AIBU to claim UC with a 'high' income

[Loriclimbs]

I am very conflicted about lifting the two-child cap. I know many would benefit from it but it would lead us back to more abuse of the system. I, however, have three children myself. I have gratefully received UC in the past but as my income has grown I am currently no longer eligible.

With the addition of my youngest child, I will now be eligible for approximately £200 per month. I an a higher rate tax payer abd Icurrently pay over £1200 in income tax alone per month. I have to repay the majority of the child benefit I receive.

AIBU to claim what I am entitled to?

I don’t understand UC at all, we have a joint income of about £42k and we can’t claim anything other than the child benefit! WhT have I got wrong? 😂

Why wouldnt you? Scotland dosent have cap on cb neither do eu states (and eu states have mothers salary,higher cb, family allowance 700pcm) so the peanuts they have lifted the cap on in england after robbing children,future taxpayers and workforce, you should not even think of not claiming, no ones going to see a tax break if u dont

Tbh only one of my three eat school meals and the one who does picks chicken wraps and cookies.

She has children you are two adult household

What is it with the 'down' on pensioners? How many 'millionaire' pensioners do you think there actually are? The vast majority worked hard and paid NI for 40 years, and you resent us getting the measly state pension?! It's amongst the least generous in Europe btw.

Your choice to have your children. Why did you have more if you couldn't afford it? If I was in power I'd stop all benefits, all social housing. People need to take responsibility of themselves. Socialism is a joke.

and those who fall on hard times through no fault of their own?

illness
disability
partner leaving etc

Where did I say I couldn't afford it?

I have never been unemployed since I was 15. I've worked my ass off to get where I am today. I own my house. I have never lived in social housing. I had carefully planned all my children so that I never had two in full time childcare.

That does not mean I cannot complain childcare is expensive. Wrap around care at my children's school has doubled in the last two years

Yeah we really want an autistic kid for the extra money. I would rather my kid could have a conversation with me.

Yep. It's that easy, you just tell UC that your kid is disabled and then say ''oh, go on then'' and give you extra money.

🙄

Don't take it personally. I'm just saying we would be naive to believe that every case was genuine. I do believe some parents will see their child as a potential gravy train and get what they can.

And where would you live, when there is complete pandemonium, because Society has completely broken down. Or do you think that completely removing any benefits will result in a more harmonious Society?🤔

Like they do when you walk in and say you've left your job and they just hand over the money.

Private wealth, public squalor.

I obvs dont know as I've never tried it. Would be interested to know though what checks there are in place. Is it really that hard to claim it?

You can't get it without DLA and even then it is medium or high rate DLA, if your child gets low rate DLA then you don't get anything extra with UC.

If your child gets medium or high rate DLA then on UC you will get a carers element and a disabled child element. When the DLA comes through, you have to then request these extra elements, it isn't automatic and you also have to request the back pay since DLA takes months to come through.

UC will check that the child receives medium/high rate DLA.

OK and how difficult is it to get DLA? Genuinely interested as I have a relative in this situation and I do believe she is cooking the books via her child.

Considering how difficult it is to get a diagnosis these people are the very small minority.

I don't think you'd be eligible tbh, not on £70 a year. This sounds dodgy to me

Just need to read about Victorian poor people.

I don't believe it

They aren't though are they? These people are getting more money then we make but we also have to finance our days out, no freebies for us. Yet we aren't deemed "in poverty".

A child doesn't need a diagnosis for DLA as it is based on care needs. You need to fill out an incredibly long and complicated form describing your child's care needs, there is also a section for someone who knows the child to fill out too such as school and then you are also required to provide evidence from medical professionals which has to back up what is said on the form.

I certainly didn't find it easy.

Hello! Sorry to be hijackimg her.. but how do you do this? We are over £120k each in this household. I never received it. Only have one child. She is 13 months now. Filled out the form online and got a decline in the post. They did say if ever our circumstances changed we could try a fusion - we won’t. I just wondered what the threshold was. I always thought if you earned more than 60k you had to pay higher income tax back…