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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think ombudsmen are not fit fit purpose?

1 reply

Watdidusay · 06/03/2026 22:44

I had what I thought would be a straightforward issue but apparently it's a gaping crack in regulation.

Previous employer never enrolled me in a workplace pension despite me chasing multiple times.

They also did some other dodgy things with money. I opened an acas tribunal. Acas said they could handle unlawfully withheld wages but not the pension issue - that had to go to the pensions ombudsman.

I reported to the pensions regulator but I will not hear back.
I opened a case with the pensions ombudsman. I was told even if the company liquidated there would still be some pension recoupable by me. The wait is 11 months for an assigned individual so I phoned up pensions ombudsman again today to check there wasn't anything else I needed to do if the company liquidates. Person I spoke to said I was misinformed and if the company closes before the 11 month wait then there's nothing they can do - there's no company to chase. They told me to open up an acas tribunal.

I'm being bounced around between services for something as simple as an employer not enrolling employees into a workplace pension. The ombudsman rep actually said "this doesn't really happen very often at all - most people running companies are good and try to do the right thing". This really leaves me wondering what the point is in an ombudsman at all.

AIBU to be in complete disbelief the service is so unhelpful?

OP posts:
Teenthree · 07/03/2026 06:59

YANBU

I had the most unbelievable experience with the Financial Ombudsman Service. The level of incompetence and stupidity I encountered was stunning. For the first time in my life I asked my MP to get involved and that moved things forward - the had a special sort of MP back channel to expedite cases.

Ultimately I was finally assigned an experienced investigator who found in my favour but what should have taken an afternoon’s reading, took 20 months. And my original investigator, aged 21 in her first job and daft as a brush, “moved on to other challenges.”

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