AIBU to ask what you have left monthly after bills?

[Manth0914]

Hi all, I know this is a VERY broad question but AIBU to ask what you have left each month after all bills. Money you use for food, fuel, clothes and so on? I ask as a single income mum of 2 with a part time job. Just wondering with the way things are how people are getting on?

I’m exactly the same it seems everyone on here is minted! 😂🫠 I think after food and everything we are lucky to have £100 spare

Jesus fucking Christ. I thought I was doing ok until I opened this thread.

I’ve got a week until payday, and £373 in my account.

Single parent of two teens and an 8 year old. Ridiculously happy with my life, my incredible job and our charity shopped lifestyle ☺️

😅😅

About 6k, I am aware of how lucky we are. We both had great pensions and then chose to carry on working after we took them as we are young in our early 50’s. Not mortgage either now. Yes we do give to charity and also give a lot back with our time too. Ive been a single extremely poor mum so I’ve seen that side of life and it was tough.

It depends. This month nothing as we are having a break at Easter & have a few bits to pay off
Next month about £500 as we are having a small May hol
The following month approx £1700

most of our monthly savings get spent each year on holidays. We are fortunate that we have other savings for emergencies.

Jeeeze what side of mumsnet am I on.. we have zilch left, we have to dip into savings and rummage around monthly.

We consider ourselves well off and enjoy life, I can’t even imagine having 9k a month joint income. That’s impressive and I feel like shit we need to earn more.

Who knows, there are people out there who earn serious amounts of money. Maybe someone, who can be bothered, should start a thread enquiring about what jobs all these high earners actually do.

After everything essential (bills, food, transport, etc) probably £400-£600 depending on the month. I always think “wow that’s great” but it really doesn’t go that far, so I have to do things in stages and with a lot of planning. I also have debt that I’m paying off.

Single parent household, 1DD.

Same here x

Me too

@Statsquestion1what does CB stand for? Child benefit?

Yes. I am based in rep of Ireland. It’s not means tested here.

Nothing unfortunately. Single mum. Work full time, masters degree, 'good' job, mortgage but I still do what I can to break even and have had to accept food parcels to get through the month

I put 5k into my pension each month and have another 5k spare after all costs have been met. DH has similar.

Mortgage cleared before we had DS so costs are relatively low. We are looking to retire in maybe 5/6 years so filling up pensions and investments while we can.

If you’d asked me the same question 15 years ago the answer would have been a minus figure.

Well it should be! And given to those less fortunate than you

You seem really angry at @Statsquestion1. Why single out one poster?

It IS given to everyone here…it’s not my fault it’s not means tested here.

@Jane143 what is your problem? I’m not going to apologise for earning well and being good at managing our finances.

Unless I’ve got confused (which is possible!🤣) she is the person who says she spends over £7000 a month and still claims child benefit

There’s the option to not claim it when you don’t need it

Because I am not in the uk! I’m in Ireland where it is NOT means tested, do you want me to ring them up and tell them not to give it to me?

Why shouldn’t those who fund all the benefit payments also receive their share back as well?

The same is true with childcare hours. Some people end up facing >100% effective marginal tax rates in part to fund childcare for others that they themselves aren’t eligible for. It’s a broken system.

Yes you actually can! I think I would. Just look at the posts from those finding it tough to survive

Do you also pay additional voluntary income tax now and if not why not as it’s easy to do.

this month alone we have paid about 4.5k in tax I reckon…I think 280 is a drop in the ocean tbh.