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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

We need a political party that will…

524 replies

Skippp · 13/05/2026 06:04

I work in finance and this country is on the brink of collapse. It’s spending too much, it’s not growing the economy and needs someone to come in and make good decisions quickly if we are to survive. It’s in a really serious state now and action must be taken. I’vote Labour, and did so hoping Keir would be brave enough to take the hard decisions needed but he’s been a pathetic wet blanket. We need a government who:

  1. get rid of the triple lock. It’s laughably unaffordable.
  2. reassess the whole benefits system and get rid of disability payments for anything but the most severe conditions, increasing the amounts to those who have these conditions.
  3. restrict benefit payments to those born outwith the UK to those that have been in full time work for a large proportion of their adult lives here.
  4. Reduce the minimum wage to help companies hire again.
  5. Reduce housing benefit. People will have to move to somewhere cheaper or landlords will have to drop prices to what people can afford.
  6. Go to an insurance backed healthcare system like they enjoy in Europe.
  7. Ditch 95% of planning regulation and get Britain building again.
  8. ditch net zero. No one is going to run a successful business in a country with the highest energy costs on the planet.
  9. Reopen Scotland oil and gas production (inc refineries) and explore for more areas.
  10. Simplify income taxes. Roll income tax into NICs. Give everyone child care hours, child benefit, personal allowance and increase tax rates to pay for this. Stop artificially restricting people from earning more.
  11. Simplify VAT. Drop the threshold to £20k to ensure no one has a ceiling on earnings.
  12. Simplify IHT. 5% on everything. No nil rates or exemptions.
  13. rejoin the single market and customs union.
  14. Explain policies better! Tell people how unaffordable the triple lock etc is. Tell them what the single market and customs union non is and why you’re rejoining. Tell people what the ‘bond markets’ are and why they’re important. Tell people why paying for rich people’s child care is much better for the economy than forcing high earners to drop their hours.
  15. Probably ought to start deporting economic migrants with no right to stay quickler to throw some red meat to reform voters.

We need a party to take on ALL of these policies and move AT PACE on them. Who’s the party that will do this? I thought it was Labour but BOY was I wrong on that!

What are people adding to the list?

OP posts:
youalright · 13/05/2026 08:45

Skippp · 13/05/2026 08:41

But that is far better than people not being employed, getting used to being economically inactive and thinking being on benefits for life is a normal way of living. It’s cheaper for the government to top up poor wages than pay unemployment benefit.

But do you believe businesses would hire more staff or just keep the profit. I don't know about your job but my job has significantly changed over the last 10 years and im now doing the job of 3 people

DeathNote11 · 13/05/2026 08:45

youalright · 13/05/2026 08:03

The biggest way to save loads of money and actually help people is invest more in social care. Do you have any idea how many people are in hospital beds who have been medically discharged but can't leave.

Have a look at how much council tax payers are forking out to keep foreign children in care placements. Then come back & tell us again that the answer to anything is residential care for all via social care.

youalright · 13/05/2026 08:46

DeathNote11 · 13/05/2026 08:45

Have a look at how much council tax payers are forking out to keep foreign children in care placements. Then come back & tell us again that the answer to anything is residential care for all via social care.

Im never going to complain about the costs of children in care thats vile.

Skippp · 13/05/2026 08:46

youalright · 13/05/2026 08:45

But do you believe businesses would hire more staff or just keep the profit. I don't know about your job but my job has significantly changed over the last 10 years and im now doing the job of 3 people

Edited

Well it’s a reason why businesses are saying that they’re cutting staff. But yes, I don’t know if they’d bring staff back now the damage has been done

OP posts:
RedTagAlan · 13/05/2026 08:47

youalright · 13/05/2026 08:32

No not profit.Make money to cover costs Of food and admin not profit. The nhs paid 634 million a year on food and catering costs in 2019 I would imagine that number is significantly higher now. Its an added expense that most people could happily cover themselves. Where not talking ridiculous money like expecting people to pay for their surgeries and treatment and leaving hospital with a 500k bill where talking paying a few pound a day for food.

Edited

That's how Chinese hospitals work. No food supplied. So there is a choice of relatives bring it in, or one has to hire an "auntie". Many of the walking patients head out to local eateries.

BIossomtoes · 13/05/2026 08:47

bltwithoutthet · 13/05/2026 08:37

Okay? I’ll say it, I’m sick to death of selfish pensioners thinking this entire country is set up to serve them, and expecting the young to struggle to support them.

And I’ll say it. I’m sick to death of seeing an entire generation vilified on the basis of their date of birth. A generation that continues to pay tax which funds benefits for the million young people between 18 and 24 who aren’t in education or working. You’re picking a fight with the wrong people.

Skippp · 13/05/2026 08:48

youalright · 13/05/2026 08:46

Im never going to complain about the costs of children in care thats vile.

I am. Previously the council ran children’s homes. Council budgets were cut to the extent that they flogged off all of their assets to get by in the short term. They closed children’s homes and sold the buildings, outsourced the service that they had to supply to private equity companies who now charge a small fortune. Far more expensive than what went before.

see also care homes and special schools.

OP posts:
WestwardHo1 · 13/05/2026 08:49

keepswimming38 · 13/05/2026 06:52

Maybe capitalism isn’t the answer then. Let’s get rid of inflated wages in the financial sector and billionaires squirreling their wealth away. Let’s actually get banks to account for the crashes. Let’s redistribute some of that wealth to the poor.

What does "redistribute the money to the poor" actually mean though? Just giving them money? Who classify as "the poor"? And will they want to work for a living if they just get given money?

(Clue: no they won't).

Pigeonpoodle · 13/05/2026 08:49

Skippp · 13/05/2026 08:35

This was the Theresa May solution. It didn’t seem to have any downsides. It should be offered again.

Her solution was half-baked and didn’t include the insurance that I’m proposing.

youalright · 13/05/2026 08:50

RedTagAlan · 13/05/2026 08:47

That's how Chinese hospitals work. No food supplied. So there is a choice of relatives bring it in, or one has to hire an "auntie". Many of the walking patients head out to local eateries.

Does it work well? Its just something I'm curious about it may not work but I've spent a lot of time in hospital I honestly would never have had an issue to pay for my own food while im there i don't mean make it expensive just a few quid for each meal.

Skippp · 13/05/2026 08:50

Pigeonpoodle · 13/05/2026 08:49

Her solution was half-baked and didn’t include the insurance that I’m proposing.

Ah well, I agree with you then. How’s your insurance going to work do you think? It’s much needed!

OP posts:
BIossomtoes · 13/05/2026 08:50

Skippp · 13/05/2026 08:43

There was an insurance aspect to it too though wasn’t there? Pay £70k up front and if you need care it’s free I seem to remember?

If that was the case it was economic madness because £70k lasts about a year in care home fees.

ObsessiveGoogler · 13/05/2026 08:51

Lucia573 · 13/05/2026 06:52

I agree with everything you say OP. And I don’t work in finance! Particularly point 6 : NHS funding. So much money could be saved here and channelled into education instead. And, it’d probably lead to better health care outcomes - you are correct to use the word ‘enjoy’. I don’t know who will have the guts to do it, though. My fear is that we will ultimately end up with something like the American system under a future Tory government.

We spend less per capital from public funds than most of our peers in Europe on health. I’m not saying the NHS couldn’t be more efficient but moving to a different model of revenue will not save funds.

completelyfedupagain · 13/05/2026 08:51

I’d vote for most of this! Where do I sign up?! Also deeply disappointed with the Labour government (having voted for them) and terrified of a swing to Reform or Green.

The discussions on NMW are interesting. I’ve just checked and for 18-21 year olds it’s £10.85 which seems high considering they’ll most likely be working PT along study or living with parents. Would that be a place to cut it, to generate more jobs and allow young people to get into work?

On NMW more broadly though, surely an advantage to reducing it would be that employers would have more scope for salary increases to reflect longer service/responsibilities and reduce salary bunching where someone who’s worked there for 1 week earns the same as someone who’s been there 5 years.

Skippp · 13/05/2026 08:52

BIossomtoes · 13/05/2026 08:50

If that was the case it was economic madness because £70k lasts about a year in care home fees.

But what are the chances of needing it and how many years do people last in a care home? You pay up front before you know whether you’ll need care or not.

OP posts:
youalright · 13/05/2026 08:53

Skippp · 13/05/2026 08:48

I am. Previously the council ran children’s homes. Council budgets were cut to the extent that they flogged off all of their assets to get by in the short term. They closed children’s homes and sold the buildings, outsourced the service that they had to supply to private equity companies who now charge a small fortune. Far more expensive than what went before.

see also care homes and special schools.

Yeah i agree that, that was a stupid decision. But its already happened but im certainly not going to agree with the poster I was replying to who is moaning about paying for foreign kids who are in the care system. Their children i don't give a shit what nationality they are. Every child with shitty parents deserves to be cared for.

Skippp · 13/05/2026 08:53

ObsessiveGoogler · 13/05/2026 08:51

We spend less per capital from public funds than most of our peers in Europe on health. I’m not saying the NHS couldn’t be more efficient but moving to a different model of revenue will not save funds.

It would if you funnel the money that employers pay to BUPA etc into the NHS instead. Loads of private sector companies offer private medical cover. It goes straight to private equity companies generally.

OP posts:
Shatteredallthetimelately · 13/05/2026 08:54

Any government that's going to concentrate on looking forward to get the country back on its feet instead of harping on about how previous governments have put us in this situation gets my vote.

IsthataYes · 13/05/2026 08:54

@ObsessiveGoogler and they are much stricter on who uses their services in EU times DD had a nasty fall we were interviewed ,addresses etc gleaned well before they even looked at her in France and we got a 80 euro bill for basic checks that was in "reciprocal "EU times.

SpideySensesbroken · 13/05/2026 08:55

You might know about finance but you know nothing about social care. I work in MH.
The problem is, nearly everyone I work with is deserving of the benefits they receive. They have had either early lives so terrible you can’t imagine (watching their parents jump off buildings, not knowing that pasta should be cooked as they ate it raw, being forced into sexual acts, parents torturing their pets in front of them). Or they have psychotic disorders so chronic it is unlikely they will ever work. Or both.
If you get rid of PIP, you are expecting the person who is newly discharged from psychiatric hospital to suddenly go back to work, or starve. Making them more likely to relapse and end up in hospital again. There will be no cost saving.
Given what we know about the impact of trauma, poor nutrition and addiction, the biggest thing we could do to help reduce costs in the future would be to improve the lives of children. Reduce poverty. Extra funding for afterschool and weekend clubs for those with awful home lives. Improve access to education. Better support for mothers who want to leave D.A. As the current system is shit.
Studies show that therapy and community help prevent children being taken into care. It’s also much cheaper, not just for that child at the point of the intervention but life long. There is no positive outcome for children who are removed from their families. They survive.
None of your draconian policies actually help wellbeing.

youalright · 13/05/2026 08:55

Skippp · 13/05/2026 08:53

It would if you funnel the money that employers pay to BUPA etc into the NHS instead. Loads of private sector companies offer private medical cover. It goes straight to private equity companies generally.

But don't companies do this so that their staff can be seen and sorted quickly so they can get back to work. I don't think a company is going to be happy to pay the nhs for their staff member can sit on a 2 year waiting list getting iller

BIossomtoes · 13/05/2026 08:56

Skippp · 13/05/2026 08:52

But what are the chances of needing it and how many years do people last in a care home? You pay up front before you know whether you’ll need care or not.

Exactly. I’d rather self fund as I would now if I need care than take that kind of gamble. How many people would there be that don’t have £70k in liquid assets and would have to take equity release to finance a gamble? Ill thought through nonsense.

youalright · 13/05/2026 08:57

SpideySensesbroken · 13/05/2026 08:55

You might know about finance but you know nothing about social care. I work in MH.
The problem is, nearly everyone I work with is deserving of the benefits they receive. They have had either early lives so terrible you can’t imagine (watching their parents jump off buildings, not knowing that pasta should be cooked as they ate it raw, being forced into sexual acts, parents torturing their pets in front of them). Or they have psychotic disorders so chronic it is unlikely they will ever work. Or both.
If you get rid of PIP, you are expecting the person who is newly discharged from psychiatric hospital to suddenly go back to work, or starve. Making them more likely to relapse and end up in hospital again. There will be no cost saving.
Given what we know about the impact of trauma, poor nutrition and addiction, the biggest thing we could do to help reduce costs in the future would be to improve the lives of children. Reduce poverty. Extra funding for afterschool and weekend clubs for those with awful home lives. Improve access to education. Better support for mothers who want to leave D.A. As the current system is shit.
Studies show that therapy and community help prevent children being taken into care. It’s also much cheaper, not just for that child at the point of the intervention but life long. There is no positive outcome for children who are removed from their families. They survive.
None of your draconian policies actually help wellbeing.

Well said 👏👏👏👏

RedTagAlan · 13/05/2026 08:59

youalright · 13/05/2026 08:50

Does it work well? Its just something I'm curious about it may not work but I've spent a lot of time in hospital I honestly would never have had an issue to pay for my own food while im there i don't mean make it expensive just a few quid for each meal.

Not really. But China is officially a developing nation. So it would really have to be gauged against other developing nations.

China pushes the concept of the "extended family". There is no social safety net as such. If you can't work it is up to the family to look after you. And if you can't afford the hospital bills, you just sort of die.

And if you were in hospital and don't have a relative who can take time off, and you can't afford an "auntie", then that would mean you can't afford the hospital bill. So, you just sort of die.

youalright · 13/05/2026 09:00

RedTagAlan · 13/05/2026 08:59

Not really. But China is officially a developing nation. So it would really have to be gauged against other developing nations.

China pushes the concept of the "extended family". There is no social safety net as such. If you can't work it is up to the family to look after you. And if you can't afford the hospital bills, you just sort of die.

And if you were in hospital and don't have a relative who can take time off, and you can't afford an "auntie", then that would mean you can't afford the hospital bill. So, you just sort of die.

But what i was more meaning was the hospital still supply the food as they do for everyone but you just pay for it.