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Desperately Seeking Sanity

4 replies

Oldknowe · 09/02/2026 18:33

Could you help? I'm at the end of my tether and feel mentally and physically unwell with this.

I think I have exhausted all avenues of complaint. My mind swirls and I fret, I can no longer think of what to do.

I've tried to reduce a long story into simple bullets:

  • My house has bad subsidence. Part of it needs rebuilding.
  • I've claimed on the insurance. They said they would fix it.
  • They haven't fixed it. I have no schedule.
  • My children have grown up in a nightmare of cold, brickdust, falling down house and now temporary accommodation.
  • The temporary accommodation was for 15 weeks in April 2024.
  • They bodged the fix leaving one room with a sloping floor and bowed walls.
  • We've never been able to have a family celebration at home.
  • My relationship is breaking down. My partner will not help me, he's sick of it and goes to the pub. He blames me for it.
  • I'm embarrassed to ask my family for help as they are utterly incredulous. Telling others seems to make it feel worse.
  • I've complained and complained and complained. The ombudsman has given me £1500 compensation.
  • They agreed to pay me 3 months in advance to cover the alternative accommodation, I do the admin, they are missing payments or paying late.
  • My alternative accommodation cover is £30K. It runs out in April. I cannot afford to pay for two houses.
  • I am worried about my house as it is partly open to the elements and has stood empty for nearly two years now.
  • The insurance claim is now in its 9th year.

Please somebody help me escape from this situation!

OP posts:
KTheGrey · 09/02/2026 19:56

If the insurers have said they will pay - that you are covered - then you need to be on the phone to them all the time
until it is sorted out. If after a day of telephoning all the different people the insurance say you must call you do not have an solution to your problems - including arrangements for your housing and to repair your house - you need to get legal advice. It is possible you will have to take legal action to get them to sort it out.

tryingtobesogood · 09/02/2026 19:58

It’s time to take this to the ombudsman and ask them to intervene.

Kitterkitkat · 09/02/2026 20:04

Oh God that sounds like a nightmare. Keep on the phone every single day and have all contact to hand. Try to think of it as being a job and emotionally detach.

Sorry that you are going through this.

InterestedDad37 · 09/02/2026 20:09

Not being silly, but are there any consumer tv/radio progs who might get irate on your behalf?
You have my complete sympathy, it must be a total nightmare 😢💐

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