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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to want spending cuts rather than more tax rises?

109 replies

PinkFruitbat · Today 10:07

The foundations are being laid for more tax rises in the October Budget.

https://www.ft.com/content/6d43b599-3d7c-471c-88c2-0f056475a840?syn-25a6b1a6=1

AIBU to ask for savings in spending to help balance the budget rather than more taxes.

With welfare spending at nearly £1bn each day, when is enough, enough?

OP posts:
EasternStandard · Today 11:11

BaronessEllarawrosaurus · Today 11:08

Well i would for starters. UBI would be set at a pretty low rate, yes it would put a roof over your head and food on the table but I like a bit of luxury in life, a nicer area to live, nice holidays etc etc. I'd work to have extra income to afford things like that.

Where wouod the money come from for the UBI?

strawberrybubblegum · Today 11:12

EilonwyWithRedGoldHair · Today 11:10

Yes, but that doesn't help the local hairdresser stay in employment, or the corner shop stay open, those people end up unemployed and on the 25% less benefits with next to no chance of finding a new job, need to be housed by the council and develop depression and high blood pressure etc.

Too little of the money spent on welfare actually benefits the economy. Most of it is consumption.

That consumption needs to come down, and people given the incentive to work - which is what actually creates value.

Barney16 · Today 11:14

Tricky because lots of cuts have already been made. There's a tipping point beyond which more cuts mean systems don't actually work. Conversely less money in people's pockets means less spending which impacts the economy. I'm quite old and looking back I was actually better off earlier in my career. Which seems insane.

Melarus · Today 11:15

I'm fine with tax rises. I want services to be better supported - including welfare

Chickenlittlelaidanegg · Today 11:17

PinkFruitbat · Today 11:04

Yes I want to keep more of my money, I pay too much tax, and watch it being spent on the lazy work shy.

I could not agree more !

MellowSubmarine · Today 11:18

You can’t just say things like “25% cut to civil service”.

You might as well say “get more money” if you’re going to be that vague about it.

Itsuuu · Today 11:18

I’m fine with tax rises . It’s long overdue.We need better services and for governments to think of the good of the country and not themselves.

PinkFruitbat · Today 11:18

NancyThompson · Today 11:05

But where will the rises come from? It's blood out of a stone at this point.

It’s the exact opposite there is so much waste. Money spent on those who don’t need it. Money spent hugely inefficiently (NHS, HS2, MOD). A bunch of nonsense non value adding jobs in the CS (just look at .gov jobs).

That’s just the tip of the iceberg.

OP posts:
EasternStandard · Today 11:21

Itsuuu · Today 11:18

I’m fine with tax rises . It’s long overdue.We need better services and for governments to think of the good of the country and not themselves.

Which tax bracket are you offering up?

And how much more do you want to pay?

LakieLady · Today 11:22

Ginmonkeyagain · Today 10:57

The biggest thing that would reduce the welfare bill and make work pay would be a massive fall in house prices.

So people who want to cut welfare should either support a massive house building programme or other policy measures to reduce the price of housing.

Building more social housing would help a lot too. Instead of paying £1300 a month for a 2-bed flat in my area, struggling families would be able to get a council place for less than half that, saving a big chunk of UC.

My SDIL would be off UC entirely if she had a council place.

Tel12 · Today 11:25

If we want to live in a civilised society with good schools and public services then we need to pay. Start by taxing the rich.

timonandpumba · Today 11:26

PinkFruitbat · Today 11:04

Yes I want to keep more of my money, I pay too much tax, and watch it being spent on the lazy work shy.

Good to note that you haven’t responded to any of my points and have instead painted everyone with the same brush.

Ignorance is bliss as they say

LuckyHazelFox · Today 11:26

There could be a monumental difference in stripping the foreign aid budget. Let's stop being held to the past. How many of the intended recipients actually benefit from the money?

User134098 · Today 11:27

PinkFruitbat · Today 11:18

It’s the exact opposite there is so much waste. Money spent on those who don’t need it. Money spent hugely inefficiently (NHS, HS2, MOD). A bunch of nonsense non value adding jobs in the CS (just look at .gov jobs).

That’s just the tip of the iceberg.

Which CS jobs do you think are nonsense non value adding?

LuckyHazelFox · Today 11:27

timonandpumba · Today 11:26

Good to note that you haven’t responded to any of my points and have instead painted everyone with the same brush.

Ignorance is bliss as they say

To be fair, all your points aren't really in alignment with the 2026 landscape. We can afford to be as Liberal as we once were.

LakieLady · Today 11:28

Owninterpreter · Today 10:50

How would this interact with minimum wage. Large part of the public sector is wages. If you cut them by 25% there will be a lot of people dropping below minimum wage for essential jobs?

And that will make it harder to find people to do those essential jobs, although I suppose we could always increase immigration to fill the vacancies.

InveterateWineDrinker · Today 11:28

Actually, a good place to start would be a massive education campaign to explain to the Great British Public that this is not a rich country. It is an extremely poor one by G7 standards that has a few rich people, and what most people regard as an entitlement in respect of their standard of living is something they simply cannot afford with the value they create.

For too long the UK has lived waaaay beyond its means by virtue of the kindness of strangers. All that's happening is that this state of affairs is now unravelling, as those strangers are beginning to get concerned the money they loaned us might not get paid back with the way things are heading.

Badbadbunny · Today 11:33

We don't need spending cuts nor tax rises. We desperately need radical reform of public services to get rid of the sheer incompetence, inefficiency, waste, etc. Unfortunately, whenever they're "reformed" in any way, it usually just means even more cost, even more bureaucracy, even more waste and inefficiency.

Bushmillsbabe · Today 11:35

Barney16 · Today 11:14

Tricky because lots of cuts have already been made. There's a tipping point beyond which more cuts mean systems don't actually work. Conversely less money in people's pockets means less spending which impacts the economy. I'm quite old and looking back I was actually better off earlier in my career. Which seems insane.

I'm mid 40's, and I feel the same re being worse off despite earning more. DH and I are middle earners (total household income around 90k) and we used to have a couple hundred left over each month after paying all our bills, to run 2 x 10 year old cars, ours girls swim lessons etc, to save for a holiday, unexpected costs etc. This is first summer we haven't had at least a UK holiday, we just couldn't afford it as everything which comes in goes out on higher mortgage costs, higher bills, higher food prices etc. At start of this parliament our mortgage was £1400 a month, just remortgaged at end of fixed term, with a lower amount as paid a chunk off, and it will be £1800 a month. We definitely aren't on the breadline, but we aren't in a comfortable position either, like we used to be. If our boiler goes, or a car needs repairs, we will struggle.

Badbadbunny · Today 11:35

LakieLady · Today 11:22

Building more social housing would help a lot too. Instead of paying £1300 a month for a 2-bed flat in my area, struggling families would be able to get a council place for less than half that, saving a big chunk of UC.

My SDIL would be off UC entirely if she had a council place.

Nail on the head. Let's stop fleecing younger workers with stupidly high rents and housing costs, that are just lining the pockets of (usually) older landlords etc. We could do with a massive increase in council/social housing, not just for benefit claimants, but for workers too. Landlords etc have had it too good for too long, especially the multiple landlords with dozens/hundreds of properties, not so much those with only 1 or 2.

LuckyHazelFox · Today 11:38

Badbadbunny · Today 11:33

We don't need spending cuts nor tax rises. We desperately need radical reform of public services to get rid of the sheer incompetence, inefficiency, waste, etc. Unfortunately, whenever they're "reformed" in any way, it usually just means even more cost, even more bureaucracy, even more waste and inefficiency.

Yep, nonsense job titles cost money. Inefficient management by shouting but Tory cut our funds can only wash for so long.

Badbadbunny · Today 11:39

Marellain · Today 10:53

100% the two child benefit cap should be reinstated. I’m not a fan of shafting elderly people who’ve paid tax all their lives, but I reckon we should shape society going forward and the professional scroungers could be deterred early on.

Asking OAPs to pay the same total taxes as working people isn't "shafting" them. NIC needs to be extended to all income, or scrapped completely and income tax raised instead. It's insane that a worker pays more taxes than an OAP on the same income. I'd probably go further and scrap student loan repayments too and increase income tax commensurate. We need to start encouraging and rewarding people for working - at the moment it's workers who are "shafted" not OAPs!

Youcancallmeirrelevant · Today 11:41

PinkFruitbat · Today 11:04

Yes I want to keep more of my money, I pay too much tax, and watch it being spent on the lazy work shy.

The civil service is already having the number a cut by a huge percentage, most departments have been under a recruitment freeze for 2+ years, all staff that have left haven't been replaced...and you want another 25% cut? I don't think some people realise all of the departments within civil service and what would happen if there were no staff

LeedsLoiner · Today 11:41

We need to save money so cut benefits!

OK we’re going to remove the triple lock on pensions and only give the winter fuel allowance to people on low incomes…

Not THOSE benefits!!

Seethethingis · Today 11:43

WhatALotOfAFussAboutNothing · Today 10:09

Where do you suggest cutting money because most public services have already been depleted?

You could easily say the same about family budgets. Many, many people are one tax rise away from the wheels coming off entirely.
I’m currently sitting outside my son’s music lesson with a travel mug of tea. I used to pop in for a tea and maybe a bit of cake for a little weekly treat. That’s business the cafe is now not getting. I’m lucky in that it’s just tea and cake, among other budget trimming we have been doing. Others it’s might be the kids swimming lessons that are on the chopping block. Or not switching the heating on this winter. Or worse.
Tax rises do not exist in a vacuum, it’s real people’s money being removed from them and therefore from the funds they have to enrich their lives and keep local business afloat and others in jobs.
Will the got government finally look at taxing the people in this country with the actual real wealth? Or will they just be driving ordinary people further down the road to poverty?

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