To want to move

[tomoveornotto]

We live in an ex council house on a stereotypical council estate. It’s a mix of housing association houses and privately owned homes. We moved in as a young couple and saw it as the first step on the property ladder. We’ve since had 2 children and I’m desperate to move to a nicer area.
For context we’re in Yorkshire and crime isn’t majorly high, we’ve never had any issues, but we’re in quite a deprived area and more of the ‘rougher’ areas of our town. Quite a bit of drugs and antisocial behaviour happening in our estate but nothing that’s impacted on us.
i want my children to grow up somewhere that’s considered nicer and safer.
my partner is more reluctant as our mortgage is very very low and our outgoing are very low compared to our income so we have lots of disposable income.
AIBU to want a nicer area for my children to grow up in? Or AIBU to give up the financial freedom it gives?

If we moved to a nicer area we’d be able to afford it, but it’d mean we would double our current mortgage payments so would have considerably less disposable income.

As long as it was still affordable, I wouldn't think twice about moving to a nicer area.

I'd think seriously about what less disposable income would look like - what would need to be be sacrificed and what things are non negotiable to you as a family (holidays, clubs and hobbies etc.) and decide a budget from there.

Lots of factors to consider:
If you moved and your mortgage was higher would you still be able to afford it higher utility bills / council tax / one of you lost your job ?
Have you researched schools? Would they be the same? As in good ratings?
Ex council properties are much bigger than their equivalent private counterparts - would you be stretching yourself? Space wise needing a bigger property ?
Better areas don’t mean there will be less crime or drugs, id say that’s everywhere now.
The actual costs of moving - fees / stamp duty can you justify it?
Would you like to enjoy your life or be stuck having higher outgoings?

Having said that I’d move as long as I didn’t lose all my disposable income. I can sacrifice clothes / going out - doing simpler activities with minimal spend to have a nicer home as I’m a homebody.