To struggle with the idea of asking family for money?

[ThisGoldShaker]

If you were genuinely short and really needed help, would you ask a family member or would you rather tighten your belt and get through it yourself? I’m torn between pride/independence and practicality. Does asking for help damage dignity or is that just ego talking?

If I was capable of "tightening my belt", then I would never dream of asking for money.

It would be a total last resort.

I’ve never asked anyone for money be sis so don’t have any family to ask 😂

so kind of a nice dilemma for you to have OP!

However it sounds likes you don’t need to borrow the money if you are willing to change your lifestyle a bit .
Not good to rely on others to bail you out - be self sufficient

Just to clarify, this isn’t about not wanting to tighten my belt. I’ve already cut everything non-essential, stopped outgoing payments and arranged plans where I can. This is genuinely last-resort territory. That’s why I’m wrestling with the idea of asking family.

I would ask my mum and I would expect my adult children to ask me. I would not want a member of my family suffering. Recently a member of my family was struggling for an essential. I gave £150, mum gave £150 and sibling gave £150 which enabled family member to buy something essential.

I think if asking, you need to be specific about what you need and to not then rock up with a designer bag or other showy item or having gone to an expensive restaurant.

In that case, why give the choice of tightening your belt OR asking for money?!

What do you need the money for? How much? Is it a loan? How will you pay it back if you are that skint?

I’m not comfortable sharing specific figures. I’ve already cut everything non-essential and arranged plans where possible. The question was more about the emotional side of involving family at all.

Well, for me it would depend on how much, what it was for and my relationship with the person. My parents would fall over themselves to help, but I wouldn’t ever ask. Only you know those things.

I guess it depends on the situation, the amount in question and how much money family member is likely to have. But in general I would say I would avoid doing it in any way possible first. Tightening belt, selling stuff, loan or maybe transferring to 0% CC. Whatever i could.