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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To want to work for cash to pay for treatment

77 replies

gopherit · 30/05/2026 16:50

AIBU to think that if the nhs can't give you the treatment you need and you're expected to self fund (in my case, 2 different types of physio and long-term counselling) then you should be able to work additional hours tax free to be able to fund it? As it is, if I work extra, my universal credit will reduce and it still won't cover it. To do it properly, long term private physio and counselling is already setting me back around £300-400 month which I can't sustain.

I am so fed up. When I chose a vocational career to qualify in, it's because you could survive without luxuries if that's what you chose. I'm not someone who needs or wants 5 long holidays abroad every year! I'm happy to shop cheaply and forego expensive treats, to do something I love and that's good for society (3rd sector). That was the choice I was happy to make when choosing my area of study/speciality. BUT, there was a half decent healthcare and benefits system at the time, which now there isn't. I'd like to work extra to pay for my treatment, but I can't.

Would it enable a society that could more easily fund treatment, rather than struggle to stay in work without?

Apols if I post and run, will be back this evening!

OP posts:
OurChristmasMiracle · Today 09:49

@gopherit some therapists do have spaces for low income. My therapist did offer some session at low cost so it might be worth looking into that. I’m happy to share his details with you. (He offers both in person and online sessions)

Ginmonkeyagain · Today 10:06

@Shrinkhole oh indeed - nothing wrong at all. Was just noting that it is not only the NHS who won't fund unlimited treatment.

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