driver reversed into me - refusing to pay for repairs

[lifeisacarcrash]

A man reversed into me the other day. I parked behind him, a normal distance away. He went to pull out and didn't look in rear mirror, and revved up his lamborghini and crashed back into me. He has damaged my front bumper and grill.
It was caught on dash cam, he admitted full responsibility in writing and didn't want to go through insurance.
I got two quotes to get it repaired, agreed to go with the lower one but he's now refusing to pay it saying my car isn't worth as much as the quote. Fair enough it isn't, but it's my car, that though ancient was in good repair, and now the front bumper is cracked.
If I go through insurance it will be written off as it's so old and not worth as much as the repairs would cost. It is still completely drivable.
I just find it so frustrating that this man can basically get away with making a mess of my car and walk away from it and though it shouldn't matter I do find it particularly galling that if he's driving a Lamborghini he's clearly not short of a penny.
Any advice?

Doesn't sound like you were in a place where there's no parking bays. Like a supermarket.

Which begs the question. Who tf pulls off from the side of the road in reverse?

It’s quite normal to reverse in the space and then pull out.

I edited my post. Yes people pull reverse in and out of parking bays. Didn't sound like that's what happened here though.

Cant think of any other instances where you'd "pull off" as op stated, in reverse.

If that were the case how could lambo man have reversed into ops car?

Has anyone mentioned going through your insurance yet?

I read it as he was parallel parked and reversed to allow himself room at the front to pull out but didn't check behind him and collided with OP.

OP hasn't been back though, so who knows?

I reverse slightly if I'm parked on the road (space allowing) if someone else has parked in front of me. Then go forward. I assume that's what happened?

Ah yes. Didn't think of that possibility!

Can't think of one valid reason why you'd push for cash over insurance. Unless of course op planned to pocket the money and not get her car repaired if its only minor damage

You have to tell your insurance anyway so might as well go through them

Please take some legal advice, because I'm sure when a similar thing happened to someone I know, it was written off but they were able to buy it back? Can't remember the full details.

I agree with going through insurance but make sure you pay for a valuation (Glass guide used to be good, but ask your insurance company which one they use and use the same one). When my car got written off they said they used Glass and would pay their valuation, then tried to stiff me by £1k! When I said that I had checked on Glass (cost less than a tenner a few years back) and it was a higher figure the guy blustered and back tracked and said it must have been a typo, I got the full amount!

Also, give him one last chance to pay up saying that otherwise you will be going through his insurance, and with a Lambo it will push his premium into orbit so he may well pay up to avoid that!

I hate it when they won't go through insurance.

If he is driving a Lambhorgini he can afford insurance. If he doesn't have insurance then he needs to be reported to the police.

Always go through insurance.

I'm not surprised he doesn't want to pay if the repairs cost more than your car is worth. Regardless of whether you went through insurance or the courts, the most he or his insurer would have to pay is the value of your car. If you want repairs costing more than that, it is up to you to fund the difference. He is only getting away with it if you choose not to pursue it. If he is willing to pay you the value of your car, you can take it. If not, go through insurance and they will pay you the value of your car.

What do you mean? People don't have a choice. Isn't it in your (OP's) insurance to tell them of any accidents?

I had this really arrogant little man drive into the back of me once and he just said 'oh it's just a scratch, it'll buff out. No need for insurance.' I just said I'd let them decide if it's just a little scratch and I don't want to drive a scratched car thanks. He thought he could bully me. He was wrong.

If you met someone who didn't want to involve insurance, you just say tough titties.

Oh yes! I entirely agree!

I had a note from one woman who said let's call it £100 for repairs and I won't call my insurers.

I sent the note to my insurers and she became liable for everything.

Go through your insurance and pet them write it off. If it's drivable you can buy it back. My care was written off recently. I got 2200 for my car. If I wanted to keep the car I would have got £1900.

We had similar once. A neighbour's elderly father lost control of his car while trying to get out of a parking spot and rammed into my car. His daughter asked us to go private and get quotes, then she wasnt happy with the quotes and wanted us to take the car out into the country to some cheaper garage she had found ( we are in London).

I couldn't believe her attitude. It was the absolute inability to see any of it from our point of view that astonished me. She was a GP and lived in a huge house and clearly looked down on me and my Nissan Micra!

These people are horrible.

A non-fault accident can still affect your insurance if going through an insurance company.
My DP and I had three cars because we both did over 150 miles a day commuting and the spare was useful if one of them was in the garage.
An elderly woman pulled out from a parking spot on a public road and hit the side of my vehicle.
Wanted to cover it cash in hand but I refused and went through the insurance company.
For the next 5 years the insurance premium on all three vehicles was up by around 200 pounds per year.
The reason given by the insurance company? "You have been involved in an accident even though it was non-fault therefore increased premiums apply"
Cost us a lot of money over the five years despite being the innocent party.

The car was parallel parked, he needed to reverse to have room to pull out and didn't check his mirrors. I wasn't parked close to him but he revved up and shot back.
The man is vile - admitted he did it because he was angry his girlfriend had kept him waiting and he was in a hurry.
My car is worth nothing...well maybe a few hundred. It's ancient, dented and done nearly 200000 miles. But it's serviced and MOT is up to date and it runs nicely and I love it and don't have the headspace at the moment for battling with insurers and finding a like for like replacement etc. I can't find anything on autotrader etc that is comparable. We buy any car value is 560 and though I realise I should be able to get more from insurers, it won't be significantly more. The lowest quote I've got for the repairs is nearly £1000.
But will go through insurance. Thank you all for your advice.

I wish I had known this before I had a big accident some years ago. Was run off the road by a lorry driver, no question of it being anyones fault but his. If I had known that my premiums would sky rocket I would have pursued the increased cost in my uninsured losses claim, if everyone did that then the insurers would probably stop doing it as it wouldnt gain them anything.

If you don't mind your car not looking perfect, get it written off, buy it back for next to nothing and get a second hand bumper ideally in the same colour from a scrap yard or eBay and get it changed over. Then you'll have your own car back and have made a profit although with a lot of hassle admittedly.

Go though the insurance.

If its helps I got hit in an old car that was deemed a write-off as uneconomical to repair, we bought the car back from the insurers and had it repaired (two panels needed to be replaced) It was a faff but we knew the car was mechanically sound and it lasted a few more years after that. We about broke even money wise.

OP going through insurance is the right call. If they write it off you can look into buying back the car for salvage value which will reduce the payout but could then get a garage to buy a second hand bumper.

Insurance companies must always use new parts and labour rates from approved repairers which makes repairs expensive.

His insurance will sky rocket if you claim on yours, so I would say to him he either pays for the damage or you’ll be contacting your insurance. Give him 48 hours. Make a police report as well.

He's already proved himself unreasonable. No more chances, just go through your insurance. Why give him another opportunity to stitch you up? You're meant to report stuff within a certain timeframe anyway so stop wasting any more time on him