Personal spending amount

[dinkdinkdink]

I am trying to budget as I want to save for something. Would you say £200 is enough each for personal spending a month?

How would you find it? Oh thinks he needs more. 🤦‍♀️
It is for takeaways, hair cuts, pub, cafe anything that isn't in the main family budget.

She certainly does. She is 17. She has her own job now so will have her own money.

That is what I did it gave £400 left but oh started wittering on. Thing is he probably doesn't even spend that much.

Could you save for another few months and have a little more each? If you really want it and he doesn't could you manage on the £200 and give him a little more £300 perhaps and save a little longer?

I could manage £200 for perhaps two months but it would get old very quickly I don't have an awful lot of pleasures so if I fancy a new book or a takeaway I'll have it but for two months I could not.

Yes I think I may have to do this to be honest. Seems a compromise. He wants £400-500. That he wouldn't spend anyway.

I don't get £50 spare per month, let alone week to spend just on myself.

The thing is, a decent coat will last 10 or 20 years, so is hardly a monthly spend.
If you are going to need a coat, you'll have been aware of that at the end of the previous Winter, so could have been putting £20 a month aside over all the Summer months. It isn't about rigidly spending the same every month, it is about having £2400 for the year - in June you might only buy a couple of drinks so you've got £190 odd to add to the pot you've got for when you do need a bigger ticket item. During December you'll have an idea that is an expensive month for going out - meals, drinks, taxi, a new top maybe, but you'll already have more than your December money available as you knew this all year and you didn't spend it in April, June, July or September.

But it still comes down to what you have been used to, and therefore what your expectations are.
Some people don't have any 'spending money' without cutting something else completely. At the other end, some people have no idea what they spend even as they just wave a credit card at whatever they want. Me, or anyone else on this thread telling you that £100pm or £500pm is either 'loads' or 'impossible to keep to' is irrelevant as we will all have completely different budgets from you.

Doesn't include things like that.

Just socialising, clothes, hair, tech etc. (not mobiles but anything like apps, video games, movies etc).

We count mobiles as a bill as they are a necessity really. Same with fuel, and gym membership would be joint because it's a health cost and benefits us both.

Where we live and with our lifestyle it feels about right and I'm not OTT on expensive brands or out every night - I have a small baby so can't be 😅

I'm probably spending closer to £300 of it now I'm home with my son more, but I'd still struggle on £200.

As the poster above me said though, this is all very subjective from one person to the next. Depends entirely on your lifestyle, attitude to money, what you're used to etc.