To think saving on Universal Credit is extremely difficult?

[FirmGreyMember]

It feels like Universal Credit doesn’t really leave much room for saving once basic living costs are covered. I know in theory people say to put even small amounts aside but in practice it seems very difficult when most of the money goes on essentials.

AIBU to think there’s very little opportunity to build savings on UC?

It is like the tread where OP was on £100k+ and had to cancel Netflix.
No one is struggling on that money. They have scope to cut down costs, but they wont.

Entitlement is not always a negative. It's recognition of citizens' entitlements to certain rights (along with a healthy dose of pragmatism) that built the modern welfare state - the NHS, social housing, comprehensive education and, yes, the benefits safety net. Maybe the problem along the way has been that people have forgotten about the entitlement to right to live a dignified life free of poverty; that is why we end up with people (?) like you who'd have us turn the clock back to the days of slum housing and killer preventable disease.

A sense of entitlement means we don't have to worry about having to call the doctor when we're ill, and don't forget it!

Those selfish entitled people I speak of are the ones bleeding the tax payer dry, it’s never enough … now complaining it’s difficult to save money we give? Is there not a thought for those funding all this and their families? I just can’t fathom the attitude, I find it hard to believe people actually think like this. Makes me utterly furious.

I love the posts from the “I’m struggling to pay my own bills and I’m paying for your benefits!” If they’re on a fairly average wage, they’re not paying anyone’s benefits. They’re probably a net cost themselves.

If you have two children, you’d need to earn £75,000 a year to pay enough tax just to cover the cost of their education - never mind healthcare or any of your own costs.

You are not entitled to squeeze others to this degree, we do not work for you. There was a social contract to provide a safety net for everyone’s benefit, not a long term lifestyle with savings at the expense of tax payers who are losing everything bit by bit. This utter utter selfishness has broken the system, it must end and it will end.
Utterly shameless.

It is the same on threads like this. Some of the more vocal posters are not net contributors, and sometimes they are not even working at all. They hide behind their high earning DH.

I love the posts from people taking £30k a year from the tax payers criticising those paying in £17k, sometimes they even claim some sort of self righteous moral superiority.

I don't know anyone on benefits taking in £30k. Did you pluck this from the Daily Mail?
Families getting a lot in benefits have disabled kids. If you feel bitter about that, then give your head a wobble.

All of the people supporting the fleecing of tax payers to give them more free stuff are net recipients. For some reason, some people believe being a financial drain on the country is something to be proud of.

This is such a horrific oversimplification. Or maybe just goady asstwattery.
I’ll rise anyway.
I WAS married, for over 20 years, to someone who was decent, until we got divorced…when he had a personality transplant and left me with 2 children who he only sporadically saw or cared for and paid maintainence when he felt like it.
I then had to get a job that would fit around them and their school hours, which pretty much left me with minimum wage options. Even working 40/50 hour weeks left me unable to pay rent, bills and all their needs. UC was the only option.
I hate taking it. I’ve worked all my life, paid taxes all my life and due to a change in circumstances I now need it.
There were very few assets from the divorce, enough to pay the HUGE divorce fees with the solicitor, (despite wanting the divorce he protracted the process for years so he could run my savings down) deposit on a house rental, buy new furniture and get a second hand car.
I then got seriously ill and couldnt work during treatment.
I make it through every month. Just. But if my car goes, or my cooker, or any other major appliances then I’m stuffed.
But yeah, all UC recipients are just feckless scroungers that want a free ride and should stop whinging about wanting a buffer. I clearly don’t meet your criteria for a human being who would like just a bit of security if things go wrong.

Oh. And people who work and are on UC DO pay taxes too. You're aware of that, right?

Listen to yourself. You are calling the sick/disabled a financial drain. You could be one of them in the blink of an eye.

I'm sorry you can't understand nuanced points. Perhaps it's because you're not real? Never mind, it's still funny to see your manufactured fury.

The free nursery places I wasn’t allowed access to added up to about £4K a month alone, yet I subsidise them for you. If you think for one minute this is sustainable or you have any moral superiority by taking so much off others, then it’s you who needs to give you’re head a wobble.

Only if it malfunctions.

You’re assuming im not a taxpayer and that I’m on benefits because I disagree with hypocritical benefits bashers?

You were wrong on both counts.

I don't have kids, so you did not subsidise anything for me. But you carry on making assumptions about people on benefits....

It’s only an issue if they haven’t insured themselves against long term disability. Who wouldn’t have done that? You’d have to be pretty financially irresponsible! I’ve done it since my very first job.

Why do people think universal credit is a lifestyle choice? Of course you shouldn’t be able to save money whilst on it…

How can you tell someone is a bot on here?
I know Reddit is full of them, but I am not sure how it works on here.

How can you do that if you were born with a disability?
Or in a low paid job?

Very slightly AI way of posting, very quick responses and answering point for point always makes me think 🤔

Oh do tell 🤣

If the government got their ass into gear, made businesses pay a REAL living wages, made big business pay their fair share of taxes and supported small businesses so they COULD pay a fairer wage…well then those working ft wouldn’t need to claim benefits.
its not the majority if those on UC, or migrants or any of the other poorer people on here who are draining this country of its wealth. Look up, to the top of the pile, and see where the wealthiest 2% are making their money.
The whole system is buggered. And the people doing this have successfully made us all look in the wrong direction to place the blame.

It’s a shame you can’t recognise the selfishness in this attitude or recognise the anger at the moment from the people keeping the system going. It will soon become hard to ignore. I can assure you that us net tax payers do exist, you just don’t meet us often as we’re working 50 hours a week to keep a roof over your head.