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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

PIP for Anxiety

1000 replies

IntelligenceIsFree · 24/04/2026 13:18

AIBU to clear things up?

The current nasty rhetoric around disabled people at the moment is astounding. Society needs to be reminded that we are ALL one illness or accident away from disability.

Everyone knows someone who is gaming the system, yet the PIP fraud rate is extremely low. The public demonising, does not match the reality.

The hot topic is “anxiety” and how people with “anxiety” are gaming the system, getting “free” cars and robbing tax payers; this is being constantly fed through media, news articles and so on.

This is simply not true. The people spouting this nonsense clearly have no idea how PIP works. Nobody gets PIP without strong medical evidence. Nobody.

Before anyone posts “my neighbour got PIP just by telling lies”. No, they did not. That’s not how it works.

People need to be educated properly on how benefits work, how they are awarded and what the criteria for mobility cars actually is; the cars are not in fact free.

People need to be educated on the fact that there is anxiety, which every human suffers from at some point, and then there are anxiety DISORDERS which are entirely different and can be life changing and debilitating. Hence, the need and entitlement for PIP.

Brenda down the road who feels too anxious to go to Bingo on a Friday night is NOT getting PIP ❌

Mary up the lane who has such severe OCD that she cannot leave her own home for fear that she will die, IS getting PIP .✅

There’s a huge difference.

The current turning on disabled people is shameful and we are living in a country full of hate because Bob (and his Uncle) are annoyed that they are paying tax to “support all of these scroungers”.

Bob (and his Uncle), needs to hope that they never get cancer, or suffer life changing trauma or have an unfortunate accident to avoid being served a huge scrounged humble pie.

I do not suffer from anxiety but as a human, I am pleased we have a system in society to support the most vulnerable people who need it. Life can happen to anyone.

OP posts:
Notmycircusnotmyotter · 24/04/2026 17:42

Why do people need money for anxiety? How does it fix the problems

Whattodo1610 · 24/04/2026 17:42

Starlightexpresss · 24/04/2026 17:24

ok so I take off days and days, tell the GP I'm having constant panic attacks, ask to be referred for therapy, etc etc

Not difficult.

And how does that work out long term then? You know you have to go to therapy? Long term? Professionals will see straight through the lies. But suppose you ‘pass’ then you have to ‘pretend’ to have these struggles forever? So you literally have to lock yourself away, making yourself ill? You then have no normal life? Worth it?

MyMonthlyNameChange · 24/04/2026 17:42

youalright · 24/04/2026 17:41

Please tell me how to treat health anxiety when your organs are failing I'd love to know because I can barely leave the house as I think im going to drop dead at any given moment. The cmht have been trying to help me for 20 years and haven't managed but please share your wisdom

Well it sounds like the real problem is that your organs are failing. Not that you're anxious about it.

TigerRag · 24/04/2026 17:43

cathome64 · 24/04/2026 17:32

What I find funny is how people think the PIP fraud rate is so low.

It's only low because the people defrauding the system generally don't get caught because it's virtually impossible to disprove anxiety/back ache/fibromyalgia. It is impossible to know the real extent of PIP fraud because there is no legal way the government would ever be able to tackle all the claimants who know what to say to their GP.

There is a reason that PIP and other benefits seem to be generational in certain families and it is because some families know exactly how to play the system.

Edited

I don't understand why people think it's so high. Have you seen a pip form or been through an "assessment"?

IHearViolins · 24/04/2026 17:44

Tableforjoan · 24/04/2026 17:04

In my family members case there is no consultants letters because they haven’t ever seen one. The only medical evidence is the mental health team and gp reports.

Mental health is all based on their word.
The gp cannot prove pain does or doesn’t exist they just provide meds and every so often send them for a scan to see if they can finally spot something that might explain the plain.

But again hospital appointments are only done when they absolutely must because too scared to leave the house and so the medical examination at hospital is very very far apart as they don’t want to trigger a mental health episode.

They have been offered counselling and therapy but they would have to leave the house for that so it’s been rejected again and noted to offer again in another year incase there is improvement. Rinse and repeat.

It’s a joke really for those who genuinely are too afraid to leave their homes.

What could actually be done about this though, if it's accurate
No benefits for people who genuinely can't leave the house just in case someone is elaborately lying?
What happens to the genuine cases. If there is a system, someone will play it, and probably the types who play it are not well mentally themselves in some way.

MyBlueFinch · 24/04/2026 17:44

I wish strangers would stop knocking on my door. Makes me nervous.

WhatNextImScared · 24/04/2026 17:45

LizzieLemons · 24/04/2026 15:33

A very admirable speech op but unfortunately we all probably know people who get pip for minor mh issues or medical conditions that do not impact daily activities.

They Google, they know how to up their completely normal anxiety to life debilitating OCD/ADHD or whatever to get PIP and a blue badge.

Not sure what the answer is but GPs managing their patients better and not giving everyone anti depressants long-term would be a start.

I mean this seriously when I say I genuinely don’t. In fact the people I do know who could use the assistance have been refused it.

who are these people that everybody apparently knows…

And, more importantly, how do you know they are telling the truth. Since I became a mother it has become apparent to me that a lot of people talk out of their backside 95 per cent of the time (“he sleeps through every night!” Yeah, sure he does 🙄)

youalright · 24/04/2026 17:47

TigerRag · 24/04/2026 17:43

I don't understand why people think it's so high. Have you seen a pip form or been through an "assessment"?

Exactly the amount of medical evidence needed its just not something you can fake. All these mumsnetters who know all these people playing the system most likely have no clue of the person's full medical record. I never tell anyone including family about my medical conditions I could count on 1 hand the people know I have bipolar, nobody knows I have bpd and some people know I have a rare condition due to scarring from surgeries but they absolutely don't know the full extent of it.

Anyahyacinth · 24/04/2026 17:49

MyWildOliveGoose · 24/04/2026 14:44

Mmmm, PIP fraud is high.

For example, I am on the lowest amount of PIP available for severe cardiac disease. Some days, I can’t cook a simple meal without having dangerous and tbh scary symptoms.

A friend who applied at the same time as I did just because she heard me talking about it as an option, who claimed she has ‘anxiety’ so bad she can’t even go to her local coop on her own but is actually able to attend hair/nail/lash appointments alone, travel abroad 3-4 times a year, was awarded the highest rate of both elements of PIP possible.

Am I angry? Yes. Will I lie to get more? No.

Edited

This just doesn’t ring true ..the thing you list that’s tested is - not going out - that wouldn’t be enough points to get PIP so how much information have you left out? I think bank accounts and passports can be monitored so this activity would be traceable by DWP.

Evidence is required on application

Augustus40 · 24/04/2026 17:50

Owninterpreter · 24/04/2026 17:09

Its not means tested. Its aim isnt relief of poverty.

But the ones I know don't work. Only benefits plus PIP.

TigerRag · 24/04/2026 17:50

Anyahyacinth · 24/04/2026 17:49

This just doesn’t ring true ..the thing you list that’s tested is - not going out - that wouldn’t be enough points to get PIP so how much information have you left out? I think bank accounts and passports can be monitored so this activity would be traceable by DWP.

Evidence is required on application

They don't look at bank accounts if you're just claiming pip as it's not income based

Whattodo1610 · 24/04/2026 17:51

GodDamnitDonut · 24/04/2026 17:26

I have literally just thought the same as pp - that Chat GP could help me answer all these challenges. And my husband could lie in his statements about how he dresses me in the morning. None of it is diffficult.

It’s not difficult to say. It’s difficult to prove. And that’s the crux. The interrogation you face at the interviews seem so casual, friendly, chit chat - all designed to put you at ease and let something slip which ‘proves’ your lies. It’s not up to them to prove you can do these things, it’s up to you to prove you can’t. Your husband works, what time does he leave the house, what time do you both get up, what time do you get dressed, what time is he home, how do you redress after going to the toilet? You can pull up your underwear and trousers? Oh well you can dress then.

ArtyFartyCrafts · 24/04/2026 17:51

Kirbert2 · 24/04/2026 16:35

He gets some physio and hydro through the NHS but not enough so it is topped up and adapted footwear isn't provided at all.

Thanks. Glad you get some help to top up what he needs.

Anyahyacinth · 24/04/2026 17:51

TigerRag · 24/04/2026 17:50

They don't look at bank accounts if you're just claiming pip as it's not income based

Yes, the Department for Work and Pensions (DWP) can detect if people leave the country. As of 2025–2026, the DWP has increased its ability to identify individuals who are abroad, particularly for periods exceeding allowed limits.
GOV.UK +3
They use several methods to track travel and identify benefit fraud, including:

  • Exit Checks: The Home Office collects passenger information (including full name, date of birth, passport data, and travel document info) for everyone leaving the UK via commercial air, sea, and rail routes. This travel data is shared across government departments, including the DWP.
  • Bank Monitoring: New fraud crackdown measures allow the DWP to monitor bank accounts, which can reveal foreign transactions.
  • Data Sharing: The DWP proactively matches data with HMRC and the Home Office to check if claimants are living overseas.
  • Digital Footprints: The DWP can track if a claimant logs into their Universal Credit journal from a foreign IP address.
  • Airline Data: As part of investigations, the DWP can compel
youalright · 24/04/2026 17:51

MyMonthlyNameChange · 24/04/2026 17:42

Well it sounds like the real problem is that your organs are failing. Not that you're anxious about it.

I have an anxiety disorder specifically health anxiety which has caused panic disorder which is another anxiety disorder. Which has at times throughout my life cause agoraphobia another anxiety disorder. So yes I have 3 anxiety disorders and I have multiple organ failure.

Tableforjoan · 24/04/2026 17:51

IHearViolins · 24/04/2026 17:44

What could actually be done about this though, if it's accurate
No benefits for people who genuinely can't leave the house just in case someone is elaborately lying?
What happens to the genuine cases. If there is a system, someone will play it, and probably the types who play it are not well mentally themselves in some way.

That is exactly the problem isn’t it.

If you stop those claims you stop legitimate people getting support they need for the hopefully few fakers.

It’s an impossible situation and those who do get caught tend to get caught because they have shared photos or videos of them doing what they claim they don’t.

My family member posts nothing for that very reason scared big brother is watching and they will get caught.

Kfti48dj · 24/04/2026 17:52

Camomilecrumpet · 24/04/2026 17:32

Things like being unable to dress herself without assistance. I’ve been in a changing room with her where she tried on tight skinny jeans standing up without so much as losing her balance. Frankly, I wouldn’t be able to put them on so easily myself. She also claimed she couldn’t walk very far but I’ve never seen it hold her back on a city break, even when others quite fancy a rest. Her claim stems from an injury nearly 20 years ago now that she still claims for but admits privately doesn’t affect her now.

So what evidence did she provide?

Owninterpreter · 24/04/2026 17:52

Ive no doubt fraud happens as it does in everything else.

But what additional safeguards would people like to see over completing the forms, providing evidence of the answers and passing the interview.

Is it just excluding non physical disabilities people think would help reduce fraud.

Or making the bendit not worth having for fraudster by being very restrictive about how its used.

Are there any concerns that doing that might leave very vulnerable peopld without stuff they need.

Kfti48dj · 24/04/2026 17:53

Starlightexpresss · 24/04/2026 17:31

So if its so hard and difficult to get, why do they even need a benefit fraud team?........

The fact they have one would indicate it can be faked

0.4% fraud so hardly huge!

x2boys · 24/04/2026 17:54

YourBlueDuck · 24/04/2026 15:19

But PIP is meant to cover the additional costs of a disability. What extra costs are there with having severe anxiety? A family member I live with has severe anxiety, they don't require PIP because there aren't additional costs to the condition (other than a gym membership to help them manage it and frankly paying for the gym is not the state's job!)

If they are able to go the gym their anxiety is not that severe.

Kfti48dj · 24/04/2026 17:54

GodDamnitDonut · 24/04/2026 17:31

So what evidence will? (That cannot be fabricated by lying)
I hope that you are correct and can prove me wrong because according to official websites all the things mentioned previously are enough evidence.

I listed some of what I have submitted for my dd.

youalright · 24/04/2026 17:54

Whattodo1610 · 24/04/2026 17:51

It’s not difficult to say. It’s difficult to prove. And that’s the crux. The interrogation you face at the interviews seem so casual, friendly, chit chat - all designed to put you at ease and let something slip which ‘proves’ your lies. It’s not up to them to prove you can do these things, it’s up to you to prove you can’t. Your husband works, what time does he leave the house, what time do you both get up, what time do you get dressed, what time is he home, how do you redress after going to the toilet? You can pull up your underwear and trousers? Oh well you can dress then.

This is exactly how it is. People need to listen to people who have actually been through it and not people who have apparently got full access to their neighbours cousins boyfriends medical records

ArtyFartyCrafts · 24/04/2026 17:55

neilshair · 24/04/2026 16:39

Why do you want to know?

Over the years I have used it:

To bridge the gap between full and part time work, because there have been times where I have needed to do less hours.

To pay to see private GPs and specialists due to the medical gaslighting I received as a fat woman.

To get a cleaner when things were particularly difficult.

To buy a wheelchair, mobility scooter and have certain aids fitted around the house.

To take an extra person on a family holiday.

To buy easy to throw in the oven meals when I wasn’t able to cook from scratch.

And sometimes I use it to buy a big fat Chinese takeaway.

I am just curious really. I suppose I’m a bit ignorant about what extra costs might be needed beyond the obvious. Thanks for answering. I hear you on the being fat, yet medically invisible.

ImImmortalNowBabyDoll · 24/04/2026 17:55

youalright · 24/04/2026 17:47

Exactly the amount of medical evidence needed its just not something you can fake. All these mumsnetters who know all these people playing the system most likely have no clue of the person's full medical record. I never tell anyone including family about my medical conditions I could count on 1 hand the people know I have bipolar, nobody knows I have bpd and some people know I have a rare condition due to scarring from surgeries but they absolutely don't know the full extent of it.

But if you see someone going about their daily lives, meeting up with friends, going on holidays, but then they say they are too anxious to go to work, it's clear something isn't adding up.

How can someone who lives on their own, has no carers, and is clean, a healthy weight and well-dressed meet the criteria? They must be washing themselves, eating, getting dressed?

Anyahyacinth · 24/04/2026 17:56

x2boys · 24/04/2026 17:54

If they are able to go the gym their anxiety is not that severe.

What are you qualifications to make such a statement. Going to the gym would have multiple benefits ..better sleep, distract the mind and loads more

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