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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

If you're really fed up of all "your" money going to benefits ....

372 replies

Yesimmoaningaboutbenefits · 27/11/2025 10:18

We really need to be campaigning for more council homes. One of the biggest payouts is housing benefit because of the extortionate private rent costs.

That single mum topping up with UC to bring her to over 100k? (supposedly) Wouldn't happen if her rent wasn't >£2000pcm for a 1 bed flat.

Build a 3 bed house for £300,000 (presumably less with large contracts). Charge £500 rent, they'd make the money back in 50 years even without increases. And houses last more than 50 years!

I know I've read several comments over the years from people saying this. RTB was the worst etc. So why hasn't it happened? Upfront cost. It would cost the government a hell of a lot upfront, despite the astronomical gain further down the line. But if they're not in power when the gains start to show, they get none of the glory. And that's what it boils down to. Elected governments only want something they can boast about within their term. Who cares if it benefits the country in the long run? If it doesn't benefit them short term, it doesn't matter.

Same with education. Better funding will result in more people in work, out of poverty and out of crime in 20 years time. It's the best use of money possible! But no.

SEN funding. Early intervention can prevent children getting to crisis point and keep the gap from widening so they have a chance of staying in school, getting qualifications and contributing to society in the future. Not funding SEN effectively is pretty much cutting off a section of society and forcing them to spend their lives on benefits. Funding could give them a chance. But no.

How many health conditions could be improved by early treatment so people don't end up out of work and incapacitated on benefits?

You've got to spend money to make money...

OP posts:
Thread gallery
5
Woollyguru · 28/11/2025 14:53

Barleycat · 28/11/2025 14:22

This. Private rents need to be capped.

Then the private rental sector would disappear. If they want to do that they need to build social housing to replace all private sector rentals.

Holycowhowmuch · 28/11/2025 15:42

With number 10 hosting and wecoming Blackrocks £1 1/4 billion to buy up housing in the uk it wont be long before rents are paid to an American compsny and oh dear we cant tell it what to do. Major players buying up housing stock is bad news watch labour v v v carefully

FreeTheOakTree · 28/11/2025 17:11

CautiousLurker2 · 28/11/2025 14:53

Ah yes, like the fact that Rachel Reeves lied at the despatch box this week and has been lying to the country and the markets since 17th September. That kind of corruption?

Rachel Reeves accused of misleading Britain before budget

https://www.thetimes.com/article/40f40949-7878-48a5-ad50-2e8dfa86a66e?shareToken=99f2dd6ee71065281275414852a306fa

Ah yes, but let us ignore the Brexit damage... In fact, can you justify the damage done by the leave vote?

https://www.independent.co.uk/news/uk/politics/brexit-tax-rachel-reeves-budget-b2871536.html

https://www.huffingtonpost.co.uk/entry/brexit-is-costing-the-uk-a-staggering-ps250-million-a-day-in-lost-tax-revenue_uk_692594cee4b063285310a4b7

https://www.bestforbritain.org/brexit_impact

https://en.wikipedia.org/wiki/Economic_effects_of_Brexit

You, @CautiousLurker2 are a bit of a joker here. Coming after RR, while ignoring the catastrophic damage done by the Tories.

Do me the favour, and jog on.

Brexit costing UK up to £90bn in lost tax revenue , new analysis shows

Exclusive: Britons also up to £3,700 worse off, leading to calls for the Labour government to improve relations with the EU

https://www.independent.co.uk/news/uk/politics/brexit-tax-rachel-reeves-budget-b2871536.html

CautiousLurker2 · 28/11/2025 17:22

FreeTheOakTree · 28/11/2025 17:11

Ah yes, but let us ignore the Brexit damage... In fact, can you justify the damage done by the leave vote?

https://www.independent.co.uk/news/uk/politics/brexit-tax-rachel-reeves-budget-b2871536.html

https://www.huffingtonpost.co.uk/entry/brexit-is-costing-the-uk-a-staggering-ps250-million-a-day-in-lost-tax-revenue_uk_692594cee4b063285310a4b7

https://www.bestforbritain.org/brexit_impact

https://en.wikipedia.org/wiki/Economic_effects_of_Brexit

You, @CautiousLurker2 are a bit of a joker here. Coming after RR, while ignoring the catastrophic damage done by the Tories.

Do me the favour, and jog on.

I’m a Remainer. You can never justify the damage to me. But you also won’t convince me that Labour wouldn’t have fucked up the leaving deal any less than the Tories.

Boomer55 · 28/11/2025 17:25

CatsAreCool222 · 27/11/2025 10:27

Other countries manage it

Only those with much harder taxation.

Boomer55 · 28/11/2025 17:26

CautiousLurker2 · 28/11/2025 14:53

Ah yes, like the fact that Rachel Reeves lied at the despatch box this week and has been lying to the country and the markets since 17th September. That kind of corruption?

Rachel Reeves accused of misleading Britain before budget

https://www.thetimes.com/article/40f40949-7878-48a5-ad50-2e8dfa86a66e?shareToken=99f2dd6ee71065281275414852a306fa

Well, of course she misled the country. I don’t think even she understands what she’s waffling about. 🤷‍♀️

TopPocketFind · 28/11/2025 17:28

How did she mislead the country? The tax rises were speculation, aided by the media.

Happyher · 28/11/2025 17:33

Woollyguru · 28/11/2025 14:53

Then the private rental sector would disappear. If they want to do that they need to build social housing to replace all private sector rentals.

If all the landlords took their ball home and put their properties up for sale then maybe the poor sods paying thousands to rent poor standards properties could buy the houses when the increased supply brings house prices down

CautiousLurker2 · 28/11/2025 17:33

TopPocketFind · 28/11/2025 17:28

How did she mislead the country? The tax rises were speculation, aided by the media.

Did you read the article? She stated there was a 20bl black hole. The OBR stated that that black hole hole - deficit - was only 2.7bn on 17th Sept AND in fact was no longer a deficit but a positive balance of 4,2bn by 31st October. She repeated stood in press conferences and told us, the electorate, and affirmed to the markets that we STILL HAD A 20bn black hole. Maybe to ‘lie’ doesn’t sit next to ‘mislead’ in your moral thesaurus, but it does in mine.

Xmasdemon · 28/11/2025 17:36

Ladies, there's enough politics, and there's enough politics

TopPocketFind · 28/11/2025 17:39

CautiousLurker2 · 28/11/2025 17:33

Did you read the article? She stated there was a 20bl black hole. The OBR stated that that black hole hole - deficit - was only 2.7bn on 17th Sept AND in fact was no longer a deficit but a positive balance of 4,2bn by 31st October. She repeated stood in press conferences and told us, the electorate, and affirmed to the markets that we STILL HAD A 20bn black hole. Maybe to ‘lie’ doesn’t sit next to ‘mislead’ in your moral thesaurus, but it does in mine.

The OBR states many things, their forecast changes all the time, they change methodology all the time.

And Reeves did raise tax, see the multitude of threads complaining about it.

FreeTheOakTree · 28/11/2025 17:50

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

CautiousLurker2 · 28/11/2025 18:13

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Erm sorry? I absolutely was a Remainer. I am a naturalised Brit, though lived here all my life. When I got my first EU passport I was proud to be European and all that represented. I was looking forward to my kids being able to study in Europe, worked in an industry that valued free movement of goods.

You can ‘kid yourself’ from wherever you sit on the political spectrum that you have the moral high ground, but there were remainers on ‘both sides’, and many of us in the centre, where I sit.

CautiousLurker2 · 28/11/2025 18:16

TopPocketFind · 28/11/2025 17:39

The OBR states many things, their forecast changes all the time, they change methodology all the time.

And Reeves did raise tax, see the multitude of threads complaining about it.

I didn’t state that she didn’t raise taxes. I stated that the basis upon which she claimed to have done so (to plug the mythical black hole) was a lie.

adviceneeded1990 · 28/11/2025 18:46

Xmasdemon · 28/11/2025 02:17

People can't stay on benefits and not work unless they are ill in some way. Their benefit would be sanctioned. I think DWP require single parents to work when DC are age 2 or 3

That’s true but currently it’s age 3, and I’d make the work requirements from age 1 because that’s a maternity leave for a working person. Currently, someone without a job gets to be a state-sponsored stay at home parent for 3 years, while someone with a job gets 1 year at home, only 6-9 months of which they get paid for at all, and most of that at a statutory rate which wouldn’t come close to paying an average mortgage or rent, let alone anything else. If you want to be a SAHP that’s a perfectly valid choice, but the other parent should be supporting that, not the tax payer.

Daisymay8 · 03/12/2025 08:37

adviceneeded1990 · 28/11/2025 18:46

That’s true but currently it’s age 3, and I’d make the work requirements from age 1 because that’s a maternity leave for a working person. Currently, someone without a job gets to be a state-sponsored stay at home parent for 3 years, while someone with a job gets 1 year at home, only 6-9 months of which they get paid for at all, and most of that at a statutory rate which wouldn’t come close to paying an average mortgage or rent, let alone anything else. If you want to be a SAHP that’s a perfectly valid choice, but the other parent should be supporting that, not the tax payer.

Edited

Good point -another reason Labour will be out in 29

bigageap · 03/12/2025 10:35

Silverwinged · 27/11/2025 13:15

So, to all the benefit-bashers on this thread, have you considered the alternatives?

Here is a not so comprehensive lists:

  • Generational poverty
  • Increased homelessness
  • Buildings showing visible signs of decay, since occupants do not have the money for maintenace
  • Increased number of i-pad kids
  • Increased healthcare costs, as people delay seeking medical help
  • Increased hopelessness
  • Increased crimes and scams
  • Increased drug and alcohol abuse
  • A harshening of society and more violence in the streets

That's how it was before benefits and that is how it will be again if it's everyone for themselves.

This is literally how a fair chunk of society exists now. claiming benefits and all of the above you have mentioned. Benefits don't bring people out of poverty it makes them dependant on them.

adviceneeded1990 · 03/12/2025 11:46

bigageap · 03/12/2025 10:35

This is literally how a fair chunk of society exists now. claiming benefits and all of the above you have mentioned. Benefits don't bring people out of poverty it makes them dependant on them.

100% agree. I teach in an area on an estate where we are seeing 3rd and 4th generations of families where no one works, often with better lifestyles than the working poor living beside them. Many are both taking and dealing drugs and the number of police reports coming into our small school on a Monday AM is fairly significant. Giving these people money for nothing hasn’t changed their lives for the better in 40 years, why would it now?

We need that money redirected to resources and education and improving peoples prospects. Benefit money for healthy people who are choosing not to work should be given as vouchers for food, gas and electricity and anything the children need, not cash, in my opinion.

Woollyguru · 03/12/2025 12:33

Holycowhowmuch · 28/11/2025 15:42

With number 10 hosting and wecoming Blackrocks £1 1/4 billion to buy up housing in the uk it wont be long before rents are paid to an American compsny and oh dear we cant tell it what to do. Major players buying up housing stock is bad news watch labour v v v carefully

Blackrock are buying up entire new build housing estates and will rent them out. They're in it to make a profit so rents will be as high as possible. They're also lending money to UK housebuilders which is another way of extracting profits from the UK to the US as the interest earned will flow back to the US.

For Labour to allow this is disgraceful.

MrsSkylerWhite · 03/12/2025 12:36

CatsAreCool222 · 27/11/2025 10:27

Other countries manage it

Most European and Scandinavian countries pay higher taxes.

usernamealreadytaken · 04/12/2025 13:04

Silverwinged · 27/11/2025 13:15

So, to all the benefit-bashers on this thread, have you considered the alternatives?

Here is a not so comprehensive lists:

  • Generational poverty
  • Increased homelessness
  • Buildings showing visible signs of decay, since occupants do not have the money for maintenace
  • Increased number of i-pad kids
  • Increased healthcare costs, as people delay seeking medical help
  • Increased hopelessness
  • Increased crimes and scams
  • Increased drug and alcohol abuse
  • A harshening of society and more violence in the streets

That's how it was before benefits and that is how it will be again if it's everyone for themselves.

We still have all of those things, they just cost us all more.

Timeforabitofpeace · 04/12/2025 13:13

I agree OP.

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