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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not want to pay cleaner in cash?

442 replies

brokenteddychair · 02/05/2026 13:56

We have had a cleaner for about the last six months. She generally does a solid job and is reliable. I like her very much, she works hard and is trustworthy. She is currently the sole earner in her household as her husband doesn’t work (manual job). This is allegedly due to an injury but he is currently in his home country helping a family member with a renovation project so I’m a bit skeptical.

She has asked if we can start paying in cash “because the costs are burdening me and I need to ask clients to start paying in cash.”. This indicates to me that she is planning to under declare her income and therefore either not pay tax, claim benefits she isn’t actually entitled to, or both.

This is really conflicting me. I feel strongly that everyone should be paying their fair share of tax. I also don’t want the inconvenience of having to remember to get cash out every week. I have enough to do, that’s why I need to outsource help!

Would you suck it up or let her go?
YABU = cleaners are worth their weight in gold, just pay tax
YANBU = don’t be complicit in her fraud, find someone who will take bank transfer

OP posts:
LeticiaMorales · 02/05/2026 14:43

Rest assured, @brokenteddychair - when you see on the news that your cleaner has launched her own Space X Rocket, you'll know she's been evading tax.
"sponsored by Tesco"

SpaDaysForAll · 02/05/2026 14:44

I'd possibly consider offering to pay her in say tesco vouchers

Classic!

This is up there with snapped and farted 😂

SixtySomething · 02/05/2026 14:44

BillieWiper · 02/05/2026 13:59

I would always pay them in cash no questions asked. Why are you concerning yourself with her partner and what he does or where he's from? She's your cleaner and her personal circumstances are not for you to cast judgement upon.

You can tell her no and find a new cleaner I guess. But for what actual reason? You suspect she's a fraudster because her husband is a foreign manual worker? That's just prejudiced speculation really.

The reason OP thinks she may be planning some fraudulent behaviour is what the cleaner said.
I think if there's any 'prejudiced speculation' about it's on your part.
Just saying.
Why do you have special feelings about 'foreign manual workers'?

ChristmasCwtch · 02/05/2026 14:44

For every hour I employ her, I have to earn £24 to pay my cleaner £16.50.

Why should she then be exempt from paying tax!

Also, getting cash out every week is a pain in the ass, so it would be a hard no from me.

I also refuse to pay my nail guy in cash. He asks every time I go and I say no every time. Pretty sure they launder money too as they’ve got another salon they had fitted out years ago and keep empty of people!! So weird 😂

clarrylove · 02/05/2026 14:44

Maybe her husband controls the bank account and this is her way of keeping her earnings.

AInightingale · 02/05/2026 14:45

Ditch her and find someone honest? How do you know she's not claiming benefits and working on the side, do you really want to be complicit in that? (And fraudster apologists can do one, frankly).

sunflowersandsunsets · 02/05/2026 14:45

thestudio · 02/05/2026 14:43

Of course it's her business - it's a moral issue and she believes that we all have a duty to pay into the pot, as well as take?

It really isn't her business.

And paying someone by bank transfer doesn't mean the income is being declared.

sunflowersandsunsets · 02/05/2026 14:45

AInightingale · 02/05/2026 14:45

Ditch her and find someone honest? How do you know she's not claiming benefits and working on the side, do you really want to be complicit in that? (And fraudster apologists can do one, frankly).

Oh, bog off.

Cash is legal tender. Not everyone who takes cash payments is committing fraud.

nopeandnopeandnope · 02/05/2026 14:45

LeticiaMorales · 02/05/2026 14:43

Rest assured, @brokenteddychair - when you see on the news that your cleaner has launched her own Space X Rocket, you'll know she's been evading tax.
"sponsored by Tesco"

Oh god your comment has really made me laugh 😆

Chewbecca · 02/05/2026 14:46

NoelEdmondsHairGel · 02/05/2026 14:35

I never understand why tax dodging via taking cash payment seems to be tolerated by so many. It must cost the state billions each year.

We should not facilitate it. The closer we get to a transparent cashless economy the better.

Agree! Not only dodging paying tax but likely claiming more in benefits at the same time so it is a double whammy. It's dishonest and I can't abide dishonesty.

Lomonald · 02/05/2026 14:46

I pay my hairdresser and window cleaner in cash, I also paid my last dog walker in cash, I didn't realise it was a big "no no"

sunflowersandsunsets · 02/05/2026 14:46

ChristmasCwtch · 02/05/2026 14:44

For every hour I employ her, I have to earn £24 to pay my cleaner £16.50.

Why should she then be exempt from paying tax!

Also, getting cash out every week is a pain in the ass, so it would be a hard no from me.

I also refuse to pay my nail guy in cash. He asks every time I go and I say no every time. Pretty sure they launder money too as they’ve got another salon they had fitted out years ago and keep empty of people!! So weird 😂

Edited

Again, for the hard of understanding - accepting cash =/= not paying your taxes.

CamembertnCaffeine · 02/05/2026 14:47

StormInaDcup99 · 02/05/2026 14:02

I'd possibly consider offering to pay her in say tesco vouchers and keep them somewhere safe in the house so they are there for when you need to pay her

And how is she supposed to pay her gas/electric bill with these? You absolute melt

sunflowersandsunsets · 02/05/2026 14:47

Chewbecca · 02/05/2026 14:46

Agree! Not only dodging paying tax but likely claiming more in benefits at the same time so it is a double whammy. It's dishonest and I can't abide dishonesty.

Where's your proof that she's dodging tax, exactly?

whattheysay · 02/05/2026 14:47

If you want to keep her pay her how she wants or get another cleaner it’s not your business what she does with the money or what her husband is doing

Thechaseison71 · 02/05/2026 14:48

TakeALookAtTheseSwatches · 02/05/2026 14:06

I'd assume she's in dire straits financially with the situation she's in. The fact you can afford a cleaner means you don't understand what her life is probably like. I'd do it no questions asked.

The account could be overdrawn so she can't access any money you transfer to it

I despair of the amount of people who find it such a hassle to call at an ATM at some point in a week.

Don't any of you have kids you need to get cash out for?

LeticiaMorales · 02/05/2026 14:48

CamembertnCaffeine · 02/05/2026 14:47

And how is she supposed to pay her gas/electric bill with these? You absolute melt

😂

BringBackCatsEyes · 02/05/2026 14:49

test

BringBackCatsEyes · 02/05/2026 14:49

Ignore above. I am unable to post via the App - just checking desktop.

LeticiaMorales · 02/05/2026 14:50

Chewbecca · 02/05/2026 14:46

Agree! Not only dodging paying tax but likely claiming more in benefits at the same time so it is a double whammy. It's dishonest and I can't abide dishonesty.

So you think she's claiming benefits as well?!
What evidence have you for either claim?

Lomonald · 02/05/2026 14:51

Thechaseison71 · 02/05/2026 14:48

The account could be overdrawn so she can't access any money you transfer to it

I despair of the amount of people who find it such a hassle to call at an ATM at some point in a week.

Don't any of you have kids you need to get cash out for?

I also don't understand why cashpoints seem to be such a hassle for some people.

LeticiaMorales · 02/05/2026 14:51

sunflowersandsunsets · 02/05/2026 14:46

Again, for the hard of understanding - accepting cash =/= not paying your taxes.

Quite. Or falsely claiming benefits!

newornotnew · 02/05/2026 14:52

NoelEdmondsHairGel · 02/05/2026 14:35

I never understand why tax dodging via taking cash payment seems to be tolerated by so many. It must cost the state billions each year.

We should not facilitate it. The closer we get to a transparent cashless economy the better.

If the state removes cash entirely, people will find a way round it by introducing something equivalent or bartering.

You can't make bartering aka swapping illegal, it's not feasible.

sunflowersandsunsets · 02/05/2026 14:53

LeticiaMorales · 02/05/2026 14:51

Quite. Or falsely claiming benefits!

Honestly, MN is so predictable.

They resent paying for anything in cash. They resent anyone "working class" who dares to charge more than minimum wage for their work (especially if it means they earn more than they do with their degrees and office jobs). They hate anyone who is in a trade too.

These threads always go the same way.

Dweetfidilove · 02/05/2026 14:54

StormInaDcup99 · 02/05/2026 14:02

I'd possibly consider offering to pay her in say tesco vouchers and keep them somewhere safe in the house so they are there for when you need to pay her

This is one of the most ridiculous things I've read here 😂😂😂