To think this was a bad idea!

[Taxesshmaxes]

I had the opportunity to increase my pension contribution for this year so I thought…yes I’ll do that.
at the same time I have lost a tax credit…so will pay tax on an extra 2k this year (not uk)
I also increased my dental insurance plan (which comes out before tax) as I’m pre-empting dd13 needing braces this year…
just been paid and on comparing this month with 10.5 hours overtime with December pay where I did an extra 2hrs 15 mins overtime. I have come out with an extra 50quid! 50 fucking quid!! So in order to get what I was getting last year…I will need to do about 8hrs overtime each month at least 😫😫

and yes I know I know…my pension is getting extra…just wanted a moan. Tell me I’m doing the right thing!!

So you’ll just have to do 10 hours overtime each month? That’s doable I imagine yes? Are you due a pay increase at all this year?

2 1/2 hours a week or 30 minutes extra a day; but, increased pension contributions and increased benefits from your dental care plan through increased contributions; lower tax, because of the increases in pre tax deductions. If this was me, I’d try and do 20 hours extra a month if possible - I’m only contracted 10 hours a week but often work double that by the time I cover shifts that are short staffed or if people are on holiday/off sick (only don’t have more contracted hours because I don’t have childcare during school holidays).

That’s over 4.5 hours a week, which is fair if you work 10-20 already but if @Taxesshmaxes works a 40hour week it will be harder i suppose.