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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How much rent to charge 18 year old?

413 replies

TakeALookAtTheseSwatches · 13/02/2026 13:54

My daughter left college last year and started looking for a job, she started working just after Christmas. She works part time hours and her take home pay per month is around £900. She's putting £50 in to a lifetime ISA and she has no other bills (I currently still pay her phone contract which is about £30 a month)

We provide all her food, she eats tea with us and we have breakfast things/snacks in the house. She doesn't usually eat dinner but will sometimes buy herself a meal deal if she wants something.

So what would be reasonable? I was thinking around £200 a month and I'm happy to put £50 of that in her lifetime ISA too if she wants. She is saving up for a car so isn't spending frivolously. Is £200 too much?

OP posts:
RedToothBrush · 16/02/2026 21:36

noidea69 · 13/02/2026 14:28

Nothing, but tell her to up her LISA to £250 a month.

What she's saving isn't sufficient if she's not paying rent.

How much rent you charge her deposits ends on how much you can afford and how much you think she should be responsible for herself.

If she doesn't pay rent she needs to save more regardless of what she eventually does with it (be it travel or save for deposit on a house or something else).

RosaBaby2 · 16/02/2026 21:49

anospayfgo · 16/02/2026 20:46

Im so puzzled by this. How. Buying a house at 18. Presumably maybe salary has gone up since starting the apprenticeship but by enough to save and get a mortgage lender to lend enough?

We live in the North, 3 bed house under 100k, he's got a mortgage sorted on his apprenticeship salary with a 10% deposit, but yes it will rise after summer when he's qualified.

RosaBaby2 · 16/02/2026 21:52

Just to add, he's very much like his dad (ex) and has to have everything immediately, doesn't listen to me at all 🤣

I don't own a house. Probably never will.

anospayfgo · 16/02/2026 21:54

RosaBaby2 · 16/02/2026 21:49

We live in the North, 3 bed house under 100k, he's got a mortgage sorted on his apprenticeship salary with a 10% deposit, but yes it will rise after summer when he's qualified.

Oh wow. I knew you could get something under 100k in other areas but an eye opener. Well done your son

anospayfgo · 16/02/2026 21:54

RosaBaby2 · 16/02/2026 21:52

Just to add, he's very much like his dad (ex) and has to have everything immediately, doesn't listen to me at all 🤣

I don't own a house. Probably never will.

😆😆

Romeiswheretheheartis · 16/02/2026 21:59

My 18 yr old is on a gap year and I'm charging her the amount my council tax went up by, when I lost the single person discount once she left school. I think that's reasonable, as I'm a single parent on a relatively low wage.

anospayfgo · 16/02/2026 23:07

I suppose the thing i can't get my head around is how many (or maybe its an mn phenomenon) young people are choosing to live with their parents.
I do wonder if we are also entering a time where parents will not just move to a school catchment area but move to a uni town so their adult children can attend more frugally. Madness.

anospayfgo · 16/02/2026 23:08

DemelzaandRoss · 14/02/2026 15:00

I find it strange that many posters change from being all consuming, memory making, DP into money making, ruthless, financial gainers when their DC hit 18 years.
It’s almost like a step back in time when Edwardian families couldn’t wait for their DD to leave home to become a servant.
We have never charged our DC rent or bills. Never wanted to.

😆😆😆😆😆😆

anospayfgo · 16/02/2026 23:12

Luckyingame · 14/02/2026 15:50

Funny.
My parents never charged me anything.
Gentle reminder: You imposed this life on her, she didn't ask to be born and trapped with you.

This is the third comment like this ive read. What on earth?!

anospayfgo · 16/02/2026 23:29

ThisThreadCouldOutMe · 14/02/2026 16:27

How long does this apply for? I didn't ask to be born, yet funnily enough In still have to pay to do so.

That's ....life?
Your parents didnt ask to be born either

anospayfgo · 16/02/2026 23:34

anospayfgo · 16/02/2026 23:29

That's ....life?
Your parents didnt ask to be born either

Sorry was responding to previous posters sentiment

Statsquestion2 · 17/02/2026 06:55

I suppose it’s very much situation dependent, it will make no difference to me financially.
thinking financially it would probably mean I’m better off anyway. As it stands I receive 140 child benefit per month per dc and I save that(for uni etc) So just thinking in terms of my eldest.
If she goes to uni but lives at home-child benefits stop (but that’s ok as I don’t use it to spend) she will get a part time job(most probably). So I assume she wouldn’t need to be asking me for money for things. Any money I need to use for uni fees etc will coming from the child benefit money I saved. I will pay her phone.
If she stays home and works- well she won’t be asking me for money, I will talk to her about saving (which she already does at age 13!) and work out a plan.
If she goes away to uni- very much the same as scenario 1 unless she decides to go to uni in another country where she requires flights to come home (then I will pay those when needed)
but basically it will not cost me any extra once she turns 18. I don’t depend on the child benefit money to live. (And yes I know that’s privileged) but my bills will not change either. And the fact that she has a part time job will actually mean I’m giving her less money. So I would probably have more 😅

Cottagecheeseisnotcheese · 17/02/2026 13:38

the living at home student loan assumes you are paying your parents a contribution for food and utilities but that it is below market rent
typically the cheapest university halls for self catering are about 5500 for the academic year the living at home loan is about £1700 less so the assumption is that living at home costs around £3000 not £5500 as you could also assume transport costs are greater for someone living at home rather than a 5 minute walk away on campus

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