Absolutely rinsed in this budget - almost £1k a year worse off.

[Mushroo]

Honestly in despair at this government. On a very high level calc, we are so much worse off!

We both pay a lot into pensions, so the NI change is about £700 a year worse off.

We have an EV car, so based on our 4k a year mileage, it’s about £120 a year. (Although how it will be enforced I have no idea).

Stagnating tax thresholds, probably about £100 a year between us.

Council tax F house (4 bed end terrace, not a mansion, needs renovating). So risk of revaluation after having paid a fortune in stamp duty. We didn’t get first time buyer stamp duty relief because we bought about 2 years too early, and we moved before Covid so no relief there either. So overall we’ve paid about £30k in stamp duty already over our lifetime.

Weve already had the private school hit (which is a separate debate and we’ve accepted that) but wow, we are just being kicked on all sides.

We are classic ‘middle earners’ - earn about £70k each, but have mahoosive mortgage and pay over £2k a month in nursery fees already.

Every measure just seems to have a negative effect on our lifestyle, which is ‘comfortable’ but increasingly squeezed.

People should be paid a living wage so they should not have to claim benefit's.

You will ALWAYS get those who choose not to work full time as it affects their benefits

What do you do if you don't mind us asking? It seems mad the civil service doesn't pay enough to live off. I always assumed the starting pay was above minimum wage at least?

Average starting pay at the most junior scale is £23k. Not much above minimum wage.

I work within the criminal justice system, and yes you're right, it should afford me a basic standard of living.But little or no pay rises over the last 15 years along with the cost of living increase means I have less and less each year to fund myself and 2 DC on.

And their dad? Does he pay towards your kids?

You can’t answer , because there isn’t an answer. It’s not about calming down, it’s about putting stuff out there as if it’s fact, when it isn’t. I don’t disagree by the way with the fact the country has far too many piss takers, it has them too at a corporate level and has for many years , however I do disagree with posts trying to make it all about ‘awful terrible government and tax rises etc’ which when you actually look at it arent tax rises but closing loopholes or reducing allowances for people who can afford to save ‘a lot’ - whilst it’s advisable, these days you are indeed in a fortunate position if you can do that - I’m anti removing the 2 child cap as it happens but some things I feel are always done for political purpose, the Tory’s did lots.
there have been quite a few positive things too that rarely get a look in whilst people froth about benefit claimants that strangely they didn’t froth about under the Tory’s- clearly the media didn’t think it worth mentioning then -

There is an answer. It’s the £26bn in tax banding. Most of it anyway. That hits middle earners.

I don’t disagree - personally I would rather 2p on basic rate tax and a lifting by quite a bit of the middle band -

It’s already been answered

That's just semantics, the tax people pay will increase and tax burden has gone up by £66bn since labour were elected.

Yep it’s not thin air no matter how they spin it.

And what do you hope to accomplish with this survey? And yeah, sorry, 12k is not that much IMO, take from that what you will.

I know what it is, my DH was a contractor for 20 years but recently took a permanent role as you just end up paying tax as employee without any of the benefits of being an employee. Even so in the umbrella scenario you are pay rolled in a fake way with them taking employers and employers tax and holiday pay by reducing the day rate to cover, he had the option of salary sacrifice.

I am sorry your husband gave up. Hoping social services make him pay his dues.
You mentioned the "above average pension" which is one of the reasons you stayed in a lower paid job and having to rely on benefits? So it's ok to have a pension investment on that side of the fence, but not ppl in private sector should definitely pay more for the same ⚖️

They already pay more!
Why is this woman's family and everyone else in the same pay bracket accountable for all the ills of this society and fully responsible for fixing them with their money? We already pay taxes and yet there will ALWAYS be people on the breadline. Doesn't matter which govt is in charge. It's the cold reality of life! We don't need to tax people more. We need to waste less money on ridiculous DEI roles in the NHS and hire more nurses; make it easier for business to hire people and give them a Decent salary; tax big corps; tax REAL wealth - 12 % of the society have 60 % of the money of sth like that?; celebrate real success and encourage ppl to do better, to have a sense of individual responsibility and have aspirations (like this woman) instead of giving everyone participation medals and a sense of victimhood

I take from that you're a goady af mnetter with no concept of reality for the majority of people in this country. So there we go.

Why do you assume that taxes merely pay for “life’s ills”? Taxes pay for positive things that we ALL benefit from. We all need well-functioning networks - roads, motorways, rail, post, phone and internet. We need an educated population, businesses wouldn’t be able to run without them.

Even these so called “self-made” businesses owners wouldn’t be where they are without our infrastructure and an educated workforce, that is kept healthy by the NHS; access to clean water and food; and a transport system that allows them to get to work. It doesn’t pay for itself.

How often we see wealthy people begrudge paying their due because they “don’t use the NHS and children attend private school”? They don’t appreciate the vast wealth of public services that they do use every day of their lives.

How many people whinging right now and complaining about scroungers took furlough pay or Covid grants? Some people have very short memories.

Taxes aren’t evil, they’re the mark of a civilised society.

You do realize that the phone, mail, Internet and to an extent rail are supplied by private companies, right? Not through taxes.
And no one is opposed to paying taxes as a principle ! But they are opposed to paying for their money to be frittered away ridiculously. And then asked to pay more because the first time around it wasn't quite enough...

You do realise that those industries are heavily subsidised by the government?

Phone, mail, internet I agree with. Rail's a mess.

Yeah our household income exceeds OPs and I thought the same. OP you feel squeezed because you are choosing to pay for things that are not necessities which squeeze you. I do not feel squeezed but my kids are at state school and my mortgage is lower as though we could have stretched more we chose not to because we wanted a good buffer in our budget for reasons like this - governments change taxes etc.

You're exactly who should be paying more tax.

They already pay the most. It's very easy to say when it's someone's else's money. Just point and say "let's take theirs"

Yep