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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to spend £15k-£20k yearly on holidays with £150k income?

117 replies

hangak · Today 09:49

If your combined take home is around £150k a year, is it unreasonable to spend around £15k-£20k on holidays for a year.

This would be a few UK and EU city breaks, plus 2-3 long haul trips.

OP posts:
EmailsaysOOO · Today 11:58

Go for it, I think spending a fair amount in the UK is going to help the economy so yes, I'm all for it.

Binnyforthewin · Today 11:59

Of course it is not unreasonable - you can spend your money on what you like!

backformoreofthesame · Today 12:00

If you can afford it and it’s what you want to do , no one else’s spend is relevant ?

if however you like to keep up with the jones - to show off - just be honest

Doingtheboxerbeat · Today 12:04

Snippit · Today 11:36

Wow, how much annual leave do you get, sounds like a lot of weeks. My hubby gets 20 days plus bank holidays, we couldn’t take that many jollies, unfortunately, I would if we could. You enjoy yourselves, as they say, “life isn’t a dress rehearsal “, go for it 🤩

Oh god, don't give them any more stealth brag thread ideas 😩
is it unreasonable to use all of my 160 days of annual leave all on one luxury holiday or should I spread it out 🙄

Brainstorm23 · Today 12:07

Pointless question and a total brag. You do you. Why do you need to ask permission to live your life.

WhosInCharge · Today 12:13

My income is a fraction of yours, OP. Holiday spending is around 7-8% of my net income and I can't afford to spend more because of other commitments, so your 10% seems reasonable, assuming you're not in debt and managing otherwise.

Has someone criticised you? Are you looking for permission to spend more?

I prioritise travel over some other things. I don't think I would change my holidays much if I had more to spend. If I got a significant pay rise tomorrow, I'd probably do some work on the house and stick to a similar level of holiday spending. But if your pension pot is healthy, and you don't have any other pressing claims on your money, then I don't see why you couldn't spend all your disposable income on holidays.

VayKayShun · Today 12:16

We spend roughly that and earn less than you do (around 130k combined) but I find there are always people wanting to comment on what you spend your money on when it's none of their business. Ignore them.

WhitegreeNcandle · Today 12:20

Completely depends on your situation. I wouldn’t but then I’ve got school fees to pay right now! How is your pension? Your mortgage?

Also, I’m going to be that person and say do you need to fly long haul every year for a holiday? We are definitely rethinking our holidays in light of climate change

SixAndJuliet · Today 12:21

hangak · Today 10:12

Is that pre or post tax though? 5k if post tax is very restrained - envious!

We earn 110k gross but spend 5k average on our holidays. However we alternate UK and abroad bi annually. So this year we went to Spain and spent about 6k, next year we’ll have a week in Devon and spend about 3k (we hire a house) plus a long weekend a way somewhere in the UK for a few hundred quid each spring.

Besidemyselfwithworry · Today 12:21

WineCharm · Today 09:51

Absolutely not. I'd up it to £100k. Why take budget holidays at that income level? Treat yourself, OP!

Exactly
I’d love to be able to do that

life is for living and making memories and as long as everything else is covered, why not.

SpaceAngel1999 · Today 12:23

Your money to spend how you wish. We have a joint income of £115k and spend on average £12k per year on holidays for the 4 of us.

RedToothBrush · Today 12:24

titchy · Today 10:16

For how many people? Two - yep it’s an ok budget - though personally I’d do one expensive long haul rather than two budget ones. Family of four - very tight budget.

What planet are you living on? I'd like to be on that planet.

Savvysix1984 · Today 12:28

We bring in about 110k but are mortgage free so less outgoings. I’ve never added it up but we do on average 1 long haul, 2 -3 week long European beach breaks, 3-4 uk city breaks then a centre parcs break. Me, dh and teen dc. Your budget sounds reasonable for your salary.

Likeiloveyou · Today 12:49

Why wouldn’t it be?

SunCloudRain · Today 12:50

YABU to ask. Do you just want people's opinions or do you want to explain your trade-offs?

Our household income is slightly higher, we usually spend 3k on 2 short break UK holidays a year with grandparents paying half. I'd imagine if I did an AIBU with those figures I'd be told I was tight.

We have 3 disabled DC and are saving to try to provide for their future. This is more important to our family than spending on other things.

Boohoo76 · Today 13:04

Spent around £22k on family holidays this year (two adults, two teenagers). One long haul, one week long short haul, one European city break, two UK short breaks. Plus about another £4k for the kids on school trips. Our income before tax is around £225-250k (fluctuates due to DH being self-employed and my bonus). My mum was only ten years older than me when she died so I want to enjoy life whilst I can.

Cornishclio · Today 13:12

Not at all. That is just 10% of take home. We have combined net income of £82k annually and this year will spend £20k. Presumably you don’t have debt and own a house and have savings? That is the only disclaimer I would say if you prioritise holidays over those but for some they are ok with that. Only you know if it is affordable for you.

PumpkinPieFairy · Today 13:17

Just depends how early you want to retire, OP!

BringBackCatsEyes · Today 13:22

Why are you asking?

Pherian · Today 13:40

hangak · Today 09:49

If your combined take home is around £150k a year, is it unreasonable to spend around £15k-£20k on holidays for a year.

This would be a few UK and EU city breaks, plus 2-3 long haul trips.

You can spend your money how you wish.

Pllystyrene · Today 13:47

Different people value different things but I travel as much as I can afford. We're on a considerably lower income and always prioritize holidays and days out. We lost a child in the family last year and I'm incredibly grateful for every memory we made with them. Tomorrow isn't promised and although you need to plan for the future you need to live for today.

PinkyFlamingo · Today 13:56

Ok you don't need random strangers on the internet to answer this do you, you just want everyone to know how much you earn. Now I do realise we all have different circumstances, incomes etc but this is just tacky 🙄

ilovesooty · Today 13:59

Spend your above average income however you want.

Arcticbattle32 · Today 13:59

Why are you asking this? If you can afford it, it’s fine. There’ll be people who spend a lot more - and more people who spend less.

Jc2001 · Today 14:02

hangak · Today 09:49

If your combined take home is around £150k a year, is it unreasonable to spend around £15k-£20k on holidays for a year.

This would be a few UK and EU city breaks, plus 2-3 long haul trips.

I never see the point in these posts unless it's just bragging.

If you can afford it and want to spend that amount on holidays, then do it. Noone else can answer that for you.

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