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Council tax bill - is this wild or are yours insanely high too?

398 replies

Notmycircusnotmyotter · 01/05/2026 12:14

My local council took £232 in direct debit today for council tax. I'll be honest, I don't budget to the pound, so was shocked when I saw it and assumed they had wrongly taken off my single person discount. But nope. £232 is what 75% of the council tax charge is for my 3 bed terrace.

WTAF. This feels insanely high.

please don't tell me all about bankrupt councils and adult social care. I've heard it. I know.

My point is how are ordinary people paying these sorts of bills? I'm a single parent of two on a decent wage and it stings.

OP posts:
Thread gallery
5
JHound · 01/05/2026 13:11

TennisLady · 01/05/2026 12:49

It’s the most ridiculous and unfair tax.

How would you make it fairer.

Lifeomars · 01/05/2026 13:12

canyon2000 · 01/05/2026 12:57

I'm a bit surprised by some of your bills! We are band D, 4 bed house and ours is £227 a month. Guess it must depend on where you live, we are Leeds.
Eta we have no reductions either

Edited

Is that between 2 of you? I am in a Band A on my own and pay £134 a month, live in a two bed two up two down and don't have a garden.

HairyToity · 01/05/2026 13:12

Ours is £365 per month. Its tough.

RampantIvy · 01/05/2026 13:12

Notmycircusnotmyotter · 01/05/2026 12:14

My local council took £232 in direct debit today for council tax. I'll be honest, I don't budget to the pound, so was shocked when I saw it and assumed they had wrongly taken off my single person discount. But nope. £232 is what 75% of the council tax charge is for my 3 bed terrace.

WTAF. This feels insanely high.

please don't tell me all about bankrupt councils and adult social care. I've heard it. I know.

My point is how are ordinary people paying these sorts of bills? I'm a single parent of two on a decent wage and it stings.

Ours is £289.

PatNoodle · 01/05/2026 13:13

Savvysix1984 · 01/05/2026 13:02

Mine is £148 per month for a 3 bed semi. No water charges either which helps. Yours sounds really high

Depends what area of the country surely? OPs sounds low to me for a 3 bed, we pay £250 a month for a small 2 bed semi

TheyGrewUp · 01/05/2026 13:14

We pay a lot, a bit under £500 I think. We have no beef about what we pay but we have a huge beef about the quality of the services provided for the money and recognise this has a greater impact on the least privileged, paying the lower amounts.

Children's Services have been in and out of special measures for years.
Shortage of SEN places in fit for purpose schools.
Street lights go off at 10.30.
Town Centre is a mess
Green belt being assigned grey belt
Roads full of potholes which are not dealt with
Pavements in need of repair
Rising crime
Unable to comment on elder care
Bins OK but the community recycling centre is now closed Monday to Wednesday.
Libraries are fab
Local Councillors are crap, Residents' Association
One of the wealthiest counties and a privileged borough. Rock on the unitary authorities and let's see if they do better.

JHound · 01/05/2026 13:14

This. Which though I whine about it, I see adults and children’s social care as critical services. The former will only get higher too.

NoWordForFluffy · 01/05/2026 13:14

anniegun · 01/05/2026 13:04

Those children grew up and are paying your pension. The generation before paid for your education. The current generation are paying for your NHS services, The next generation will probably pay for your social care. You will probably be still moaning then

Edited

This is pointed out to them on every thread they put their whining moan post. But they just ignore facts and keep moaning.

JHound · 01/05/2026 13:15

ProudAmberTurtle · 01/05/2026 12:56

About 25% of the council tax bill covers..

The pensions (not even the salaries) of council staff.

The average CEO of a UK council earns nearly £200k a year.

But despite this, every city now has a mayor, every region has another layer of government, Wales and Scotland have their own parliaments.

It's not unreasonable to say the taxpayer is not getting good value for money.

We used to have a fraction of these staff, paid a fraction in tax and managed to get the potholes filled when we needed.

We just didn't back then pay millions to people so they could spend thousands on rainbow crossings.

Where did you get that figure from?

EricTheHalfASleeve · 01/05/2026 13:15

DreamyScroller · 01/05/2026 13:07

Top this:

We live an annexe to a larger property. We found the place from a family we knew who had lived here and were moving out. They never paid council tax.

When we moved in two years ago, our contract stated that our council tax would be covered by our rent, as it was considered part of the larger property owned by the landlord.

Two years in, the council randomly decided to reclassify our home as a separate property liable for council tax, and also to backdate it to when we moved in.

Because of this, out of the blue, we've had an over £4,000 council tax bill which, with back payments and the coming year's installments, works out at £811 a month.

No subsidies. No compromise.

Thankfully, our landlords have agreed to pay the backdated amount up until this year, in honour of the original contract, but it's come as a shock to them too.

Our share is still over £300 a month.

Well that's because your landlords were breaking the rules - a separate dwelling has its own council tax, you can't just rent out an annexe as a separate dwelling and claim to be exempt from council tax. That's tax evasion.

https://england.shelter.org.uk/professional_resources/legal/debt/council_tax/chargeable_dwellings

Shelter icon

Chargeable dwellings for council tax - Shelter England

Council tax is payable on domestic property, including caravans, houseboats, annexes, and care homes.

https://england.shelter.org.uk/professional_resources/legal/debt/council_tax/chargeable_dwellings

Imfukinradiant · 01/05/2026 13:15

Friendlygingercat · 01/05/2026 13:01

Council Tax is a sore subject with me. As a single childfree person who earned a good salary I have been a net contributer all my life. As a sinhgle pensioner I am now effectively subsidising families (net takers) who pay NOTHING extra for their children. 20% of my CT bill goes on childrens services and I resent every penny of that. If I ever move I will be sure to leave a huge bill behind me out of sheer spite.

🙄
Presumably you were once one of these ghastly children. Who was educated and received healthcare, maybe you drive on roads that the council tax goes towards maintaining, have access to public services such as libraries, bin collections, benefit from street lighting. Maybe you’ll need social care as you get older.
Yes it could be a fairer system, but it’s the old live together / die alone adage.

AmethystDeceiver · 01/05/2026 13:16

Notmycircusnotmyotter · 01/05/2026 12:22

all of us paying for those public sector salaries

All of us using those public services...

PatNoodle · 01/05/2026 13:16

canyon2000 · 01/05/2026 12:57

I'm a bit surprised by some of your bills! We are band D, 4 bed house and ours is £227 a month. Guess it must depend on where you live, we are Leeds.
Eta we have no reductions either

Edited

Band D in my local area is just over £350 a month😬

MikeRafone · 01/05/2026 13:16

JHound · 01/05/2026 13:11

How would you make it fairer.

pay on square meterage of land you own

loislovesstewie · 01/05/2026 13:16

Notmycircusnotmyotter · 01/05/2026 12:22

all of us paying for those public sector salaries

I'm a retired public sector worker. When I went home at the end of the day, I hadn't increased the profitv of an organization, I hadn't produced something tangible, so I couldn't point to an item I had made. What I could do however was point out that I had :
Made a different to the lives of several people.
Given advice that would have improved a person's life.
Often went above and beyond so that I could assist a person with something that actually wasn't my job.
No, I don't expect a pat on the back for it, or a fanfare lots of us did precisely that. However I did expect to be paid for it. And it wasn't a fortune although I do get a decent pension.
You could have joined us, if you want.

Ginmonkeyagain · 01/05/2026 13:16

Point of order, the local goverment pension scheme is a funded penaion scheme. Your council tax is not paying for local government pensions.

Agapornis · 01/05/2026 13:17

You can't change what the council charges, but it may be possible to change your tax band. https://www.gov.uk/challenge-council-tax-band

Compare yours to your neighbours first: https://www.gov.uk/council-tax-bands
I'm in band B (£155 a month), the neighbours in a mirror copy of my house are in band D (£200). I'm worried they'll one day appeal it and everyone goes up to D!

Challenge your Council Tax band

How to challenge your Council Tax band if you think you're paying too much Council Tax or you want to get a property removed from the Council Tax list.

https://www.gov.uk/challenge-council-tax-band

DdraigGoch · 01/05/2026 13:18

Notmycircusnotmyotter · 01/05/2026 12:45

How would the property / land tax work? I don't agree with only homeowners paying for services.

The freeholder would pay (so in the case of a block of flats the total land tax for the building would be divided between units and form part of the ground rent).

The thing is that it's more expensive to provide services in a sparsely populated area. It's cheaper to provide services to a block of flats than a terrace, a terrace than suburban semis, suburban semis than sprawling mansions with large gardens. So the more land you take up, the more you pay.

Agricultural land and land set aside for nature should be exempted though.

HighLadyofTheNightCourt · 01/05/2026 13:18

User74939590 · 01/05/2026 12:17

Mine is over £400 a month, yours sounds cheap by that metric!

Ours too. It's our second biggest bill behind our mortgage.

Lifeomars · 01/05/2026 13:18

Friendlygingercat · 01/05/2026 13:01

Council Tax is a sore subject with me. As a single childfree person who earned a good salary I have been a net contributer all my life. As a sinhgle pensioner I am now effectively subsidising families (net takers) who pay NOTHING extra for their children. 20% of my CT bill goes on childrens services and I resent every penny of that. If I ever move I will be sure to leave a huge bill behind me out of sheer spite.

Any arrears will not fall to the next person to occupy your old property; the council would do everything in its power to track you down and obtain payment

circusrunaways · 01/05/2026 13:18

Ginmonkeyagain · 01/05/2026 13:16

Point of order, the local goverment pension scheme is a funded penaion scheme. Your council tax is not paying for local government pensions.

Very good point, it’s the one public sector pension that is self funded I believe?

Thechaseison71 · 01/05/2026 13:19

It does seem to have got expensive. Mine ( band c) is now £130 a month over 12 months with a 25% discount on a 2 bed flat. But some I read on here are horrific

DreamyScroller · 01/05/2026 13:19

EricTheHalfASleeve · 01/05/2026 13:15

Well that's because your landlords were breaking the rules - a separate dwelling has its own council tax, you can't just rent out an annexe as a separate dwelling and claim to be exempt from council tax. That's tax evasion.

https://england.shelter.org.uk/professional_resources/legal/debt/council_tax/chargeable_dwellings

That as may be, it doesn't really help, does it? We took the property in good faith they were either paying the separate council tax or didn't have to.

Twokittenchaos · 01/05/2026 13:20

Ours has risen by 5% to £304 per month. The bulk of it is spent on adult social care & housing, children’s services and schools which has gone up 10% this year, I’m not sure how you can fund that any other way.

Imfukinradiant · 01/05/2026 13:20

deadpantrashcan · 01/05/2026 13:10

I guess so. We are but scum, it seems :)

Revolting peasants 😂

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