Absolutely rinsed in this budget - almost £1k a year worse off.

[Mushroo]

Honestly in despair at this government. On a very high level calc, we are so much worse off!

We both pay a lot into pensions, so the NI change is about £700 a year worse off.

We have an EV car, so based on our 4k a year mileage, it’s about £120 a year. (Although how it will be enforced I have no idea).

Stagnating tax thresholds, probably about £100 a year between us.

Council tax F house (4 bed end terrace, not a mansion, needs renovating). So risk of revaluation after having paid a fortune in stamp duty. We didn’t get first time buyer stamp duty relief because we bought about 2 years too early, and we moved before Covid so no relief there either. So overall we’ve paid about £30k in stamp duty already over our lifetime.

Weve already had the private school hit (which is a separate debate and we’ve accepted that) but wow, we are just being kicked on all sides.

We are classic ‘middle earners’ - earn about £70k each, but have mahoosive mortgage and pay over £2k a month in nursery fees already.

Every measure just seems to have a negative effect on our lifestyle, which is ‘comfortable’ but increasingly squeezed.

well, obviously. However children change schools for all kinds of reasons and make new friends and relationships and if OP is really going to be struggling because of that extra possible £1k less well off… ditching the £15/20/25k a year private school fees is an obvious saving…

Exactly. I don't see why I should work through disability to fund someone else to pop out endless babies

I'm no longer donating to food projects. Seeing too many people I know using these whose finances are fine/have holidays abroad etc. I'm not donating to give to people who are richer than me. People saying food shares are for everyone. I doubt the supermarkets giving the stuff want it given to people that could easily just buy the food in their shop if they weren't given it.

I’m not insulting you because I disagree, I think what you’ve said is ridiculous. I’m not convinced you are posting in good faith because you say such outlandish things and argue and misquote.

Charities are not exclusively funded by individuals who want to see their donation go to people in need. Not all charities work with individuals, or even people at all. It’s baffling to try to insult someone because they are paid for working for a charity.

You are confusing the purposes of community pantries and food banks. People who use food banks do not take foreign holidays. So you’re safe donating to food banks.

You are being insulting because you called me a troll which I am not. It’s interesting what your idea of being insulting is. Just because you say you’re not doesn’t mean you aren’t doing it. And I haven’t misquoted you at all. You said those things, I didn’t.

It's a fair point. I think currently there are VAT tax breaks or something on the extra that your friend will have paid. Also the fees are subsidised anyway? So that's maybe a saving? Also I guess it's a principle thing. As you say, why should some buy an old car outright but if you're on the motobility you get an expensive car.

Interesting isn’t it - I can bet your bottom dollar if Farage was in and cutting various benefits then plenty of thise criticising Benefits as they are , would be the first ones to object if it was any benefit ‘they’ personally got or might need in the future- I personally think we do need to get a grip on piss takers but they come in all guises, from the mum I know who won’t do more than 10 hours a week as it affects her benefits and yet gets a substantial amount of monthly child maintanance to the couple I know in their 70s who sold up , rented , banked over £400k in cash and yet claimed as if they had no money - this kind of stuff is rife and has been for years - and makes many feel resentful towards those in genuine need

If I understood the OP the kids aren't at private school currently - it was a possibility for the future.

So no harm done at all -the children will just go to the same schools as 93% of their fellow citizens.

She said their going private

and sees herself as middle earner on 70k 😂😂

delusions

Moving on from the dehumanising of disabled people must be nice, does it leave a slime trail? Caring for others is basic decency and morality and not far left

This ⬆️

And also 🎣

For throwing in private school fees. 7/10

Labour should ask for more from these willing posters.

I'm always genuinely puzzled by the way private school parents forget that the vast majority of us have kids in the state system.

There always seems to be this search for sympathy and understanding why their kids should have something that ours don't.

Plenty of disabled people work full time and dont get any benefits and have to see their taxes spent on winter fuel allowance for wealthy pensioners and for Chantelle to pop out half a dozen children while working 16 hours a week

Well Labour can’t win on that can they - people like yourself not wanting it as a universal benefit and then comfortably off pensioners daring to get their knickers in a twist if a benefit is stopped -strangely it seems lots of them are ok with benefits , provided it’s ones they can get

I don’t hate middle earners. Or high earners, like the OP. It would be wildly hypocritical of me. I reserve my distain (not hate- I only use that word for people who I know about personally) for people who are in those categories and who whinge about it.

“Have a massive mortgage” aka you have a luxury house that you OWN. Tired of rich people pleading poverty lmao

But don't all disabled people get PIP?

NO!!!

You have no idea of the houses people live in. None at all

Yes if there’s an impact that costs them money to bring them to same people without disabilities would spend

ie needing to pay for a taxi to go to inaccessible places

No! Absolutely not.
I know plenty of people who live with disability but don't qualify. Some conditions are very poorly understood and harder to get it for. Some just dont quite hit the threshold.. but that doesn't mean they are magically able bodied!!
So no, it is far from the case that everyone with a disability gets PIP

Lots of us keep struggling on working with additional costs but no additional help. And we should not be being asked to fund someone's luxury brand car

You are not classic middle earners, and have a very high household income. If you are feeling the squeeze on £140k then you are doing something really wrong. Also, the years when you are paying for childcare are always tight, and this will lessen as they get older, provided they are not going to private school of course.

Our household income is around £100k and we have a very nice life. I feel like we are very lucky to be able to absorb any tax rises and to not always be worried about having enough for basics. I would rather contribute more if it helped people who need it.

Come on now ladies where are your hearts? I’m sure we could all put a bit of change in to a Gofundme for the private school fees?