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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Cost of living....struggles....rubbish!

377 replies

IwishIcouldconfess · 31/01/2026 19:46

Been into Manchester today.

I'll be honest, shops full, restaurants full, pub's standing room only.

I thought as a country we were in a cost of living crisis, not in Manchester, the amount of cocktails, bottles of wine i saw being knocked back today made me wonder, ate things really as bad as as the narrative we're being sold?

OP posts:
GalaxyJam · 31/01/2026 21:21

cramptramp · 31/01/2026 21:13

Same as my city. It’s always heaving on a Saturday afternoon and night. Every week.

Yes, because the people who do have money still go out and spend their money.

UndisputedChampion · 31/01/2026 21:23

We aren't struggling at all. Yes bills and costs are up. But we have enough money for bills and still plenty to spend on extras and fun stuff.

Mindbogglingx · 31/01/2026 21:24

Some struggle some dont, some struggle more than others, and some just get by just fine.

I dont struggle like a lot of folk im single live alone my cost are low, and there is others that are the same as me but are struggling.

When im out yes i buy coffees and have a mooch around treat my self to things.
But its not because im rich i get by on what i get.
What helps me is i have no kids, live alone, no pets, no car no subcriptions coming out my bank.

I pay my bills, do my food shop, save the rest and give myself pocket money for me (sad i know but it works for me) I either spend that allowance or save it till next month.

GalaxyJam · 31/01/2026 21:24

IwishIcouldconfess · 31/01/2026 20:59

I don't deny that the the links I have drawn from my observations are flawed, but, I'm seeing it more and more

Maybe I just go out the sane day everyone else does

You’re still not really getting it. You could go out every single day and it be busy, and that still doesn’t mean that there’s no Coal crisis. Because it’s still only the people who aren’t struggling who are out, and the ones who are struggling aren’t in the bars.
A CoL crisis doesn’t mean that everyone is struggling. Bars being busy doesn’t mean that everyone is in a bar.

TheThinkingEconomist · 31/01/2026 21:25

100jamjars · 31/01/2026 20:54

and not only with affluent pensioners

Not all pensioners are affluent. A minority of pensioners are affluent. Most pensioners money is tied up in the house they bought and paid for and live in.
Their income, however, is limited and can never be increased. Any savings they have has to be used for house maintenance. It's not like they can get a better
job and up their income. Not all boomers are swimming in money.

It's so frustrating trying to get this message across to anyone who has wealthy parents with substantial pensions.

After housing costs, the average pensioner has more disposable income than a working age person earnimg the average income of £37k/year.

Pensioners are far better off than the working population. Specially the young, who at this point are very broke.

IDontHateRainbows · 31/01/2026 21:27

Crystalovertherainbow · 31/01/2026 19:55

when I was in my ex communist country, in an office job, I was being paid 3 times less than my manager. She had foreign travels, car, eating out, concerts, etc....I was just from work to home and walking daily in the park, my pleasure was a coffee and a pizza by the slice twice a month and my holiday which I had only once as an adult in my 20s was a makeshift bungalo which was a tin can with a bed in it and you just go in and close the door and this is it, no chair, no wardrobe, no bathroom - communal toilets at the end of the long parkland.

That's nice, dear.

What's the relevance to OPs question?

BunnyLake · 31/01/2026 21:28

Not everyone is struggling. I mean I am (on a tight budget) but my ex isn’t, he can afford any treats or extravagances he wants 🫤

UndisputedChampion · 31/01/2026 21:28

BunnyLake · 31/01/2026 21:28

Not everyone is struggling. I mean I am (on a tight budget) but my ex isn’t, he can afford any treats or extravagances he wants 🫤

I assume you have very different jobs?

IDontHateRainbows · 31/01/2026 21:30

RoniPepper · 31/01/2026 20:16

I was in Tesco last night doing my weekly shop and I noticed quite an old lady at the till in front of me only getting a chicken (clubcard deal), a couple of loose onions and a cheap loaf of bread. It made me feel very sad, I wanted to ask her if I could get her anything else but I didn't want to make her feel embarrassed. I'm afraid poverty is very real we just don't see it in cafes and restaurants.

For all you know she's a millionaire who forgot a few things and had to go back!

Really glad you didn't say anything

Agrumpyknitter · 31/01/2026 21:30

Crystalovertherainbow · 31/01/2026 19:52

also, what is a COL? Are we talking people are skipping days from eating? Here, in the UK? I mean, are there properly starving people.....of course things are expensive for many people, this has always been the case throughout history

You are very out of touch. Yes some people are skipping meals so their kids can eat.

Lets look at the figures shall we? In 2010 there were about 35 food banks source is the Trussel Trust. And that figure thanks to the Conservatives has gone up to around 1200 food banks due to their austerity measures.

Never before has there been such disparity between income and wealth in the country thanks to the Tories. We have 10 % of the population owning 43% of the wealth in this country. 10% owning almost half. No wonder Reform and the Tories are keen to tell us it’s the immigrants causing all the issues and not the wealthiest who we all have to now compete with for housing, food and other resources.

UndisputedChampion · 31/01/2026 21:32

I spent over £70 on dinner yesterday. We have a high income, lots of savings and a few property investments. We're doing okay thankfully.

CommonlyKnownAs · 31/01/2026 21:32

Agrumpyknitter · 31/01/2026 21:30

You are very out of touch. Yes some people are skipping meals so their kids can eat.

Lets look at the figures shall we? In 2010 there were about 35 food banks source is the Trussel Trust. And that figure thanks to the Conservatives has gone up to around 1200 food banks due to their austerity measures.

Never before has there been such disparity between income and wealth in the country thanks to the Tories. We have 10 % of the population owning 43% of the wealth in this country. 10% owning almost half. No wonder Reform and the Tories are keen to tell us it’s the immigrants causing all the issues and not the wealthiest who we all have to now compete with for housing, food and other resources.

Exactly this. There are people in the UK who are really struggling, they're just not out drinking cocktails.

mumof1or2 · 31/01/2026 21:33

Crystalovertherainbow · 31/01/2026 19:52

also, what is a COL? Are we talking people are skipping days from eating? Here, in the UK? I mean, are there properly starving people.....of course things are expensive for many people, this has always been the case throughout history

If you actually have to ask if there are “properly starving” people in the uk then you’ve lived a very fortunate/sheltered existence. Thousands of kids everyday are going to school hungry and the free lunch they have at school is the only meal they eat. Parents all over the country are having to skip meals so they can afford to feed their children.

Knitterofcrap · 31/01/2026 21:37

A lot of people will have been paid today.

I think you should go and talk to people at your local food banks if you don’t believe some people are struggling.

I have seen various threads on here from people who are working full time but are skipping meals so they can pay their bills.

Pricklypear26 · 31/01/2026 21:37

Well it’s the end of a very long January and probably most have been paid. They may have a blowout a couple of times a month. Not every day.

Also most people that are struggling, well they aren’t out drinking cocktails or wine in a city centre are they? They are home trying to heat their houses etc . I work in an area of Gtr Manc that has plenty of poverty and families struggling and col is very real.

BunnyLake · 31/01/2026 21:40

UndisputedChampion · 31/01/2026 21:28

I assume you have very different jobs?

Yes, very, very different (I’m minimum wage as I was a sahm for many years, he is top tier in his industry). Can be quite jarring at times.

benfoldsfivefan · 31/01/2026 21:41

GalaxyJam · 31/01/2026 21:24

You’re still not really getting it. You could go out every single day and it be busy, and that still doesn’t mean that there’s no Coal crisis. Because it’s still only the people who aren’t struggling who are out, and the ones who are struggling aren’t in the bars.
A CoL crisis doesn’t mean that everyone is struggling. Bars being busy doesn’t mean that everyone is in a bar.

Perhaps OP wasn't fully clear in her point - my opinion is that they're saying there is a COL but not everyone is being affected. They did question:

ate things really as bad as as the narrative we're being sold?

And my answer is no, not for everyone. The media don't run articles on people who're doing fine these days and not at all struggling financially because they know people tend not to read those kind of articles. The media wants to stoke fear in us to get us to click on the COL articles, which implicitly suggest we're all sailing down shit creek, or will be soon. Just the way the media works.

UndisputedChampion · 31/01/2026 21:41

BunnyLake · 31/01/2026 21:40

Yes, very, very different (I’m minimum wage as I was a sahm for many years, he is top tier in his industry). Can be quite jarring at times.

Do you receive spousal/child maintenance from him?

TheHateIsNotGood · 31/01/2026 21:43

OP goes out and sees other people going out, spending money, and then deduces that 'everyone' else is doing the same.

Seems part of the 'human condition' - to think that the rest of humanity in their local environs is doing the same as them. Twas ever thus.

And if they can't it must be a failing of theirs. For a start, not everyone who can afford to go 'out' actually wants to and many people who wish/want to can't afford to.

What a daft measure of how the 'economy' is doing.

shuggles · 31/01/2026 21:44

@IwishIcouldconfess Has it occurred to you OP that the people you are seeing spending excessively are a minority, and that the average person is struggling?

Gracez87 · 31/01/2026 21:44

It’s pay day weekend after January.

shuggles · 31/01/2026 21:45

@Crystalovertherainbow people always buy their alcohol and drugs first ...this is why there is cost of living crisis.

Amazing that you were able to conclude that my financial struggles are due to alcohol and drugs, even though I am a teetotal and I don't take any illegal drugs.

Hellohelga · 31/01/2026 21:46

Costofcredit · 31/01/2026 20:06

The standard of living has dropped post Brexit and the UK is the only G7 country not to bounce back after the Covid pandemic.

There is a cost of living crisis. Rising costs of just about everything, income has plateaued and further education and employment opportunities have dwiddled. People's mental health has imploded and the world is on fire.

Where have you been? 🤯

Not true. Our gdp is better than most G7 countries. Last year we were second to USA.
https://www.statista.com/statistics/1370599/g7-country-gdp-growth/

G7 GDP growth 2025| Statista

GDP growth was slow in the G7 countries in 2024 and 2025 amid high inflation rates.

https://www.statista.com/statistics/1370599/g7-country-gdp-growth/

LT1233 · 31/01/2026 21:47

I live in Manchester and at night, it's defo much quieter than it used to be. Prices are just plainly ridiculous tbh and a lot of restaurants are closing.

I also just got back from Center Parcs - 1/4 full restaurants there in the evening too. £18 for a handful of pasta is not sustainable.

GalaxyJam · 31/01/2026 21:47

benfoldsfivefan · 31/01/2026 21:41

Perhaps OP wasn't fully clear in her point - my opinion is that they're saying there is a COL but not everyone is being affected. They did question:

ate things really as bad as as the narrative we're being sold?

And my answer is no, not for everyone. The media don't run articles on people who're doing fine these days and not at all struggling financially because they know people tend not to read those kind of articles. The media wants to stoke fear in us to get us to click on the COL articles, which implicitly suggest we're all sailing down shit creek, or will be soon. Just the way the media works.

The media wants to stoke fear in us to get us to click on the COL articles, which implicitly suggest we're all sailing down shit creek, or will be soon

We all know our own circumstances though don’t we? I know I’m not sailing down shit creek. We are financially secure, with savings. Reading an article in the DM about CoL isn’t going to suddenly make me think I’m about to be on the breadline.
I know that other people are struggling though.