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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think housing in this country is fundamentally broken?

426 replies

BrokenHousingLogic · 15/12/2025 15:25

Whether you rent privately, rent socially or own, it feels like the system isn’t really working for anyone.

• Rents are high and insecure
• Buying is out of reach for many
• Social housing is under strain
• Landlords and tenants feel pitted against each other
• Local authorities seem overwhelmed

It often feels like people are arguing with each other instead of addressing the fact that the whole structure is failing.

AIBU to think this goes beyond individual choices and points to a system-wide problem?

OP posts:
Thread gallery
5
Alexandra2001 · 26/12/2025 19:06

Yellowshirt · 22/12/2025 19:47

I'm not saying it hasn't been broken for a long time..I'm saying Labour has no one with any common sense to fix the country never mind a single issue like getting people out of expensive private rentals into affordable , well built homes.

Do you know how either council or social housing works?

Basically, a private developer builds a house, a council or housing association has commissioned or buys that house and rents it out.... where does the upfront money come from?

In the main from taxation.

Who wants lower taxes? and who wants housing built somewhere miles from where they live?

The Tories had 14 years to fix, yet didn't so presumably you think they had no one with any common sense either....

Stopping Right to buy, creates no new housing and Labour have already said that any council house sold, must be replaced by another.

Stopping immigration.... so no students, no carers, no slaughter house workers or construction ?

XenoBitch · 26/12/2025 19:13

Daisymay8 · 26/12/2025 15:16

I wonder how much paying housing benefits has skewed the housing in the U.K. if the poorest unemployed person is given enough money to cover their rent payments then they aren’t forced to move to a cheaper area. And if landlords know that regardless of rent the gov will step in and pay due to shortage of housing then where is the competition for tenants -there’s none.

Why should the poorest be forced to move to cheaper areas? Can you not see the potential issues with that?

XenoBitch · 26/12/2025 19:17

Purplebunnie · 26/12/2025 14:04

And this OAP is so fucked off with being blamed for everything I absolutely refuse to downsize and I will cut off my nose to spite my own face

Sick of the ageism so fucking sick of it

I don't blame you.

Also, not all OAPs are "taking up" family homes. I know of 4 who live in HMOs. Fucking HMOs at their age, with people a third of their age. A shared bathroom and tiny kitchen. They spend all day in the pub because sitting alone in your bedroom is awful for your mental health.

Balletpoint · 26/12/2025 20:08

XenoBitch · 26/12/2025 19:13

Why should the poorest be forced to move to cheaper areas? Can you not see the potential issues with that?

No one should be 'forced' but in life your finances dictate your choices whether that is a car, holiday or indeed a home.

XenoBitch · 26/12/2025 20:16

Balletpoint · 26/12/2025 20:08

No one should be 'forced' but in life your finances dictate your choices whether that is a car, holiday or indeed a home.

The person I was quoting said that unemployed people should be forced to move to cheaper areas to save money on housing benefit. Nothing to do with cutting back on cars or holiday, or homes they don't even own.

YouHaveAnArse · 26/12/2025 20:16

We moved 200 miles away from where we live in order to buy. We need to be able to afford to retire one day, and the insecurity of renting was massively fucking with my mental health.

The flat we rented before then cost us £100k over the ten years we lived there (double the last selling price of the flat near enough) and when we moved out the rent went up by £500pcm for the next tenant. And yet that was still cheap for the area we were in.

It's not sustainable.

tiredofchristmas · 26/12/2025 20:19

XenoBitch · 26/12/2025 19:13

Why should the poorest be forced to move to cheaper areas? Can you not see the potential issues with that?

Err, why should working people pay to subsidise someone to live in areas they would like to but can’t afford?

YouHaveAnArse · 26/12/2025 20:20

OhDear111 · 15/12/2025 22:57

@Brillopadhair Many councils have a no car or one car policy. They want residents to use public transport so parking is kept to a minimum to enhance density. This enables more homes. If people want space, they have to pay more for it. I bet the homes were sold though. It’s only people with snobby ideals that look down on smaller homes. The people in them just want a home. We would all like a 5 bed executive house taking up acres, but in reality most people know they cannot afford such a house and way more land would be used to build housing if we greatly decrease density. See other posts about this!

We don't drive nor want to own a car (money pit that I can't be arsed with) and when we were looking for a place to buy it quickly became apparent how many new build estates assumed car ownership. Want to go to the shops on public transport instead? Walk into town? Good luck with that.

XenoBitch · 26/12/2025 20:23

tiredofchristmas · 26/12/2025 20:19

Err, why should working people pay to subsidise someone to live in areas they would like to but can’t afford?

So all the poor people should be made to live in the cheapest area? How can you not see the potential issues with that?

YouHaveAnArse · 26/12/2025 20:25

Balletpoint · 16/12/2025 18:53

I agree. If a 1 bed is out of reach for a mid life single, I suggest a studio apartment rather than HMO. That way they have privacy and safety.

They can't afford them, that's why they're in HMOs. Or they can but don't have a guarantor (which most landlords want now even for professionals). Or are trying to rent one but bidding wars are pushing the price up too high.

tiredofchristmas · 26/12/2025 20:28

XenoBitch · 26/12/2025 20:23

So all the poor people should be made to live in the cheapest area? How can you not see the potential issues with that?

None whatsoever. Do you seriously think it’s right that people can get subsidised housing in a glamorous place to live, when if we shipped them elsewhere the country would save a fourtune? Why? Think of what those savings could be used for! Expanding social housing for one.

Young professionals (pretty much everyone i know) moved to the other ends of the country to find work in their chosen field. Moving someone from a salubrious area to a less salubrious area to save the state £££ I have no issue with. We have far better things to spend the money on.

YouHaveAnArse · 26/12/2025 20:34

Balletpoint · 21/12/2025 12:48

Everyone finds housing expensive. Cut your cloth accordingly applies to everyone. If too expensive, share or move to a cheaper area.

People can't afford to share. And bit difficult to do that if you have a family, or are divorced and need somewhere your kids can stay with you at weekends.

Moving to a "cheaper area" means the prices in that area start going up - where do the people already there, presumably on lower wages, manage to live? - and also doesn't help you if your job - or even industry as a whole - is not in the same area, or your family aren't, or your kids' schools.

YouHaveAnArse · 26/12/2025 20:43

Ah, the Shirley Porter approach to solving housing issues.

Balletpoint · 26/12/2025 21:07

XenoBitch · 26/12/2025 20:16

The person I was quoting said that unemployed people should be forced to move to cheaper areas to save money on housing benefit. Nothing to do with cutting back on cars or holiday, or homes they don't even own.

If you are unemployed and don't own a home (so easily mobile) isn't it commonsense to prioritise your career and move to a place where you have employment opportunities?

XenoBitch · 26/12/2025 21:10

Balletpoint · 26/12/2025 21:07

If you are unemployed and don't own a home (so easily mobile) isn't it commonsense to prioritise your career and move to a place where you have employment opportunities?

Moving is not cheap, and there is huge competition even for private rentals. Someone on UC because they don't have a job (so will be on £400pm) is not going to have a couple of grand spare for moving and a deposit.

JenniferBooth · 26/12/2025 21:11

Balletpoint · 26/12/2025 21:07

If you are unemployed and don't own a home (so easily mobile) isn't it commonsense to prioritise your career and move to a place where you have employment opportunities?

Are we now assuming that all unemployed ppl are nomads

Balletpoint · 26/12/2025 21:13

YouHaveAnArse · 26/12/2025 20:34

People can't afford to share. And bit difficult to do that if you have a family, or are divorced and need somewhere your kids can stay with you at weekends.

Moving to a "cheaper area" means the prices in that area start going up - where do the people already there, presumably on lower wages, manage to live? - and also doesn't help you if your job - or even industry as a whole - is not in the same area, or your family aren't, or your kids' schools.

I am referring to the young at the beginning of their career. If someone makes unwise choices in life, career or marriage it is tough but it shouldn't be something the tax payer needs to sort out.

Many on mumsnet need to learn the importance of personal responsibility and take pride in their life and own their decisions.

XenoBitch · 26/12/2025 21:14

JenniferBooth · 26/12/2025 21:11

Are we now assuming that all unemployed ppl are nomads

Yes, and it seems should be prepared to move cross country for a zero hour NMW job .

XenoBitch · 26/12/2025 21:15

Balletpoint · 26/12/2025 21:13

I am referring to the young at the beginning of their career. If someone makes unwise choices in life, career or marriage it is tough but it shouldn't be something the tax payer needs to sort out.

Many on mumsnet need to learn the importance of personal responsibility and take pride in their life and own their decisions.

Ah, that old chestnut. Any misfortune in your life is your fault and you should have prepared and/or took more responsibility.

Balletpoint · 26/12/2025 21:17

XenoBitch · 26/12/2025 21:14

Yes, and it seems should be prepared to move cross country for a zero hour NMW job .

Maybe aim higher in your career aspirations and don't be defeatist. Take what is available job wise until you find your niche and don't go down the benefit route.

XenoBitch · 26/12/2025 21:18

Balletpoint · 26/12/2025 21:17

Maybe aim higher in your career aspirations and don't be defeatist. Take what is available job wise until you find your niche and don't go down the benefit route.

Easier said than done. The country needs people to do the low paid jobs. They are vital.

JenniferBooth · 26/12/2025 21:19

Balletpoint · 26/12/2025 21:17

Maybe aim higher in your career aspirations and don't be defeatist. Take what is available job wise until you find your niche and don't go down the benefit route.

It always interests me this TAKE a job. I thought you had to be offered one first after a job interview Tell me where is this magical place where you can just take a job

Balletpoint · 26/12/2025 21:21

XenoBitch · 26/12/2025 21:15

Ah, that old chestnut. Any misfortune in your life is your fault and you should have prepared and/or took more responsibility.

Well in the vast majority of cases your life does depend on your choices. Are you seriously suggesting every time someone makes a bad decision it is always someone elses fault?

XenoBitch · 26/12/2025 21:22

JenniferBooth · 26/12/2025 21:19

It always interests me this TAKE a job. I thought you had to be offered one first after a job interview Tell me where is this magical place where you can just take a job

And you need to have been given an interview to start with.
There are lots of threads on here about how dire the job market is right now. Why do so many people think it is as easy as popping a CV into a shop/office now? Times have moved on so much.

Balletpoint · 26/12/2025 21:22

XenoBitch · 26/12/2025 21:18

Easier said than done. The country needs people to do the low paid jobs. They are vital.

Edited

Yes, take a job (could be low paid) until the right role turns up.