Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Resentment at 100k

797 replies

Arseholeneighbours · 28/11/2025 00:49

Theres a lot of vitriol spilt towards people being “high earners” at 100k and over. As net contributors, and most likely having made sacrifices, stresses and difficult life decisions, there’s many judgements about life choices , expectations and living within one’s means. What is the motivation to push forward in a career and to try and be as successful as one can if there’s no personal gain? It’s all well and good saying those with the broadest shoulders should take on the most - but to what end?

OP posts:
Thread gallery
6
TheaBrandt1 · 28/11/2025 07:34

Our tax regime hammering the higher end of normal earners but ignoring the billionaires and corporates puts me in mind of the scenarios below

  1. the teacher that tells off the “good girls” for minor infractions whilst ignoring the bad boys who totally disrupt the lesson because they are too scary to take on

2.the police pulling over and yelling at the taxes insured driver for being in the wrong lane whilst ignoring the blatant drug dealers at the bus stop.

Really hacks me off.

Princessfluffy · 28/11/2025 07:34

As the wealth of billionaires is increasing at a far higher rate than for lower earners it is very clear that we are not taxing them enough.
Extreme wealth inequality is the issue here. Not people earning £100k or living in £1m houses. Those people are already paying a lot of tax.

Blizzardofleaves · 28/11/2025 07:35

Expectedtofail · 28/11/2025 07:06

For some though the choice is necessary as there’s no in between in some situations. We both had to give up working (not at the same time it was over 3 years) as we couldn’t survive .
Initially we both worked and due to illness in one dc I had to quit. Then about 18 months later things got worse and our other dc was diagnosed severe SEN (ASD and adhd) so dh had to go PT. He then tried self employment which was better as more flexible so we did that for a few months. Till we had to claim UC and his earnings due to SE just didn’t count at all and they were trying to force me to appts to work. We hadn’t got dla at that point so it was a battle explaining to them that I couldn’t work. I then had a breakdown.

If there had been some support (eg help with wraparound for our eldest) plus SE being counted toward the AET not totally disregarded and the nhs being fit for purpose (both children with illness/SEN had delays in treatment which were detrimental and I wasn’t able to access support or MH care) amongst other things we would not have had to make the decision once dla was awarded to have a few years with both of us not working. It’s not the claimants at fault.

So neither of your children are in any kind of education setting? Isn’t that illegal?

Are they bed bound? And you and dh are doing 247 care?

GentleOlive · 28/11/2025 07:37

The resenters will soon learn a lesson. Lower earners have just been rinsed for higher taxes through freezing of the thresholds.

The benefits claimants are next. They may had a load of free money sent their way. But the economy is in serious trouble and debt crisis is looming. Then these people will be losing what they have.

All while highest earners are fleeing this socialist mess of a country. So let them resent. They are going to learn the hard way. And if you are a higher earners and can leave this country, you should as soon as you can.

ColinOfficeTrolley · 28/11/2025 07:38

Arseholeneighbours · 28/11/2025 01:43

I guess this is the crux of it though - the choices that financial
security allow. Is a person on 100k with a large mortgage and commitments more secure than one on 33k in a secure tenancy and universal credit coming in.

You think someone on £33k can't afford a mortgage and gets universal credit 😂😂😂😂

That's where high earners are deluded.

You haven't a clue have you.

Novemberbrain · 28/11/2025 07:38

OP I'm genuinely fascinated by the term you use - 'net contributor' - sorry if it's something used more widely and I just haven't seen it. Do you believe you are contributing more than you are taking out, and what are you basing that assessment on - are you thinking purely in terms of never having claimed welfare benefits, or are you factoring in a portion of the cost of the wider ecosystem (I.e. a civil society with all its various infrastructures and systems) in which your role functions?
Would your industry survive if the many millions of people not 'contributing', suddenly didn't contribute at all (i.e. if we suddenly had no passport control, transport/highways systems, healthcare, waste management etc etc).

RedTagAlan · 28/11/2025 07:38

Kidsrold · 28/11/2025 06:37

Yes but it doesn’t go up enough to compensate for the time you give up because you get less than 50% of what you earn.
At a lower tax band you take home more per hour that you work so an extra hour seems worth it.
Why do so many low earners like you not understand this. (And by the way- I know they do- I’m just flipping your ridiculous insult back at you, it’s only you I think is stupid)

" Why do so many low earners like you not understand this."

Huh ?

When I was in a higher tax band, I was salaried. I was not paid by the hour. Got paid the same no matter how many hours I worked.

And when I worked a job that paid overtime, that would sometimes knock me into a higher band for the month ( many years ago), I never said, " oh high band now, I'm off". Because the job needed done.

However, I did do a project in France once. And that was odd. The French Engineers would be watching the clock, because of their max hours laws. They had no choice but to leave.

And there is all that stuff about high earners being on a higher effective hourly rate. Never mind that a higher earner is not taking 50% less home if they cross the band. It's going to be 20% or 5% less than what is earned below that band.

Mumsknot · 28/11/2025 07:38

We’ve always sneered in this country at people who are successful financially. It’s a dreadful characteristic.

dointhebestwecan · 28/11/2025 07:39

CrazyGoatLady · 28/11/2025 00:52

I'm a higher earner - not quite 100k high, but I would consider my salary higher end - and I don't whine about paying tax. The sacrifices I've made to have a well paid senior management role are no better or more praiseworthy than the sacrifices low earners make to put food on the table and provide for their families.

This

Expectedtofail · 28/11/2025 07:39

Blizzardofleaves · 28/11/2025 07:35

So neither of your children are in any kind of education setting? Isn’t that illegal?

Are they bed bound? And you and dh are doing 247 care?

Eldest at school, middle is at school now the other not school age and no appropriate nursery setting. Loads of appts , frequent illness, called into school a lot and we get very little sleep.

hazelnutvanillalatte · 28/11/2025 07:42

Arseholeneighbours · 28/11/2025 03:53

But the higher earners on paye are the easy targets

Yeah exactly. Distract people with an easy target, say you're taxing those with the 'broadest shoulders', squeeze everything out of the people working the hardest, and all the actual ruling class keep on raking in billions

dointhebestwecan · 28/11/2025 07:42

I don’t have a second person contributing to household income and I have dependents - women in this position take the hit in all sorts of ways, high earning or not. People forget what a cushion it is to have two incomes available.

StrawberrySquash · 28/11/2025 07:44

pottylolly · 28/11/2025 00:55

I agree with you. Also, this government has someone earning £50k a year down as a high earner. This is only a couple of grand a year more take home pay than someone on the full benefits cap (and can be less if the person is working a few hours too).

The government should be encouraging everyone to work. Nobody should ever need to claim benefits while working & they certainly should never be better off not working.

So a full time single parent on low/average pay shouldn't get any help at all? Given that you need to pay a significant portion of one person's salary to look after just one child, how is that ever going to work?

dointhebestwecan · 28/11/2025 07:45

Being in management can be a lot easier than being managed. It’s a middle class thing pretending it’s harder to be in senior management. Earnings are unrelated to how hard people work.

EasternStandard · 28/11/2025 07:45

TheaBrandt1 · 28/11/2025 07:34

Our tax regime hammering the higher end of normal earners but ignoring the billionaires and corporates puts me in mind of the scenarios below

  1. the teacher that tells off the “good girls” for minor infractions whilst ignoring the bad boys who totally disrupt the lesson because they are too scary to take on

2.the police pulling over and yelling at the taxes insured driver for being in the wrong lane whilst ignoring the blatant drug dealers at the bus stop.

Really hacks me off.

Easy pickings. The bad part is the negative rhetoric is aimed at that group too so they keep getting hit for more taxes and blamed for being ‘selfish’ at the same time. That’s what this gov policy does.

Plus is counterproductive. People will opt out and then who will be heavily relied on

RedTagAlan · 28/11/2025 07:47

Novemberbrain · 28/11/2025 07:38

OP I'm genuinely fascinated by the term you use - 'net contributor' - sorry if it's something used more widely and I just haven't seen it. Do you believe you are contributing more than you are taking out, and what are you basing that assessment on - are you thinking purely in terms of never having claimed welfare benefits, or are you factoring in a portion of the cost of the wider ecosystem (I.e. a civil society with all its various infrastructures and systems) in which your role functions?
Would your industry survive if the many millions of people not 'contributing', suddenly didn't contribute at all (i.e. if we suddenly had no passport control, transport/highways systems, healthcare, waste management etc etc).

This^.

Higher earners do technically depend more on other aspects of Government spending.

Navy destroyers in the Red sea for example, protecting shipping from Houthi missiles. The Foreign office doing deals abroad. Infrastructure that your business uses to distribute goods. Healthcare and social safety nets, that allow your business to pay employees less.

Southernecho · 28/11/2025 07:51

Arseholeneighbours · 28/11/2025 01:06

I’m not whining about paying tax, I’m questioning the incentives to achieve. Falling into a tax bracket where you lose any child care support and personal allowance off a cliff. A surrounding cloud of resentment that of course you don’t need any support, whilst effectively taking a 20k pay cut

At a 100k pa, you take home 68k per year, minus pensions, which of course you'll get back.

A Band 6 ICU nurse, will take home 30k, again minus pension & the inevitable student loan & very hi parking charges.
A Band 5 will take home 26k, subject to the above.

She/he will also have to pay more in childcare as they'll be working anti social hours, where the nursery isn't open.

You wont be working 12 shifts, watching people die, dealing with the parents who have lost a child etc etc

I'd have thought thats all the financial incentive you need to stick to management?

ChristmasFluff · 28/11/2025 07:51

Wow. It's almost sad that people are purely motivated by money.

Do you ever wonder what motivates nurses and healthcare professionals to 'push forward' in their career? Maybe if you weren't all so obsessed with personal wealth and the accumulation of stuff, you'd be happier with less, and understand your privilege in earning 100k.

GentleOlive · 28/11/2025 07:54

Novemberbrain · 28/11/2025 07:38

OP I'm genuinely fascinated by the term you use - 'net contributor' - sorry if it's something used more widely and I just haven't seen it. Do you believe you are contributing more than you are taking out, and what are you basing that assessment on - are you thinking purely in terms of never having claimed welfare benefits, or are you factoring in a portion of the cost of the wider ecosystem (I.e. a civil society with all its various infrastructures and systems) in which your role functions?
Would your industry survive if the many millions of people not 'contributing', suddenly didn't contribute at all (i.e. if we suddenly had no passport control, transport/highways systems, healthcare, waste management etc etc).

This fluffy contribution is worth zero. If millions of low paid jobs were higher paid, businesses would automate. So yes, contribution is all about the can you earn. Because nowhere in history, has there ever been a system where a country or economy was run on kind, warm words.

northernballer · 28/11/2025 07:58

Blizzardofleaves · 28/11/2025 06:45

Do you really and truly believe that all of these tax hikes are actually going to improve public services?

Do you actually believe that?

No I don't, just like the VAT on school fees hasn't raised standard in state schools whatsoever.

I am prepared to give it a chance though, because what is the alternative?

Luckyingame · 28/11/2025 07:58

You're right, OP.
I don't whine about paying tax, as a first poster said.
I'm fucking furious I decided 25 years ago to invest my money into this country.
And no, at present I cannot "go home" just yet. But it might happen soon.

Bryonyberries · 28/11/2025 07:59

If you’re earning that salary without need for top ups it means you’re more likely to own a house, have the ability to put savings away over £16k and not have to jump government hoops. I’d rather cost of living matched wages so I didn’t need top ups and have the worry of potential changes in criteria all the time. Single adults are being priced out.

Fetchthevet · 28/11/2025 07:59

colapepsi · 28/11/2025 07:25

This is just silly. Carers do a wonderful job but you can learn to give personal care or be a carer/healthcare assistant with a short period of training.

Would you feel comfortable being operated on by a consultant who only had 2 weeks training and no other qualifications?

There are loads of jobs with more responsibilities than a nurse or a carer.

I didn't say they weren't. I asked the OP what she does.

Fetchthevet · 28/11/2025 08:03

Legolava · 28/11/2025 07:19

There are many jobs that are important that are high paying. Drs, dentists, engineers, cyber security engineers. All jobs in high demand globally. Remember the global meltdown when no-one could access money, travel, use dental records, medical systems, food delivery etc due to the cyber breakdown? Your view is overly simplistic. The 100k cliff edge is also, partly why, we have a shortage of dentist and Dr hours.

That's why I asked the OP what she does. There are also lots of minimum wage jobs that are extremely responsible. Such as caring for babies and toddlers, being a carer to an elderly person or a support worker to someone with a disability. I don't agree with the OP that just because she's on £100k her job is automatically more responsible than someone on minimum wage.

Namechange234567 · 28/11/2025 08:03

I work in a job that takes me close to the 100K bracket but not in it and I appreciate that I will be royally pissed off if/when I lose the childcare support, but thankfully will be out of the expensive nursery years when that happens. It's a dumb way of doing things to essentially make work cost money and everything else is at least tapered and this is a cliff edge.

However, I in no think that I have made more sacrifices than people on low pay, I work with a lot of people in real living wage, who work multiple jobs, deal with changing shifts, physical work, being shouted at and attacked by members of the public and who have to claim benefits, use food banks and take wage advances to get by.

I am not in anyway more deserving than them, and to be frank my life is a lot easier and nicer. I wouldn't do their jobs if you paid me what I'm paid now, let alone what they're actually paid. Luckily I came from a family which meant I went to uni, knew how to navigate myself into a job with high salary and benefits and knew how to climb the ladder. And I come from a family that taught me the responsibility of paying tax that comes with that.