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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to worry about delays with bridging finance before exchange?

2 replies

starships · 07/05/2026 20:37

We’re in a property chain and our buyer’s buyer is using bridging finance. Personal guarantees and independent legal advice were done mid-April and we were told the bridging lender’s solicitors had everything they needed by 20th ish of April.

It’s now 7 May and we’re apparently still waiting for final “lender approval/go ahead” before exchange can happen. The bridging application itself started months ago.

The confusing part is that all parties are apparently still fully on board, estate agents and solicitors are discussing completion dates within the next 2 weeks, and nobody is actually saying there’s a problem — but this just feels insanely long to me for “final approval”.

AIBU to think something may be wrong behind the scenes, or is this actually fairly normal once bridging lender solicitors get involved?

OP posts:
Pipop235 · 07/05/2026 21:24

Bridging finance can take time. If it still sounds ok then should be alright. They are good about saying if there’s an issue but go quiet when reviewing and reporting. Good luck

starships · 08/05/2026 20:45

Pipop235 · 07/05/2026 21:24

Bridging finance can take time. If it still sounds ok then should be alright. They are good about saying if there’s an issue but go quiet when reviewing and reporting. Good luck

Thanks for the response- no indication of any issues just the constant ‘we’re still awaiting final sign off” which has lasted a few weeks 😭

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