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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to very nervous about what Reeves is doing to the economy?

1000 replies

ProudAmberTurtle · 07/04/2026 11:05

The data for the last financial year is out and, for the first time in British history, the benefits bill (£333 billion) was higher than income tax receipts (£331 billion).

This didn't even happen during financial crises like when the banks were bailed out in 2008-09, or during Covid when the government paid private sector staff's wages.

What's worse is that the government did not predict this and the benefits bill is projected to rise significantly over the next three years to about £390 billion.

In fact, from what I can understand, income tax receipts have always been significantly higher than the benefits bill, and there's always been an understanding between the two main parties since the 1940s that that needs to be the case for an economy to function properly.

I've worked very hard for more than a quarter of a century and always plan for the future, ie paying the maximum in NI so that my partner and I will receive the full state pension. For the first time in my life, this year the amount I'm earning in savings is going up at below the rate of inflation, even though I've got the highest interest rate available, because I've hit an income tax threshold (£50k) which means 40% of everything I gain in interest goes to the Treasury. This means my savings are actually depreciating in value.

AIBU to think this is just the start? That it's inevitable that taxes will have to rise even further and the state pension will be cut?

www.telegraph.co.uk/news/2026/04/04/labour-welfare-bill-income-tax-revenue/

OP posts:
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RachelReevesFringe · 13/04/2026 20:25

Chocaholick · 13/04/2026 20:23

And she can look after them, for half the money she gets now. Maybe it’ll out her off having another.

You want to teach the parent a lesson, but the one who will suffer will be the child.
The Sun used to have Page 3 girls. I would not rely on them as a proper source of information.

Kirbert2 · 13/04/2026 20:29

Chocaholick · 13/04/2026 20:23

And she can look after them, for half the money she gets now. Maybe it’ll out her off having another.

Giving her half the money she gets now won't make her children who are already here any less disabled or expensive to care for.

Chocaholick · 13/04/2026 20:31

Kirbert2 · 13/04/2026 20:29

Giving her half the money she gets now won't make her children who are already here any less disabled or expensive to care for.

No but it may make her rethink having another.

Chocaholick · 13/04/2026 20:31

RachelReevesFringe · 13/04/2026 20:25

You want to teach the parent a lesson, but the one who will suffer will be the child.
The Sun used to have Page 3 girls. I would not rely on them as a proper source of information.

The kids won’t suffer any more than anyone else whose parents earn the minimum wage.

MyLuckyHelper · 13/04/2026 20:32

Kirbert2 · 13/04/2026 20:29

Giving her half the money she gets now won't make her children who are already here any less disabled or expensive to care for.

Of course it won’t and if she can’t afford to care for them, we’re back to forking out obscene amounts for state care.

Papyrophile · 13/04/2026 20:32

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RachelReevesFringe · 13/04/2026 20:32

Chocaholick · 13/04/2026 20:31

The kids won’t suffer any more than anyone else whose parents earn the minimum wage.

Source for this claim?

Chocaholick · 13/04/2026 20:32

MyLuckyHelper · 13/04/2026 20:24

I know you’re struggling a bit. I’ll say it again.

in the scenario I am posing

ONE SEVERELY DISABLED CHILD

should the parent a) claim benefits or b) work but force the state to pay for full time care for said child at a much much higher cost than to pay the parent to stay home with them?

Claim benefits but a maximum of 24k a year. Absolute maximum, not a penny more.

RachelReevesFringe · 13/04/2026 20:33

Chocaholick · 13/04/2026 20:32

Claim benefits but a maximum of 24k a year. Absolute maximum, not a penny more.

That is less than the NMW. People on NMW get UC top ups.

So how will this make sense?

Chocaholick · 13/04/2026 20:33

RachelReevesFringe · 13/04/2026 20:32

Source for this claim?

Where your source that children whose parents are on the minimum wage are less neglected than children whose parents claim 50k in benefits?

Chocaholick · 13/04/2026 20:33

RachelReevesFringe · 13/04/2026 20:33

That is less than the NMW. People on NMW get UC top ups.

So how will this make sense?

Edited

It seems a perfectly reasonable amount. Generous even compared to 90% of the world. We can’t afford this madness any longer.

RachelReevesFringe · 13/04/2026 20:34

Chocaholick · 13/04/2026 20:33

Where your source that children whose parents are on the minimum wage are less neglected than children whose parents claim 50k in benefits?

The people on the higher rates of benefits have disabled children.

You are comparing two different scenarios.

Chocaholick · 13/04/2026 20:36

RachelReevesFringe · 13/04/2026 20:34

The people on the higher rates of benefits have disabled children.

You are comparing two different scenarios.

The whole point is you think less than 50k will ‘put her children in poverty’ whereas other WORKING families earn far less than this and are simply forced to cope, and nobody is piping up worried about their children.

The benefit cap MUST be reinstated uniformly. This cannot continue. It’s insanity, we now have 2 children in every primary class claiming DLA, and usually the parent gets carers in addition to this. It’s absolutely nuts.

Kirbert2 · 13/04/2026 20:36

Chocaholick · 13/04/2026 20:31

No but it may make her rethink having another.

All it would do is negatively impact disabled children. It seems incredibly bitter to want that simply to try and teach someone a lesson.

Also, the article mentions the fact that her partner works and she has 3 children, 2 who are disabled, one of whom is severely disabled. It's a recent article so funny that they've left out a 4th child, it's also convenient that you've left out the fact she has a partner who works.

RachelReevesFringe · 13/04/2026 20:37

Chocaholick · 13/04/2026 20:36

The whole point is you think less than 50k will ‘put her children in poverty’ whereas other WORKING families earn far less than this and are simply forced to cope, and nobody is piping up worried about their children.

The benefit cap MUST be reinstated uniformly. This cannot continue. It’s insanity, we now have 2 children in every primary class claiming DLA, and usually the parent gets carers in addition to this. It’s absolutely nuts.

You are comparing apples and oranges.

Chocaholick · 13/04/2026 20:38

Kirbert2 · 13/04/2026 20:36

All it would do is negatively impact disabled children. It seems incredibly bitter to want that simply to try and teach someone a lesson.

Also, the article mentions the fact that her partner works and she has 3 children, 2 who are disabled, one of whom is severely disabled. It's a recent article so funny that they've left out a 4th child, it's also convenient that you've left out the fact she has a partner who works.

The fact he works makes it even worse in way. With his salary on top why on earth is 50k in benefits needed?! What on earth do they get a year??

Papyrophile · 13/04/2026 20:39

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RachelReevesFringe · 13/04/2026 20:40

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Breeding. Such a lovely turn of phrase.

Kirbert2 · 13/04/2026 20:40

Chocaholick · 13/04/2026 20:38

The fact he works makes it even worse in way. With his salary on top why on earth is 50k in benefits needed?! What on earth do they get a year??

Do they actually have a 4th child or did you add that in for fun?

Chocaholick · 13/04/2026 20:40

Kirbert2 · 13/04/2026 20:36

All it would do is negatively impact disabled children. It seems incredibly bitter to want that simply to try and teach someone a lesson.

Also, the article mentions the fact that her partner works and she has 3 children, 2 who are disabled, one of whom is severely disabled. It's a recent article so funny that they've left out a 4th child, it's also convenient that you've left out the fact she has a partner who works.

But we can’t just keep handing out incredibly generous benefits to families who seem to produce disabled child after disabled child.

It used to be very rare to have 1 disabled child let alone 2. The only family I knew with 2 disabled children growing up had twins with cystic fibrosis. Now it’s very common for people to have 2, 3, 4 ‘disabled’ children and be claiming DLA for all of them, plus carers, plus uncapped UC… it’s monstrously expensive and destroying our economy.

Yes I’m well aware ‘billionaires’ but there are very few billionaires and hundreds of thousands of families just like this one.

RachelReevesFringe · 13/04/2026 20:41

Kirbert2 · 13/04/2026 20:40

Do they actually have a 4th child or did you add that in for fun?

Read it in The Sun. Must be true.

Chocaholick · 13/04/2026 20:41

Kirbert2 · 13/04/2026 20:40

Do they actually have a 4th child or did you add that in for fun?

I recall seeing about a new baby - as I said no idea if they will be disabled but the older siblings are

RachelReevesFringe · 13/04/2026 20:41

Chocaholick · 13/04/2026 20:40

But we can’t just keep handing out incredibly generous benefits to families who seem to produce disabled child after disabled child.

It used to be very rare to have 1 disabled child let alone 2. The only family I knew with 2 disabled children growing up had twins with cystic fibrosis. Now it’s very common for people to have 2, 3, 4 ‘disabled’ children and be claiming DLA for all of them, plus carers, plus uncapped UC… it’s monstrously expensive and destroying our economy.

Yes I’m well aware ‘billionaires’ but there are very few billionaires and hundreds of thousands of families just like this one.

If you don't give them money, then who suffers? THE KIDS DO.

Kirbert2 · 13/04/2026 20:43

Chocaholick · 13/04/2026 20:40

But we can’t just keep handing out incredibly generous benefits to families who seem to produce disabled child after disabled child.

It used to be very rare to have 1 disabled child let alone 2. The only family I knew with 2 disabled children growing up had twins with cystic fibrosis. Now it’s very common for people to have 2, 3, 4 ‘disabled’ children and be claiming DLA for all of them, plus carers, plus uncapped UC… it’s monstrously expensive and destroying our economy.

Yes I’m well aware ‘billionaires’ but there are very few billionaires and hundreds of thousands of families just like this one.

What's the alternative? You can only have 2 disabled children, if you have a 3rd or if your 3rd happens to suddenly become disabled. Tough.

Is that really what you think the focus should be on? Also, I'm not sure why 'disabled' is necessary.

Kirbert2 · 13/04/2026 20:44

Chocaholick · 13/04/2026 20:41

I recall seeing about a new baby - as I said no idea if they will be disabled but the older siblings are

You'd think the article would've mentioned a new baby.

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