I used a small, independent garage for my car a few miles away from where I live for servicing, repairs, MOTs etc. I was a customer for around 2 years.
About 18 months ago, there was a noise which turned out to be the steering rack. I paid for this and took the car. Two weeks after having the steering rack replaced, it failed on a twisty country road - thankfully managed to not lose control and pulled over to safety. I got it recovered to the garage and they replaced the steering rack.
After this, I had my car serviced, got some injectors replaced and spent more money.
Not long after this, maybe a month, my clutch felt different so I took it into the garage and had the clutch and water pump replaced. They advised me that we may as well do the timing belt and water pump as it was about due. Again, paid and left.
In October, my car broke down. I had it recovered and I was told the timing belt had failed. I phoned the garage to advise them that I had broken down and that the recovery service had suspected timing belt failure. They told me over the phone not to bring it to the garage and they would have to speak to the manufacturer of the timing belt as it was under warranty, and would be back in touch.
I had no choice but to have the car recovered back home (I had my youngest in the car and at this point we had also waited about six hours for recovery). I then got an email from the garage to advise that the case would be going through their insurer and they would not be communicating on this repair.
Their insurance contacted me a couple of days later and told me that in order to start an investigation, I would have to pay approximately £2500-£3000 for independent reports from multiple insurance assessors. There was no guarantee that I would get any money from this back.
To add, the part is still under warranty however the contract is between the garage and the manufacturer and they will not even speak to me about it.
I have had a mechanic strip the car and has confirmed that the timing belt was not timed correctly, putting wear onto the belt and eventually it gave in. The valves are bent and the engine is done. He also noted that the gearbox was not bolted back in after having the work done.
At this point, I had to buy a new car as I knew my car wasn't in a state to be repaired, I was losing out on earnings from work and it was logistically very difficult.
The insurance would not budge and gave me their final letter.
I went to the Ombudsman, who couldn't help as I'm not the insurances customer.
I have around £6k of parts on that car, all put on by that garage within the last 24 months. I am down a new car and I am looking at getting £250 in scrap value.
All in all, I am down about 10k, including the new car.
I understand that I wouldn't get the 6k back on the parts on the car if i sold it, even with all the new parts but I would have got a hell of a lot more than £250
I just feel that it is really unfair and I don't know what to do. Do I just suck it up and move on?
My car is booked to be picked up by the scrap man tomorrow - this is a final hope that someone may have another suggestion?
Watching that amount of money get squished is making me feel sick. My insurance won't look into it as it is a breakdown, not a crash.