Me and my group of friends (6 of us) are in our late twenties and we have always brought each other birthday presents, and we usually spend around £40. I have recently gone part time at work after having a baby so obviously I have less disposable income. Would it be rude of me to say I can’t afford to be buying birthday gifts as it’s just out of my budget? We usually always go out for a meal/drinks for our birthdays too which I will continue to do