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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that on higher incomes, having no money left often comes down to spending choices?

252 replies

ThatGoldZebra · 13/04/2026 11:50

Sometimes when I hear what people are earning, I’m surprised when they say they have no money left at the end of the month.
I understand that everyone’s circumstances are different but at a certain income level it feels like spending choices and lifestyle play a big role. AIBU to think that?

OP posts:
Artesia · 16/04/2026 13:48

SoSoLong · 13/04/2026 19:33

Well yes, of course it's due to lifestyle choices. But higher earners should be able to afford a better lifestyle than people who earn less without being judged for it. They should be able to afford things that are luxuries to minimum wage workers. That's the whole point in building a career. Someone's got to buy that £200 dress so that another person gets it in the charity shop for £10. It's not a good sign for the economy or the society when high earners can't afford "luxuries", it's worrying.

Exactly. And when peop
decide they can't afford luxuries- eating out, kids' activities, coffees on the way to work, getting hair/nails done regularly, getting a decorator in to paint a couple of rooms etc , it has a huge knock on impact on small businesses.

Kumara · 16/04/2026 13:50

I wish we paid less taxes tbf.

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