homeless.

In terms of childcare whilst doing my degree it looks like I am only in 2 days a week if I go ahead and not full days either so childcare costs would be covered between student finance and our free childcare hours and tax free childcare.

OP posts:
Karma1387 · 30/09/2026 19:50

Frillysweetpea · 30/09/2026 19:45

Congratulations! What's the course?

Thank you.Accounting and finance.

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Dorsetisbeautiful · 30/09/2026 19:53

You need to consider which jobs AI will take over and strike them from the list eg bookkeeping. Or do a degree in AI?!

Sparklingtulip · 30/09/2026 19:54

Karma1387 · 29/09/2026 21:17

I'm sorry but 'better for our teachers' I taught myself my A levels whilst suffering with severe depression so I was bloody proud of those grades. I am capable of much higher but life isn't always up for playing ball.

Your a levels were c c d. Doesn’t sound too shabby to me? Don’t put yourself down.

and to those dismissing non-Russell group uni’s, smaller colleges often have excellent employment rates for their graduates as more degrees are vocational, cohorts can be smaller, they can be more teaching focused too and be well connected to local employers. I am Oxbridge degree educated and have taught at Russell and ex-HE so I have no axe to grind. This is just my observation. It’s worth looking at progression rates to employment before dismissing anywhere.

Karma1387 · 30/09/2026 19:54

Dorsetisbeautiful · 30/09/2026 19:53

You need to consider which jobs AI will take over and strike them from the list eg bookkeeping. Or do a degree in AI?!

I don't think I am good enough with computers to do an AI degree unfortunately.

And its very hard to know what AI might strike. Its probably a very long list.

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Karma1387 · 30/09/2026 19:55

Sparklingtulip · 30/09/2026 19:54

Your a levels were c c d. Doesn’t sound too shabby to me? Don’t put yourself down.

and to those dismissing non-Russell group uni’s, smaller colleges often have excellent employment rates for their graduates as more degrees are vocational, cohorts can be smaller, they can be more teaching focused too and be well connected to local employers. I am Oxbridge degree educated and have taught at Russell and ex-HE so I have no axe to grind. This is just my observation. It’s worth looking at progression rates to employment before dismissing anywhere.

Edited

Considering I taught myself and did the exams as an external student whilst in a bad headspace I am proud of what I achieved so thank you!

OP posts:
SurferRona · 30/09/2026 19:56

Karma1387 · 29/09/2026 20:25

I am already level 3 qualified so not sure I could really do anything at college without paying. I also have to keep my 2 shifts a week at a minimum otherwise we can't pay our bills.

Voluntering is something I could do in 5 years once kids are at school but really hoping I find something full time before then.

Volunteering can be done around your kids, especially if you already have some accountancy qualifications. You could look at small charities, be a trustee and bookkeeper / finance officer type roles. If you do that well, local word of mouth could get you some paid jobs. That could get you the necessary experience to go with your qualification. How are you funding that with that level of debt?

Is there scope for more shifts where you are? Is it a national minimart or franchise? If the former, could you get support funding for your qualification with them if you can perhaps use it in the job?

Otherwise, if you want 9-5 and don’t care what you do, maybe try employment agencies- especially if you are in a high population area with business industrial parks. It might not be FT but could fit around your current set up too.

Sparklingtulip · 30/09/2026 19:56

Karma1387 · 30/09/2026 19:55

Considering I taught myself and did the exams as an external student whilst in a bad headspace I am proud of what I achieved so thank you!

Make sure you share this context in any interview and application.

LittlestMouse · 30/09/2026 20:00

Have you had a look at the civil service and local authorities? They are usually excellent for flexibility.

They will be very competitive, particularly at entry level, but worth setting up job alerts and keeping an eye.

I can only speak for civil service jobs, but if you do find one you want to apply for, id reallly recommend watching some youtube videos etc. on how to approach the application, as they are looking for a very particular style!

Karma1387 · 30/09/2026 20:02

SurferRona · 30/09/2026 19:56

Volunteering can be done around your kids, especially if you already have some accountancy qualifications. You could look at small charities, be a trustee and bookkeeper / finance officer type roles. If you do that well, local word of mouth could get you some paid jobs. That could get you the necessary experience to go with your qualification. How are you funding that with that level of debt?

Is there scope for more shifts where you are? Is it a national minimart or franchise? If the former, could you get support funding for your qualification with them if you can perhaps use it in the job?

Otherwise, if you want 9-5 and don’t care what you do, maybe try employment agencies- especially if you are in a high population area with business industrial parks. It might not be FT but could fit around your current set up too.

I don't have any accounting qualifications yet. Funding the exama will be the hard part but worst case I will have to use credit cards.

I cant do more shifts due to my partners hours unfortunately otherwise I would just do that for extra money. Big big retail company but no they don't fund stuff like this.

Yeah I have joined some agencies to see if they have any permenant roles.

OP posts:
Mommommommymom · 30/09/2026 20:03

Territories · 29/09/2026 19:46

That’s wild, I’d never think to get a student loan for living costs. Going into debt for everyday expenses as a grown adult with children? Crazy. That’s not thinking outside of the box, it’s just irresponsible tbh. You don’t even know what you want to study so clearly it’s an afterthought

shes trying to think of ways to support her children , do you have other options for her?

student debt is nothing like consumer debt. You pay a percent of your wage , it’s gone before you get it. I don’t give my student debt a second thought.

I did a degree 8 years ago ( so I did a 3 year degree and then a 1 year post grad and finished it all 4 years ago. ) . During my studies the maintenance loans helped me massively. I was on minimum wage , 4 years later I’m on 42k - took a year out to work agency too.