To think housing in this country is fundamentally broken?

[BrokenHousingLogic]

Whether you rent privately, rent socially or own, it feels like the system isn’t really working for anyone.

• Rents are high and insecure
• Buying is out of reach for many
• Social housing is under strain
• Landlords and tenants feel pitted against each other
• Local authorities seem overwhelmed

It often feels like people are arguing with each other instead of addressing the fact that the whole structure is failing.

AIBU to think this goes beyond individual choices and points to a system-wide problem?

And the award for smugness and being unable to read the room goes to....

And that’s shit but you live with the consequences. You sing expect the state to pay to keep you in a nice area when you could live somewhere cheaper.

Yes, move all the poor people to shit cheaper ghettos areas. We don't want them bringing the value of your house down, do we 🙄

Ha, insurance. How predictable.

There’s no ‘room reading’ to be done. It could happen to ANY of us, but the state can’t afford to bail us all out. We have to make provisions for ourselves.

And some people can not afford to make provisions for themselves, hence why we have the state to help to begin with.

Ok then lets pay care workers more so that they can afford to pay for these policies The care home fees for your elderly relative will go up but responsibilities right?

Why should we pay for them to be in more expensive areas? Yet to hear a good reason for this.

I know someone who had some sort of sickness insurance. She ended up sick, so is claiming it. It is a percentage of her previous salary. She was on £70k, so she can still afford to have a decent standard of living from it.
I do not know anyone on NMW that has that sort of insurance. If they need UC top ups now, they will need even more if they get insurance pay outs (if that is even possible). Utterly pointless.

You really do have no clue do you?

These types of insurances cost a fortune, esp as you get older.

Talk about M/C wealthy privilege.

I live in the cheapest area thanks. I spend more time than I care to admit phoning 999 because my addict upstairs neighbours try to kill each other on the regular. I live with consequences of circumstances beyond my control 24 /7 thanks, and have doors slammed in my face on the regular when I try to escape state dependency. Lookinh forward to when assisted dying comes in and they extend it Canada style for the poor and depressed.

That will make you happy I'm sure.

Do you not like unemployed people living near you? Or low paid people? Who do vital jobs in places where housing costs more.

Oh so wealthier areas don't need TA's? Supermarket staff? Healthcare assistants? Carers? etc etc... maybe we could pay a bit extra to bus them in from the northern regions? or perhaps a tent city?

But there are now people living in houseshares/renting into their 30s and 40s, or doing so again post relationship breakdown/divorce.

You also don't seem to realise what this means for the people already living in these areas who will now be seeing prices going up and available housing stock dwindling.

An experiment for you: look up the current price of the first home you owned, and then adjust the salary you were on when you bought it for inflation. Could you afford to buy it now? How about renting it?

I have lived in many different parts of the uk (in order to further my career, ironically enough) and I’ve not lived anywhere yet where there has been an exclusively middle class area with no deprived areas near by. In fact there’s the very poorest of the poor living closer to my kids school than I do. Even in London TAs must be able to get a tube train in from a cheaper area. This is not an issue at all.

You don't think the 9 million people already out of work can possibly go out and do some of them jobs?
Right to buy helped my parents. They bought a house for £19000. Plenty of houses have been built but the country is full.
What hasn't worked is mass immigration. It has to stop. What is the government waiting for? An absolute disaster where people are dying because hospitals can no longer cope.
It's shear incompetence. I'm paying taxes every single month and getting zero back

Guess what, within 5 minutes walk I have the lowest 10% of social deprivation housing. I live in the top 10%. Many, many cities are like this. Such a bizarre argument. Birmingham, Sheffield, Manchester, Bristol, Leeds, Newcastle, Glasgow, Edinburgh. Open your eyes.

There is not 9 million job vacancies. There is not even a million.

I bet you were one of the ones spouting how we are all in this together during Covid

Housing in the UK is like a giant game of musical chairs. There isn’t enough housing for everyone. People are going to be living in B&Bs etc as the governments aren’t interested in building more housing. It’s a tragedy. But pouring money into deprived people so they can continue living in e.g. Fulham instead of a less expensive area helps no one.

So surely, that's the end of mass immigration?

I don’t know what you are on about.

Course you dont 🙄

So why are you banging on about them having to move away to save money on HB?

There’s lots of people who think the government should keep them living in a certain area, just because they’ve always lived there, when there could be FAR cheaper places that they could be housed. If you’re living off the state you shouldn’t get a choice where you live.