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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To view women having private savings differently from men?

3 replies

BeWildFinch · 11/04/2026 13:56

I do think it can be very wise for women to have a private financial safety net. Historically and even now, women are more likely to have their career progression impacted by childcare, have smaller pensions, be financially dependent at certain stages and be more vulnerable to certain forms of abuse.
Because of that, having access to your own money can act as a form of protection or an exit route if needed. So when I hear of a woman having money set aside for herself, I tend to think it’s sensible. I do notice that I instinctively view it differently when men do the same, unless they’re in a similarly vulnerable position.

AIBU to see it that way?

OP posts:
Usernamenotfound1 · 11/04/2026 14:03

No I don’t view it differently because of sex.

i think it’s odd when one partner is clearly better off, has savings etc while the other is struggling or dependent.

whether that’s male or female makes no difference. If one partner has savings in their own name, so should the other.

what makes women vulnerable is their own choice to give up work and become dependent on someone else. IMO a woman should only reduce her earning potential if the man’s salary is enough to compensate- that is continue her pension payments, savings roughly equivalent to 2 years salary in case of death/disability/divorce of the sole earner so she can get back on her financial feet. It rarely is though, which is the big mistake.

don’t make yourself vulnerable. Both partners should have an “escape fund”.

Maray1967 · 11/04/2026 14:03

No, I don’t think you are- for the reasons you mention. Financial equality is rare in marriages - far more women than men would be in very poor circumstances if they split up.

Coconutter24 · 11/04/2026 14:14

I don’t agree it’s ok for a woman to have savings but not for a man to have savings. Anyone man or woman is entitled to have their own savings.

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