To not feel very sorry for some student loan whiners

[Viviennemary]

There's been a lot of complaining about student loans and its wrong they seemed to have move the goalposts re paying back. StillI I read about this woman complaining her student loan is £120k and is going up every year. She was a student for 10 years fgs. Just as well the tax payer wasn't funding her. I hope these folk arent just going to be let away with not paying.

With the greatest respect, the world has moved on in the last 100 years

And it has gone in the wrong direction.

Take accountancy as an example. You cannot get to be an accountant by going to university, because the professional bodies set their own exams.
For vastly less than £27k.

I am not talking about self-study, though that could be an option for some professions and some candidates.
I am talking about the NHS (or other relevant organisation/employer), or professional bodies, or both in tandem, setting up and running the training courses. You would still attend sessions led by a qualified instructor.

Because you wouldn't be paying for the overhead of administrative salaries and inflated management salaries at the university, nor the campus buildings.

Where would these people be taught? Who would do the admin in your perfect world? The NHS would have to set up its own equivalent of universities which doesn’t look like saving money to me.

My mum was taught in a building (often alongside the degree students) there was also admin although probably not overpaid chancellors! Her college just got absorbed into the local university eventually.

The difference wasnt the location it was a dissertation and some modules. I can see it might have been a little less to not do some modules and a dissertation, but not 'far' less. The clinical placements cost the same either way. It was also common to have 'nurses accommodation' which was halls.

I actually suspect nursing costs more than 9k to deliver and is subsidised by other subjects on campus that are cheaper to run in terms of those facilities.

Im not wedded to degrees. Id like to see more options - i just believe high quality training costs money however its packaged up.

You are aware that nursing is a 50:50 course - so 50% is delivered by the NHS with students being on placement mostly within the NHS? Which means NHS are teaching them who need to be highly trained themselves to pass on this education?

In Wales & Scotland the NHS pays the fees in return for the student working there for 2 years. The Welsh bursary isn’t enough for living costs so students work and take student loans on top of it - the bursary is around £2.5k per year

You can’t compare accountancy and nursing

So doctors don’t require degrees?

Nurses should not be in debt. We need these people, some of them work as hard, if not harder than some qualified staff l have seen. A student nurse once told me, her placement is 11 miles away from halls, especially when she was on nights shifts, if she was late coming off the wards, she would have to wait 50 minutes for her next bus to arrive, therefore losing valuable rest times. She was just about to go into her 3rd year of training but was debating whether to carry on. She said she was exhausted, she was HCA on her rest days, because she needed the money to exist, thousands in debt, with no support. No one should feel like this, l don't know what became of her, l hope she completed her course, because she was a beautiful young lady and would have been an amazing nurse. Today the requirements to be come nurse have changed, due to more complex clinical needs, improved academic standards, challenging students to higher order thinking skills , such as critical thinking and analysis, along with problem solving & the list goes on...But, the amount of student loan debt is ridiculous...

What bursaries? My DS has graduated in the last year and there were no bursaries. So he had the full loan and worked 25-30 hours a week

The parents who don't pr6extra support don't affect the size of the loan ( and therefore debt) than the students have

Some universities provide students with bursaries automatically based on household income. I gave some example some upthread. For example Imperial gives bursaries of £1,000 - £5,000 every year of study to UK students based on household income of up to £70,000. It’s a sliding scale. If household income is less than £16k you get £5k per year, if household income is £60-70k you get £1k. These bursaries do not have to be paid back. This sort of information is available on university websites.

When researching universities, students should be looking for this sort of information, also what rental costs are at the university (these vary widely across the country and also across individual universities), what the other living costs are for the area and what opportunities there are for part time work in the area.

Please sign this petition if you're not happy about the rip off student loans situation. Thank you.

the.organise.network/campaigns/rachel-reeves-stop-the-student-debt-trap?utm_campaign=zxRWekD99D&utm_medium=copy&utm_source=share

Wales offers bursaries to nursing students as does Scotland

Some? Well that's hardly everywhere is it? DS definitely looked at housing costs as he turned down Brighton for that reason. Never heard of imperial BTW.

Edit assume you mean imperial college in London? If so I still mention to my nephew who is doing medicine there as I'm not sure he's aware of busaries

Ok and students who aren't doing medical stuff? Examples seem to be medical based

Not true at all.
i couldn’t get a part time job when in university because I was in full days starting at 9am Monday - Friday. Then on placement working for free and on the odd few days a month I did have time out of you I or placement I was volunteering at the hospital to get more experience to help me secure a job as a doctor after graduation.

My daughter is doing Law and had the option to apply for a bursary - she’s not doing a medicine related course

@Blushingmyou are getting confused between two very different types of bursaries.

One bursary of for healthcare professionals and comes via NHSE to acknowledge that healthcare students have a much more loaded and longer ( in terms of it extending to the summer) programme of study and cannot just get a job on the side.

The other bursaries are awarded by universities and built up from either alumni funding or from universities and have eligibility criteria eg for law students from deprived backgrounds, or for women studying maths etc.

They are very different.

In the past, someone with a severe brain injury or a regressive disease, would have died/placed in an institution, now they can live at home, even improve with the right therapy/drugs/support/care

So tell me how does that patient get that support unless there is a report in their circumstances?

How does the MS Consultant know about the patients condition or decline as they live at home? how does the company know what adaptations are being asked for unless its written down in detail?
How does the care agency know what care they are required to provide unless its written down in detail?

You have absolutely no idea.

@Thechaseison71you clearly have no idea about any of these professions. Maybe just comment on threads you actually understand!

I don’t know anyone whose parents have just paid off there entire student loan. That’s very rare and probably less than 5% of students

I'm commenting from a point of having spent long spells in hospital and notice the degree trained nurses generally don't have much to do with the patients.

The system is unfair in the sense that people are skint and are having to pay it back whilst their balance goes up every year thanks to interest. Bad usury!!

You do realise that Nursing is just one part of the people working in hospitals and the community who have a degree?

Staff Nurses, generally, no longer make beds, feed & toilet patients, thats done by HCA's.

They don't even communicate with the bloody patients half the time And yes I do know thanks Doesn't affect mine or many others experiences