AIBU to claim UC with a 'high' income

[Loriclimbs]

I am very conflicted about lifting the two-child cap. I know many would benefit from it but it would lead us back to more abuse of the system. I, however, have three children myself. I have gratefully received UC in the past but as my income has grown I am currently no longer eligible.

With the addition of my youngest child, I will now be eligible for approximately £200 per month. I an a higher rate tax payer abd Icurrently pay over £1200 in income tax alone per month. I have to repay the majority of the child benefit I receive.

AIBU to claim what I am entitled to?

Four year old at school, no?

Jesus. I’m going to put in a claim tomorrow.

Not everyone lives in England. Most children in Scotland are in nursery until 5 or almost 5.

Technically might be classed as deprivation of capital if you are doing it to be entitled to UC.

Fair enough.

Nah do it. If you’re entitled take it it benefits your family.

This is crazy I agree. I think most voters whether right or left would agree this needs sorting. A huge amount of benefits spend going straight to landlords. Bad enough when it’s some local guy, but this is quickly changing now Lloyds bank and others have created Private Rental Companies (Sitra). So now the taxpayer is funnelling money to banks via benefits, which benefit no actual person as that person never sees the money.

Can anyone answer me this, if someone say, has a wealthy landlord mother or father, and their own children under 3, can they move to their mother or father’s rental house and claim UC for the rent? This is obviously immoral but is it illegal, does it count as benefit fraud? As that individual would essentially get the equity paid through UC via their inheritance? This seems like an obvious loophole to me, how removed do you have to be from a landlord to claim housing element?

(No personal skin in the game btw! Not my situation at all)

But looking at the screenshot provided by the OP previously and assuming the calculations were based on 2 children because I don't think the calculators are there yet for when the 2 child cap is lifted, it shows £1550 for children which includes childcare costs. The current amount for child element for 2 is £585 which means childcare is £965. And the deduction for salary is £1633 which means the earned income is either less than the estimated £68k or there are substantial pension contributions because UC use net income not gross. I could do the calculation again but I'm tired 😂

Honestly I don’t bother donating stuff as most of the people taking are better off than me

🤣it's too mind boggling

On what planet should a higher rate taxpayer be entitled to UC?? And they wonder why the public are incensed!! 😡

You actually can as long as you don't live with them and there's an actual proper legal tenancy agreement with the rent being paid just as it would be to any other landlord. They would most likely do a lot of checks on a situation like this.

If benefits are so high, why are 31% of kids in the UK living in poverty?

How are they measuring poverty?

not sure if the poster lives in london but it’s very easy to become eligible on higher income if you live in london because the rent (even the capped LA amount) and the childcare very quickly outweigh the 72k

As long as they can prove the rental wasn’t purchased just to rent to them, yes. You can rent off a family member and claim UC.

So mum inherited grandads house, has one tenant in before you. They will pay.

Thank you for clarifying. That’s mad, so no housing element for your own mortgage but yes for your family’s mortgage.

But what does the same standard of living mean? If I am working and take my DC on holiday, great, but that is not an expense that should be funded by the tax payers for those that can't afford it. Do dig in deep to the detail.

And yet most of MN don’t believe it when posters say ‘I know someone on (enter huge income amount here) who gets UC).

I aged up my youngest so it would calculate the amount for him. As per the deduction for earnings that not quite. I only contribute 5% to my pension.
Monthly gross is 3937
3937-648 =3289
3289x0.55=1806

You should claim what you're entitled to. As long a you dont lie in the application or game the system (claim to live alone, fake divorce etc.), you should claim whatever you can.

Not quite seeing your point here, as in that case working might not cover the extra cost of disability either?

Oh ok! Makes sense.

Either way, crack on. If you're entitled then you're doing nothing wrong.

I guess in this case it's like a childcare cost help. Which is no bad thing.

Benefits Britain