So I’m posting not only to offload as I’m currently feeling frustrated and anxious but to also ask for some impartial advice on how best to proceed with our limited options. It may be a long post so I apologise in advice if I witter on a bit.
Ok so me my dh and 2 dc moved into our current (HA) house 5 years ago. We’d never really been in a position to buy so we were happy when we got offered this property. It wasn’t much as in it is small and required work but we didn’t care as it was enough and we were fully prepared to put our own stamp on the place. We had previously lived (private renting) on the same estate but a different street years back and so we knew the area and whilst it had always had a mixed reputation we found it fine the first time living here and were lucky enough to have good neighbours. So when we were offered this house we didn’t hesitate to accept once we’d viewed it. Well as it turns out it’s up there with one of the biggest mistakes we’ve made in our lives. We hate it here!
We live in an inner terrace with one neighbour who is quiet and no bother at all but the other side lives a family of 5 and the parents are quite frankly A holes. The first few months of living here were ok but then we’d wake up to the house stinking of weed. The partying into the early hours started in the summer and would regularly keep us and our dc awake. They got two dogs who they clearly had no intention of looking after eg they barked on and off all day and night, they were never walked not that we seen anyway and they had no patience with the dogs as you’d hear them shouting at them. One of the dc who is an avid footballer was allowed to kick the ball at ours and other neighbours houses and in general the noise he made from playing football for hours at a time was horrendous as despite being a keen footballer he could never seem to get the ball in the net and it would bash off the fence, wall, doors etc. The noise was horrendous. They blasted music constantly in the summer, always stood outside our house “talking” really loudly instead of in front of their own house.
After years of putting up with this crap and having my mental health affected I finally agreed with my dh that we should report them to the housing association. We reported them for the weed and the constant loud music. Within a day they had damaged both mine and dh’s cars but of course we didn’t see them do it as it was done in the early hours of the night so we didn’t have a leg to stand on.
Since then the partying into the early hours has stopped and they have started smoking their weed un the garden but instead they have found a new way to “torture” us. Squeaky doors! Now I know that probably sounds ridiculous but it’s really affecting me. My dh can drown it out but I’m really struggling. Basically they have two squeaky doors the bathroom and kitchen that always made a little bit of noise but it has got significantly louder and they are squeaking the doors on purpose. I may have shouted shut the F up once a while back as it got to much for me and of course naturally now they know it bothers me they’re doing it all the time. All it would take is a bit of oil on the hinges but why on earth would they do that when they know they can annoy us. For me though it’s more than just annoying. I have developed tinnitus since living here and sensitivities to external high pitched noises which means for me at least when I hear the noise it feels painful and makes me incredibly anxious and frustrated. I’ve tried ignoring it and I’ve tried having my tv on a but louder but I don’t want to annoy my neighbour on the other side and find it uncomfortable having the volume too loud myself anyway.
The obvious answer is to move and we have been trying to but with a limited budget we are at a standstill. Last year we found not one but two hours in our budget. The first at the end of January. We put in an offer it was accepted we got excited as all the checks went through mortgage surveys etc and then a couple of weeks before exchange it fell through. We were gutted.
It took us until July to find another house we could afford and that was suitable and we did the same again eg surveys we renewed our mortgage offer as it had expired. I think it was around the last week in October when we were due to complete and we got a call off the estate agent telling us that the seller had to take the house off the market due to a “dramatic” change in circumstances. Whatever the hell that meant. I burst into tears! The thought of another Christmas or summer in this house filled me with utter dread.
Not only do we have to contend with our nightmare next door neighbours but in general since other (quiet) neighbours moved out and new much louder neighbours moved in the summers here are incredibly loud as it seems to bring o it the disrespect for others out in people and they don’t care how loud they are and at what time for eg they start mowing their lawns (had some do it at 5/6am)
So yes we need to move and like now! Now this is where I need your advice. I am autistic as is my dh and whilst we are generally well functioning people good parents etc we often struggle with decision making (not when it comes to our dc thankfully) we are scared of risks, scared of making the wrong decision and worry about the consequences of that.
That said looking at the bigger picture now these seem to be our current options .
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stay put permanently and be miserable
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Stay put for god knows how long whilst still looking for an end terraced house or small run down semi (all we can afford)
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Find a private rented house and pay more than double our current rent which we can just about afford but it’s dead money even more so than HA renting
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Go down the shared ownership route. We have already registered interest on a property just to see how it pans out. You have to do this and apply for a mortgage through them before even viewing the hosie. The house is on an estate (something I’d don’t really want) but it’s one of 4 detached properties on the front “row” of the estate so no neighbours in front or behind as there is a big row at the back of the houses for driveways and the next row of houses are further back and then the vast majority of other houses are right at the back of the estate where there is a park for children playing which would be a nice change from of having kids bouncing balls off our house like we currently have to endure. But we will still have certain levels of nosie despite being attached as it’s on an estate after all. It would be detached which would be good but it would mean paying a bit more than double our current rent as we’d be paying mortgage and rent.
What would you do in our shoes if you had such limited means and options?