If you think about how many pay days you have before Christmas time, it isn’t a lot, honestly. Well, not when you have small children and birthdays to plan for, too.
I am planing to start extra early this year, so that I am not stressing about presents come the Christmas period. Does anyone else do this?
previously, I have tried to save but it doesn’t really work out for me. Only issue is, my children will almost definitely go off the characters they are into, currently. What would some good suggestions be, please?