Absolutely rinsed in this budget - almost £1k a year worse off.

[Mushroo]

Honestly in despair at this government. On a very high level calc, we are so much worse off!

We both pay a lot into pensions, so the NI change is about £700 a year worse off.

We have an EV car, so based on our 4k a year mileage, it’s about £120 a year. (Although how it will be enforced I have no idea).

Stagnating tax thresholds, probably about £100 a year between us.

Council tax F house (4 bed end terrace, not a mansion, needs renovating). So risk of revaluation after having paid a fortune in stamp duty. We didn’t get first time buyer stamp duty relief because we bought about 2 years too early, and we moved before Covid so no relief there either. So overall we’ve paid about £30k in stamp duty already over our lifetime.

Weve already had the private school hit (which is a separate debate and we’ve accepted that) but wow, we are just being kicked on all sides.

We are classic ‘middle earners’ - earn about £70k each, but have mahoosive mortgage and pay over £2k a month in nursery fees already.

Every measure just seems to have a negative effect on our lifestyle, which is ‘comfortable’ but increasingly squeezed.

Definitely not a middle earner

@cestlavielife they haven’t been final salary pensions for a long time 😂

They’re saying on the radio that users will report mileage data, but there is time so will be some form of consultation beforehand.

By far the whinging posts come overwhelmingly from the better off section of society.

And this is exactly who the measures are aimed at! 🤦🏽‍♀️ drop the private school and then reassess ….!

You talk rubbish. Up until last year we had a household income of £180k. I could absolutely see that I was well off and privileged. I could see that many people worked much harder than me and were living in poverty and unable to escape it. I'd bought a house that allowed for variations in income / interest rates. Even on half the income we were on I am still happy to pay more NI/tax because it's the right thing to do. The country is in crisis and on track to going bust. You absolutely need to check your privilege from a fellow privileged person. It's not about attacking well off people it is about the total lack of awareness of some people.

They shouldn’t feel thankful for working hard and moving up the career ladder. These jobs do not (mostly) land in people’s laps. Most would require a degree of skill and qualifications, things that most people can acquire themselves. Luck very rarely plays a part

None of this takes effect until 2030 anyway, so the £1000 a year worse off is not something that’s going to fall on your head overnight. By that time you’ll both have had pay rises, but you may take home less of that pay rise than you otherwise would.

You can't possible know what someones mortgage is based on the value of their house

Well, yeah. Today. Because they're the ones being hit right now. Everyone else moans constantly. Mumsnet, the papers, the radio all full of it all the time.
Let the tax payers have a whinge once in a while.

That bit jumped out at me too.

I'm a public sector worker so no beef on that from me but every time council tax goes up I remind myself it pays me a decent wage and very good pension. Would be absolutely wrong for me to moan about it.

Your title is unnecessarily dramatic. You're not being rinsed.

I understand you'll be feeling the pinch, but like the previous government said - we all need to be in this together. Times are tough.

£700 a month left over? You are so so sad. That is a huge amount. Pathetic

If we want an NHS that's there for us when we need it and a police service that can actually afford to send officers out to burglaries and a justice system that doesn't keep victims of crime waiting for years to give evidence in court (assuming the case hasn't collapsed in that time) and schools that have enough teachers to teach our children, then we all need to pay more.

Not just those who earn more than you or those who earn less or the much maligned people on benefits. Everyone is going to have to pay more or this country's infrastructure will fall apart. What's the alternative? Privatise everything so that only the rich can afford even basic services?

All in it together? Don’t make me 😆

1. You’re not a middle earner
2. it’s £100 a month.

There are kids at my son’s school who don’t have weather appropriate shoes. So yes, I’m happy to pay more.

Fro anyone interested this gives a breakdown of what an average salary is in the UK (before tax) broken down by regionand age and what you have to earn to be in the top 10% of earnings for that area
https://www.starlingbank.com/blog/average-uk-salary-by-age/

Average gross salary vs Salary that puts you in top 10% of salaries in that region
London £65,994 / £105,146
South East £46,006 /£74,189
East £44,093 / £70,052
Scotland £43,425 / £66,995
West Midlands £41,482 / £61,713
North West £41,105 / £65,572
South West £40,509 / £63,735

Yorkshire £39,732 /£62,733

NI £39,612 / £60,098
East Midlands £39,271 / £61,599
North East £38,321 / £59,640
Wales £38,295/ £57,750
UK average £45,836 / £72,15

If your salary is in the second one - ie in the top 10% of all salaries for your region then you are definitely not a middle income earner

And before anyone starts on about outliers of very high and very low income, the statiticians take that onto account so PLEASE DO NOT SAY that "you know some people who earn more than that in that area and all your friends do so that just can't be right!!" These numbers are much more likely to be right than your personal local experience amongst a sample of your friends🙄

If you earn a lot more than these am ounts in the same regionyou are not a 'middle income earner' , in particular of you earn more than the amount that puts you in the top 10%

If you earnings are close to the first listed slary, ie a bit over or under then you can proably accurately say you are a middle income earner as you are close to the average

Mine is close to the average but over it so I am a higher than average income earner but not in the top 10% (I earn £55K Full time equivalent but as I work PT I earn around £45K in the South East )

You despair????? Tone deaf to say the least. Get a grip

Many, many people work very hard and do not earn these salaries.
Helping children out of poverty will hopefully enable more to work hard and move up the career ladder, earning skills and qualifications.

I disagree, I think many people on higher incomes have been born (ie luck) into families that are able to support their education.

I’ll swap, me and my husband earn under £60k between us. We have no children so we don’t get any extra money. I have £7.23 to last me till Friday so forgive me if I couldn’t give a shit about your £1k drop.

That is their parents responsibility to make sure their children have shoes

I know of someone with 7 children and a motobility BMW.

Well... there'll always be those who wriggle out of paying, but for the most part, it is a collective struggle. I don't know anyone who isn't at the moment.

Which tax rises mean you’re paying more?