Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council tax bill - is this wild or are yours insanely high too?

401 replies

Notmycircusnotmyotter · 01/05/2026 12:14

My local council took £232 in direct debit today for council tax. I'll be honest, I don't budget to the pound, so was shocked when I saw it and assumed they had wrongly taken off my single person discount. But nope. £232 is what 75% of the council tax charge is for my 3 bed terrace.

WTAF. This feels insanely high.

please don't tell me all about bankrupt councils and adult social care. I've heard it. I know.

My point is how are ordinary people paying these sorts of bills? I'm a single parent of two on a decent wage and it stings.

OP posts:
Thread gallery
5
Sidebeforeself · 01/05/2026 13:49

Notmycircusnotmyotter · 01/05/2026 12:22

all of us paying for those public sector salaries

Well the vast majority of public sector workers are not raking it in, I can assure you.

Also, I don’t have much sympathy with your shock if you don’t take notice of your bills.

ProudAmberTurtle · 01/05/2026 13:49

LostFuse · 01/05/2026 13:44

In 2016-17 councils and other bodies across England paid £7.4bn in pension contributions, although it's uncertain exactly how much of that was funded by council tax.
During that period, people in England paid £26bn in council tax, which accounted for 28% of total local government funding.
If 28% of local authority pension contributions that year came from council tax, then the cost would be about £2bn.
That amounts to 8p of every £1 of council tax paid in England.

The Times article states that councils paid around £6.7–7 billion into staff pensions in a more recent year, equating to an average of 23.5% of their council tax revenue — i.e. nearly £1 in every £4. Some councils spent over 50% (or even more than 100% in extreme cases) of their council tax income on pension contributions.

Sidebeforeself · 01/05/2026 13:51

GoodkneeBadKnee · 01/05/2026 13:24

Yep. All of us including those who work in the public sector. I hear this "we pay your salary" bollocks a lot. Newsflash - civil servants pay tax too.

Edited

And many are on Universal Credit because admin/ executive officer wages are so low.

monday1983 · 01/05/2026 13:51

Yes £232 for small two bed cladded flat i can't even sell, madness

circusrunaways · 01/05/2026 13:51

Besides the discussion is council tax which doesn't pay for schooling and nhs.

Some does go towards education and social care impacts the NHS

Beachforever · 01/05/2026 13:52

Tigerbalmshark · 01/05/2026 13:46

Depends on the council running costs - I pay more than the PP because I live in a less-wealthy borough of London, and other residents claim more and contribute less. From memory, I think the cheapest council tax is City of London because there are practically no residents (lots of business rate income though).

I do agree it should be more equal, but I don’t know how you would do that without penalising people in expensive areas. I live in a small 3 bedroom ex council house worth over £1m, because that’s just what houses cost around here. I’d be annoyed to pay more than somebody in a six bedroom mansion just because they live in Northumbria and houses are cheaper there, and obviously it would be wildly unfair on social housing tenants in a house like mine.

That’s true, I hadn’t thought about it like that.

Our borough council also gets a lot of revenue from us having to pay to park outside our houses too! I imagine those in rural areas don’t have that.

BigAnne · 01/05/2026 13:53

Friendlygingercat · 01/05/2026 13:01

Council Tax is a sore subject with me. As a single childfree person who earned a good salary I have been a net contributer all my life. As a sinhgle pensioner I am now effectively subsidising families (net takers) who pay NOTHING extra for their children. 20% of my CT bill goes on childrens services and I resent every penny of that. If I ever move I will be sure to leave a huge bill behind me out of sheer spite.

Those children will one day be working in the services you need ... hospitals, shops, road workers, dentists, trades etc etc.

niknakw12 · 01/05/2026 13:53

Mine is over £300 with the discount. It's gone up alot over the last few years.

DeskGnome · 01/05/2026 13:53

Notmycircusnotmyotter · 01/05/2026 12:22

all of us paying for those public sector salaries

I work for my local council.

On the 15th of every month they pay my wages and then grab £200 straight back in council tax 😭

FartyAnimal · 01/05/2026 13:54

Ours is over £300 per month. It's no surprise, although still unpleasant!

circusrunaways · 01/05/2026 13:55

@ProudAmberTurtle what ia not true? The biggest spend is social care and pension schemes are far less generous now.

Those are the two options if you want to cut funding to adult social care.

Care in the home should also include house value imo.

Cherriesandapples1 · 01/05/2026 13:55

Friendlygingercat · 01/05/2026 13:01

Council Tax is a sore subject with me. As a single childfree person who earned a good salary I have been a net contributer all my life. As a sinhgle pensioner I am now effectively subsidising families (net takers) who pay NOTHING extra for their children. 20% of my CT bill goes on childrens services and I resent every penny of that. If I ever move I will be sure to leave a huge bill behind me out of sheer spite.

Wow. I don't have children but I certainly don't begrudge paying for social care. Do you realise that a lot of the social care for children is paying for children abused/neglected to live in foster care or other placements to keep them safe.
You were once a child and unless privately educated, then other people's taxes were funding your educational at that point
Also how much do you get in pension, you may not actually be a net contributor overall. If you use the roads, nhs, get your bins collected etc you may not be paying as much in tax as the services being delivered

Tallulahbelle1038 · 01/05/2026 13:57

We’re £330/month for a 4 bed 3 bath! It’s extortionate!

LakieLady · 01/05/2026 13:58

CrapGardener · 01/05/2026 13:20

Ours is £145 a month, roughly £9 pcm more than last year if I remember correctly.

Our water bill on the other hand is shocking! From roughly £300 last year to over £800 this year.

I pay £566 pa for water/wastewater, and that's for a single-person household.

My supply is metered, and I've got really stingy about how much I use. I'm hoping the bill will go down a bit when they read the meter, usually around June/July.

maturemummy · 01/05/2026 13:59

Are they taking it over ten months instead of 12? That’s what my council does.

WhereHasMyPlanetGone · 01/05/2026 13:59

DancingLions · 01/05/2026 13:11

I pay over 12 months and mine is £215 per month. Band E, one of the London councils. I owed them a big debt so was paying £600 a month for a long time 😭so going "down" to £200 is a lot better! Although now I'm used to paying £600 I intend to pay off the year in 4 months and forget about it for the rest of the year!

I’m Band E in the midlands and mine is £303 per month!
Yes mine has gone up OP, but I knew that before they took the DD as I read my bill.

catsarekeytohappiness · 01/05/2026 13:59

It always surprises me when there’s lots of grumbling about energy and water bills but almost nothing when council tax goes up by quite a lot every year. My council tax bill is 3x higher than my energy bill.

I think it’s because a lot of people don’t have to pay it or get hefty discounts.

canyon2000 · 01/05/2026 14:02

Lifeomars · 01/05/2026 13:12

Is that between 2 of you? I am in a Band A on my own and pay £134 a month, live in a two bed two up two down and don't have a garden.

Yes there are 2 of us. Our bill for 26/27 is £2271.51.

Nos4r2 · 01/05/2026 14:03

The aging population have to pay the council tax too. I don't think there is many older people who don't.

Cheersmedears123 · 01/05/2026 14:03

Ours is about £170pm (band b) for a flat but what baffles me is that there are lovely 5-bed houses nearby on band A! It doesn’t make sense.

Silverbirchleaf · 01/05/2026 14:04

£300+ here now. Slightly astounded when I saw it go over the £300 mark. i don’t live in a mansion.

There are plans to increase discounts up to a hundred percent to several thousand people locally. Must admit, when I saw this, i definitely felt the middle are being squeezed further, as their council taxes go up further, and I’d rather the money be spent on local services, potholes etc, which benefit all.

Wonkywalker · 01/05/2026 14:05

I pay £160 per month but when I retired ten years ago I paid £98 per month in council tax ( and that is what I budgeted for as I knew my income would not increase).

The £160 is for a bungalow that is smaller in size than most retirement flats (500sqm) but it is detached in a costly area so I can only assume that is why it is £160

Please note the £160 is after I haven taken off the single and disability discounts.

i cannot downsize further as retirement apartments are bigger - though I suspect they fall within a lower band as they are flats.

HPFA · 01/05/2026 14:06

Notmycircusnotmyotter · 01/05/2026 12:37

It's just so much! In my head it was about £150 and I made peace with that.

Is there a plan by government
at all except to squeeze and squeeze us until we just give up?

A good plan would be to pay more tax and receive more in return, similar to countries like Norway.

Invest in things like social housing.

The chances of anyone voting for a party offering that are pretty much nil.

Forthesteps · 01/05/2026 14:07

Sortingmyself · 01/05/2026 12:20

ours has broken into the £300+ bracket now. We are in one of the councils who request a higher increase than 5%...and got it. Probably for their nice fat salaries...🙄

Probably for social care but you carry on fantasising

circusrunaways · 01/05/2026 14:07

HPFA · 01/05/2026 14:06

A good plan would be to pay more tax and receive more in return, similar to countries like Norway.

Invest in things like social housing.

The chances of anyone voting for a party offering that are pretty much nil.

The problem is lower & middle earners would need to pay more (higher earners already in line) but our distorted housing market makes that very difficult.

And yes no one will vote for that

Swipe left for the next trending thread