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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

It wouldn’t be a bad idea if we paid for GP appointments?

412 replies

Babybear260 · 20/11/2025 23:13

I’m no economist or politician but it occurred to be that if everyone (or the majority of the populn excluding students, under 18,s , pensioners and very low income households) paid, I don’t know ~£5 every time they saw a GP, could that improve the NHS?

I know many, many people that spend twice that a week on lattes and cappuccinos (including myself) so I wonder whether if the majority of the population could stump £5 per appointment it would help?? Because most people aren’t seeing GP’s weekly so surely people wouldn’t mind contributing?

sure people have thought of this before and there must be a reason why it wouldn’t work because obviously if if did, it would be an option.

OP posts:
TwinkleTwinkleLittleBatgirl · 22/11/2025 22:06

Kirbert2 · 22/11/2025 22:02

Why are you acting like everyone on UC has thousands in savings?

EVERYONE?!

Kirbert2 · 22/11/2025 22:09

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:06

EVERYONE?!

You keep throwing out ''£10k in savings'' like it is the norm for people on UC to have those savings. It may be allowed but it doesn't mean that it is common.

If it makes you feel better, I'm on UC and don't have any savings.

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:10

Kirbert2 · 22/11/2025 22:09

You keep throwing out ''£10k in savings'' like it is the norm for people on UC to have those savings. It may be allowed but it doesn't mean that it is common.

If it makes you feel better, I'm on UC and don't have any savings.

If it makes you feel better, I work full time, dont get uc, also don’t have any savings

Kirbert2 · 22/11/2025 22:11

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:10

If it makes you feel better, I work full time, dont get uc, also don’t have any savings

Which is also the case for many people on UC.

XenoBitch · 22/11/2025 22:21

Kirbert2 · 22/11/2025 22:09

You keep throwing out ''£10k in savings'' like it is the norm for people on UC to have those savings. It may be allowed but it doesn't mean that it is common.

If it makes you feel better, I'm on UC and don't have any savings.

I am on UC. The most I have ever had has been £5500, and that was because I sold a vehicle I could no longer use. I was not able to save that amount by just cutting back on things.

Nowadays I am overdrawn two weeks after being paid, and it so hard to get out of that.

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:38

XenoBitch · 22/11/2025 22:21

I am on UC. The most I have ever had has been £5500, and that was because I sold a vehicle I could no longer use. I was not able to save that amount by just cutting back on things.

Nowadays I am overdrawn two weeks after being paid, and it so hard to get out of that.

So of course you’re happy someone with £4995 in the bank gets equal state benefits to you and doesn’t have to work!

XenoBitch · 22/11/2025 22:42

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:38

So of course you’re happy someone with £4995 in the bank gets equal state benefits to you and doesn’t have to work!

What are you on about?
People on UC are allowed to have up to £6k before it affects their payments, and £16k before it stops entirely.
I am not sure what sort of point you are trying to make here. Do you think people on UC should have nothing at all?

If you are on UC and work, there is a savings scheme run by the Government called Help To Save. Everyone should have some savings.

Kellogggs · 22/11/2025 22:43

No please, please don't encourage this idea.

The poorest would, rightly, be still entitled to free appointments but the squeezed middle would be the ones to suffer.

I wholeheartedly agree that no-shows should be fined.

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:59

XenoBitch · 22/11/2025 22:42

What are you on about?
People on UC are allowed to have up to £6k before it affects their payments, and £16k before it stops entirely.
I am not sure what sort of point you are trying to make here. Do you think people on UC should have nothing at all?

If you are on UC and work, there is a savings scheme run by the Government called Help To Save. Everyone should have some savings.

Unless you’re a drone worker …how do they get to save all the benefits money when all money goes on cost of living?

ThreeSixtyTwo · 22/11/2025 23:01

The system when those who can afford it pay a bit more to the healthcare pot is caused taxes&national insurance.

You'd be just duplicating the same system.

TwinkleTwinkleLittleBatgirl · 22/11/2025 23:04

ThreeSixtyTwo · 22/11/2025 23:01

The system when those who can afford it pay a bit more to the healthcare pot is caused taxes&national insurance.

You'd be just duplicating the same system.

how much is “a bit more”!

XenoBitch · 22/11/2025 23:07

TwinkleTwinkleLittleBatgirl · 22/11/2025 22:59

Unless you’re a drone worker …how do they get to save all the benefits money when all money goes on cost of living?

Some people are very good at budgeting and manage to save a little, when they get very little.
No one is saving "all of their benefits". It still goes on bills etc. I am still struggling to see what point you are trying to make.

XenoBitch · 22/11/2025 23:08

ThreeSixtyTwo · 22/11/2025 23:01

The system when those who can afford it pay a bit more to the healthcare pot is caused taxes&national insurance.

You'd be just duplicating the same system.

I agree.
I think the point is that charging a small amount would deter time wasters and DNAs.

Kirbert2 · 22/11/2025 23:09

XenoBitch · 22/11/2025 22:21

I am on UC. The most I have ever had has been £5500, and that was because I sold a vehicle I could no longer use. I was not able to save that amount by just cutting back on things.

Nowadays I am overdrawn two weeks after being paid, and it so hard to get out of that.

The most I ever had was £8k when I had DLA, UC disabled child element & UC carers element back paid because it takes so long to go through.

SouthernNights59 · 22/11/2025 23:18

Londonrach1 · 22/11/2025 21:17

Charge for no shows. Really dangerous to charge for gp appointment as you find those most at need won't visit the gp

And yet somehow it seems to work in so many other countries. Just another example of how the British are so "special" I suppose.

Denim4ever · 22/11/2025 23:28

OMG they make you jump through hoops to get an appointment, the annual asthma check up is a phonecall, if you need a letter to confirm medical conditions for exam arrangements they charge £15. Nope, I don't think I should pay for an appointment I only make when I need to.

Denim4ever · 22/11/2025 23:31

SouthernNights59 · 22/11/2025 23:18

And yet somehow it seems to work in so many other countries. Just another example of how the British are so "special" I suppose.

Civilised not 'special

Denim4ever · 22/11/2025 23:35

XenoBitch · 22/11/2025 23:08

I agree.
I think the point is that charging a small amount would deter time wasters and DNAs.

That's an ultra right wing perspective that just a small amount of study of the history of the welfare state will hopefully cure you of

BeFairOliveBear · 22/11/2025 23:48

In Ireland we pay for GP appointments ( free for children, over 70s, pregnancy appointments). If you earn below a certain amount you qualify for free care also.
I have health insurance, paid through my work.
I recently had a condition which involved consultants appointments and a small operation. All done under my health insurance, consultants appointment within 1 week and surgery within 3 weeks. I am in a facebook group with people in the UK who have the same condition. Most waiting months for a consultants appointment and years for surgery, waiting in pain. I was so grateful to be in Ireland and have my private health insurance.
It's far from perfect though but it is gradually improving and I think health outcomes in Ireland are now better than the UK.

XenoBitch · 22/11/2025 23:49

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

carpool · 22/11/2025 23:59

In a paid system, what normally happens about things like routine screening appointments? Things like mammograms, cervical smears, etc. Also routine vaccinations such as Covid, Flu etc, childhood vaccinations. Do people pay for those? If so does it negatively impact take up rates?

BoxesBoxesEverywhere · 23/11/2025 01:32

No, awful idea.
Sometimes "just a fiver" can seem like a lot of money, and you don't just have it spare. Anyone struggling for money might put off seeing the doctor, or carry on thinking "nah, I'm not that bad, I'm ok" when they don't realise that yes, actually, their symptoms need looking at and treating and could be serious.

SouthernNights59 · 23/11/2025 01:37

Denim4ever · 22/11/2025 23:31

Civilised not 'special

I've yet to see any sign that the UK is any more "civilised" than any other country. Are you telling me that every single person in the UK has instant access to top quality healthcare at any hour of the day or night, because if so I don't believe you. Half of MN can't seem to get a GP appointment at all.

SouthernNights59 · 23/11/2025 01:40

carpool · 22/11/2025 23:59

In a paid system, what normally happens about things like routine screening appointments? Things like mammograms, cervical smears, etc. Also routine vaccinations such as Covid, Flu etc, childhood vaccinations. Do people pay for those? If so does it negatively impact take up rates?

We pay for three yearly smears, but the nurse fee not the GP fee. Mammograms, Covid and child vaccinations are free, flu vaccinations are free for over 65s and people with qualifying health conditions.

BeFairOliveBear · 23/11/2025 07:06

carpool · 22/11/2025 23:59

In a paid system, what normally happens about things like routine screening appointments? Things like mammograms, cervical smears, etc. Also routine vaccinations such as Covid, Flu etc, childhood vaccinations. Do people pay for those? If so does it negatively impact take up rates?

In Ireland smears, screenings, childhood vaccinations, flu/covid vaccinations for at risk groups etc are all free and massively encouraged. There is a big emphasis on preventative medicine. GP appointments for children, pregnancy and over 75s are free. Those under a certain income threshold would also qualify for free GP appointments/medical care. Everyone else usually has health insurance.