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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What % of your disposable income is your cleaner?

42 replies

roses2 · 14/02/2026 09:49

My cleaner has just gone back to her home country and I’m debating whether or not to replace her.

I’ve worked out I am paying her 25% of my disposable income after bills etc which seems quite high. The rest of my disposable income goes into our savings with the odd treat like a takeaway once every 3 months or a long haul holiday once every 5 years (we have a small annual holiday to the Mediterranean each summer to see MIL).

What % your leftover income are you paying your cleaner and at what point does it stop being worthwhile? I think I am close to reaching that point.

OP posts:
WonderingWanda · 14/02/2026 09:51

I just got a eufy to clean the floors and then I do the rest. I found that cleaners often only did a surface clean anyway which if I keep on top of things I can do as I go. The costs have risen and I totally understand why cleaners have put their prices but I just cannot justify the expense now.

HopSpringsEternal · 14/02/2026 09:54

I got rid of our cleaner about 3 years ago. It was £33 a week so have saved. 1.7K each year. This has paid for 6 weekends away since then that I wouldn't have been able to afford to go on. I've just accepted that the house is a little bit dirtier. Also, when i'm doing the cleaning, I see it as exercise!

BudgetBuster · 14/02/2026 09:55

I think it depends on your own time.
We had a cleaner when I worked a long commute (5-6 hour round trip) and DH picked up the kids and sorted dinners etc. I was spending my full weekend cleaning and laundry etc so we opted for a cleaner.

Now I WFH and can keep on top of laundry, light housework during my lunch breaks. Qe got a robot vacuum to go around every day and then I just do a heavy hoover once a week. I have more time so don't see the value in a cleaner.

What are you doing now with the time saved by having a cleaner.

Evaka · 14/02/2026 09:57

Having a regular cleaner but a takeaway once every three months (if that'd something you truly enjoy) is very skewed.

Squirrelchops1 · 14/02/2026 09:57

5%.

Justcallmedaffodil · 14/02/2026 10:00

0.5%. If it was anything close to 25% then I’d see it as a luxury I couldn’t afford.

Peridoteage · 14/02/2026 10:03

We can easily afford but it but recently got robot hoovers and i realised that at pushing 20 quid an hour/250-300 quid a month mine really doesn't feel worth it any more.

Jellycatspyjamas · 14/02/2026 10:13

About 5% for two hours a week. More than worth it because she’s brilliant and I know the kitchen and bathrooms have had a really good clean every week.

roses2 · 15/02/2026 09:01

Thanks everyone’s feedback has been really helpful. I was second guessing myself because so many people seem to have cleaners but until my lady left recently I never sat down and looked at the numbers as a % of my disposable income. And yes I’d much rather clean myself and use the money to treat myself than pay a cleaner!

OP posts:
Overthebow · 15/02/2026 09:04

Ours is 6% of our disposable income, after savings. There’s no way I’d spend 25% on a cleaner.

TheTortiePuffinNeedsHerBreakfast · 15/02/2026 09:07

Mine was only a small percentage of my disposable income, but I stopped her when she put her rates up to £20 an hour. At my stage in life it just seemed very expensive for something I could easily fit in myself. When my children were younger and DH and I both worked full-time in the office, I would have sacrificed a lot more to keep the cleaner. But now DC are older teens and I WFH, I just didn't want to spend that kind of money

Bearbookagainandagain · 15/02/2026 11:23

If by disposal income you mean net income after any other potential taxes, then we're not anywhere near 25%, more like 3%.

If you mean income after mandatory bills (mortgage, nursery fees, energy etc), then it's about 10%.

PickledElectricity · 15/02/2026 11:25

roses2 · 15/02/2026 09:01

Thanks everyone’s feedback has been really helpful. I was second guessing myself because so many people seem to have cleaners but until my lady left recently I never sat down and looked at the numbers as a % of my disposable income. And yes I’d much rather clean myself and use the money to treat myself than pay a cleaner!

Are you saying that you had a cleaner out of peer pressure?! 🤣

ilovesooty · 15/02/2026 11:29

I've never calculated it. I have mobility issues and she's invaluable.

User253853 · 15/02/2026 11:32

less than 1%. I also have a eufy though which both washes and vacuums and it removes the need for as many hours of cleaning.

MissAnthr0pe · 15/02/2026 11:35

2% for fortnightly cleaning.

Greengagesnfennel · 15/02/2026 11:38

1.5-2%

da675fh35 · 15/02/2026 11:42

1.6% currently, it would have been a heck of a lot more a few years ago, we’ve had a cleaner long before we became higher earners. I see it as buying time so it’s been worth it to me for a long time, although 25% is very large.

roses2 · 15/02/2026 14:44

PickledElectricity · 15/02/2026 11:25

Are you saying that you had a cleaner out of peer pressure?! 🤣

No we had a cleaner when DH was working and I was doing the bulk of the chores. He got made redundant and is now pulling his weight more which means I have the time to clean.

I kept the cleaner in the hope he would find another job soon because she really was fantastic but he hasn't and she is leaving the country so this feels like a natural end point.

At the point of taking her on, it was probably 5% of our joint disposable income but with DH being out of work for > 12 months it is 25% of whatever I have left after bills.

OP posts:
INeedAnotherName · 15/02/2026 15:12

He got made redundant and is now pulling his weight more which means I have the time to clean.
There is something very wrong in this sentence OP. I hope you see it when it's written down like this.

The value of a cleaner (or gardener or someone who irons) is based on what you would not be doing if having to clean/garden etc. If it gives you rare family time back or reduces your stress or pain levels then 25% might be worth it for some people. If it gives you an extra 2 hours free time when you already have 50 hours free time then it's not got value.

Dogmum74 · 15/02/2026 16:25

The rage bait posts seem to get worse. Well done OP. Good one

OnlyHasEyesForLoki · 15/02/2026 16:27

Mine is £36 per week although she often doesn’t do all the school holidays as childcare is tricky as a single mum and sometimes goes away for a week term time with her partner when her children are with their dad or grandparents. She changes the beds as well as thoroughly cleans every room in a 4 bedroom house (the box room is my office so no bed in there). It’s a life saver because I’m also a single parent (youngest is 16) and I have to travel for work a fair bit. The odd missed week doesn’t matter because I’m very tidy and the house is very clean thanks to her.

quietlysad · 15/02/2026 16:30

Peridoteage · 14/02/2026 10:03

We can easily afford but it but recently got robot hoovers and i realised that at pushing 20 quid an hour/250-300 quid a month mine really doesn't feel worth it any more.

I echo all the posters saying get a robot hoover. My cleaner was 500 a month but now I have a robot hoover upstairs and down it leaves me more time to do the other stuff. It’s been a game changer for me. Mine was about £300 so well worth the money.

da675fh35 · 15/02/2026 16:33

quietlysad · 15/02/2026 16:30

I echo all the posters saying get a robot hoover. My cleaner was 500 a month but now I have a robot hoover upstairs and down it leaves me more time to do the other stuff. It’s been a game changer for me. Mine was about £300 so well worth the money.

Which one do you have?

roses2 · 15/02/2026 16:35

Dogmum74 · 15/02/2026 16:25

The rage bait posts seem to get worse. Well done OP. Good one

What’s that supposed to mean?? My post was a genuine question.

OP posts: