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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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5
Sartre · 11/11/2025 09:52

Yep lift the cap. The birth rate has hugely declined all over the world, absolutely no evidence a cap stops people having children, they’re just having less naturally. I don’t believe many people went out of their way to procreate lots for more benefits, it was just a media frenzy in the 00s to divide people as per. Benefits are so low anyway, I don’t think many people really want to live on them. People act like they’re practically millionaires when it’s like £300 a week max.

Also just don’t think children should ever be punished. They didn’t ask to be born, they deserve to be fed, safe, clothed and all the rest.

Outside9 · 11/11/2025 09:53

MidnightPatrol · 11/11/2025 09:15

Problem then is though, we make it economically more viable for those in low paid work / not working to have more children…

… while taxing to death the middle classes, who are still then going to opt for smaller families as they aren’t any better off as a result of these policies.

Well we need significantly more future tax payers, so that would still be a net positive.

Unless people would prefer high migration as an alternative, but as of late they seem to not want that either.

angelos02 · 11/11/2025 09:54

If Reeves puts up income tax, millions of people will have to make cut backs to their own lifestyle. She can't then use their money to pay for other people's children. It literally makes no sense.

Namechanged999999 · 11/11/2025 09:54

ComfortFoodCafe · 11/11/2025 07:33

Exactly this, its a luxury having mutiple children.

There is no way to ensure that additional child support would be spent on those children anyway.

angelos02 · 11/11/2025 09:54

Also, the argument about them being future tax payers does not necessarily follow - there are millions out of work for no good reason.

Vaxtable · 11/11/2025 09:54

Yes the cap should remain

NotSayingImBatman · 11/11/2025 09:55

The only people with absolutely no control over family finances are the children. I can’t see a solid argument for forcing them to live below the poverty line to punish the adults in their lives.

HappyGilmorex · 11/11/2025 09:55

Marshmallow4545 · 11/11/2025 09:02

Labour did not include the lifting of the benefit cap in their manifesto. In fact they promised the opposite. They said that they wouldn't raise specific taxes and that the benefit cap would remain. People voted them into power on this basis. If they actually believed the opposite then they should have campaigned accordingly and made the argument. If the case is so compelling then maybe they could have persuaded enough of the electorate that the policy is cruel etc. They absolutely do not have the mandate from the public to remove the cap.

All the national polling shows the majority of the population want to keep the cap in place. The poll on this thread reflects this. It's highly likely that if Labour had been honest about their intention of removing the cap then this would have adversely impacted their performance at the last election. Instead they chose to lie, get into power and then impose a tax and spend agenda anyway. They are making a mockery of democracy. Lie and cheat your way into power and then almost immediately go back on everything you promised. Yes, they're not the only party to have ever done this but my god, they are the ones that have done it the most so early into a Parliamentary term.

Labour did not promise to keep the two child cap in place in their manifesto. Continually repeating this lie doesn't make it true.

Removal of the cap wasn't included as a specific manifesto pledge, but that does not mean they promised to keep it. In fact for years Starmer has been talking about his commitment to reducing child poverty. Removing the cap is, according to all experts views, the quickest and most cost effective way to do so.

angelos02 · 11/11/2025 09:56

The only people punishing the children are the parents. Nothing to do with anyone else.

Marshmallow4545 · 11/11/2025 09:56

angelos02 · 11/11/2025 09:54

If Reeves puts up income tax, millions of people will have to make cut backs to their own lifestyle. She can't then use their money to pay for other people's children. It literally makes no sense.

It just strikes me as political suicide.

Nobody voted for this as they promised they wouldn't do it. All polls show that the public is against it, even Labour voters. People want the cap to remain. We are supposed to live in a democracy FGS!

The fact that they're going to hit everyone with an incredibly unpopular tax bomb and then announce this at the same time will mean that they will never ever be trusted again. I honestly don't think I'll see another Labour government in my lifetime.

OP posts:
Marshmallow4545 · 11/11/2025 09:58

HappyGilmorex · 11/11/2025 09:55

Labour did not promise to keep the two child cap in place in their manifesto. Continually repeating this lie doesn't make it true.

Removal of the cap wasn't included as a specific manifesto pledge, but that does not mean they promised to keep it. In fact for years Starmer has been talking about his commitment to reducing child poverty. Removing the cap is, according to all experts views, the quickest and most cost effective way to do so.

https://www.theguardian.com/politics/2023/jul/16/labour-keep-two-child-benefit-cap-says-keir-starmer

He really did promise that. The manifesto didn't contradict this claim.

Labour would keep two-child benefit cap, says Keir Starmer

Leader says party in power will stick with Tory policy seen as driving low-income families into deeper poverty

https://www.theguardian.com/politics/2023/jul/16/labour-keep-two-child-benefit-cap-says-keir-starmer

OP posts:
OneBookTooMany · 11/11/2025 09:58

If you have more than two children, it is very likely that one of you will be unable to work full time so why on earth shouldn't you be compensated and there are many reasons for having more than two children (not including twins)

Cultural Reasons
Religious reasons against contraception/abortion
Wanting children to have the security of many loving siblings
Prioritising a large family over a career
Wanting to contribute more humans to society
Because they could once afford them before a downturn in circumstance
Simply wanting to!

It does seem harsh that paying those who choose to have more than two children seems to be frowned upon and thank goodness we have a government that disagrees with this.

I think it is not unreasonable, while at least two children are under 12 to ensure that the family are on £50,000 a year and I think there are whisperings among some in the Labour party that this is not without merit although because of the optics surrounding it, it won't happen until the next term.

Still, we have to start somewhere and lifting the two child cap is a start at least.

HappyGilmorex · 11/11/2025 09:59

angelos02 · 11/11/2025 09:54

If Reeves puts up income tax, millions of people will have to make cut backs to their own lifestyle. She can't then use their money to pay for other people's children. It literally makes no sense.

It makes perfect sense if you don't want children living in poverty. As a higher-rate tax payer I, personally, am delighted that some of my hard earned money goes to lifting children out of poverty. I don't want to live in a society which thinks it's more important that my children get designer clothes and other luxuries than that other children get food, heating and shelter.

Happymondai · 11/11/2025 09:59

DeQuin · 11/11/2025 07:30

Agree with @Sirzy . Many people don't take an active decision to have the children they do; and of those who are planning their families, most of those are not deciding whether or not to have children based on child benefit questions. The underlying belief of the policy is that people are having more children because they think it will be a financial benefit. My hypothesis is that the number of people to whom that applies is incredibly small. Personally, as someone who had twins for her second pregnancy this kind of stuff winds me up. (And am at the other end of the parenting scale: I now have three kiddos going to uni at the same time and that is not taken into account when means testing my household, which also irritates me.)

Twins were always exempt from this policy though

Ponoka7 · 11/11/2025 10:00

If we don't need to support people to have children, then why are we being told we need permanent immigration? Why is the budget for some things limitless? We know tgat we've been lied to re recruitment of British doctors, do posters not see how policies fuel riots, which then cost a lot?

angelos02 · 11/11/2025 10:01

OneBookTooMany · 11/11/2025 09:58

If you have more than two children, it is very likely that one of you will be unable to work full time so why on earth shouldn't you be compensated and there are many reasons for having more than two children (not including twins)

Cultural Reasons
Religious reasons against contraception/abortion
Wanting children to have the security of many loving siblings
Prioritising a large family over a career
Wanting to contribute more humans to society
Because they could once afford them before a downturn in circumstance
Simply wanting to!

It does seem harsh that paying those who choose to have more than two children seems to be frowned upon and thank goodness we have a government that disagrees with this.

I think it is not unreasonable, while at least two children are under 12 to ensure that the family are on £50,000 a year and I think there are whisperings among some in the Labour party that this is not without merit although because of the optics surrounding it, it won't happen until the next term.

Still, we have to start somewhere and lifting the two child cap is a start at least.

Is this a joke? If you want to have £50k coming in, get a job that pays that. Don't go after someone else's money. Jeez.

Friendlygingercat · 11/11/2025 10:03

Two children is enought for anyone. People with children already get a raft of freebies and handouts which are paid for by the taxes generously donated by the single and childfree.

EasternStandard · 11/11/2025 10:03

OneBookTooMany · 11/11/2025 09:58

If you have more than two children, it is very likely that one of you will be unable to work full time so why on earth shouldn't you be compensated and there are many reasons for having more than two children (not including twins)

Cultural Reasons
Religious reasons against contraception/abortion
Wanting children to have the security of many loving siblings
Prioritising a large family over a career
Wanting to contribute more humans to society
Because they could once afford them before a downturn in circumstance
Simply wanting to!

It does seem harsh that paying those who choose to have more than two children seems to be frowned upon and thank goodness we have a government that disagrees with this.

I think it is not unreasonable, while at least two children are under 12 to ensure that the family are on £50,000 a year and I think there are whisperings among some in the Labour party that this is not without merit although because of the optics surrounding it, it won't happen until the next term.

Still, we have to start somewhere and lifting the two child cap is a start at least.

Well this will work well.

anyolddinosaur · 11/11/2025 10:08

In the news today - hardly any NHS trusts can treat cancer patients within 62 days so that treatment becomes more expensive. Some people may die, others may not be able to return to work. Children wont starve, we have food banks - but we can kill people.

How much more in tax are you prepared to pay to save lives?

Happymondai · 11/11/2025 10:09

Whoevenarethey · 11/11/2025 07:41

Depending on school, a lot of extra curricular activities are free or definitely offered as free to selected students (I recall paying for my son to do football a few years ago with an external provider and was talking to another parent who told me how great it was for them to offer training for free!). Generally my children's school now do all clubs for free, even if it is an external provider. Unfortunately the uptake doesn't always get to the groups that you are thinking of. Same with the HAF schemes. They target certain groups but often these groups for some reason do not access them. More research should be done into why.

My belief is that child benefit should be given as vouchers which are restricted in how they are spent. Yes this is very nanny state, but there is always a perception benefits are spent on alcohol, vales or cigarettes so to me if they were given as a generic supermarket voucher that could be used in any store but only in food items then this would shut up the haters and ensure that all children have a contribution to food.

I use the haf holiday clubs with my oldest (big gap between oldest and younger two so basically an only child) so that oldest can socialise with children his age. I guess other people with children close In age or a lot of cousins (mine have NO cousins) don’t feel they need it as much.
Of course the main point of it is the free meal but most fsm kids their parents aren’t necessarily poor forever (it’s based on your income when they start reception)

Julen7 · 11/11/2025 10:09

angelos02 · 11/11/2025 10:01

Is this a joke? If you want to have £50k coming in, get a job that pays that. Don't go after someone else's money. Jeez.

Surely a joke.

Portakalkedi · 11/11/2025 10:12

No, it should not be lifted. The easy availability of free contraception (and free termination where applicable) to all should mean families having only the number of children they can afford to raise. Yes I know someone could have unexpected twins, but that's an exception rather than the rule. There are far too many demands on taxpayers' money to allow subsidising unlimited numbers of children. You can't choose whether to be disabled, or elderly, or ill, but you can choose the number of children you have. If unlimited numbers are in fact subsidised then there's no incentive to have any self control or take responsibility.

Nnnbs · 11/11/2025 10:13

Portakalkedi · 11/11/2025 10:12

No, it should not be lifted. The easy availability of free contraception (and free termination where applicable) to all should mean families having only the number of children they can afford to raise. Yes I know someone could have unexpected twins, but that's an exception rather than the rule. There are far too many demands on taxpayers' money to allow subsidising unlimited numbers of children. You can't choose whether to be disabled, or elderly, or ill, but you can choose the number of children you have. If unlimited numbers are in fact subsidised then there's no incentive to have any self control or take responsibility.

Exactly

SuffolkSun · 11/11/2025 10:14

Virtually all of that £3.5bm "cost" will go straight back into the economy and tax coffers.

If you're confident - and you say you are - that what you suggest will cost far less than £3.5bn upfront, and will return the same economic/tax revenues - by all means show us your workings. A couple of starter questions for you: how much will it cost to devise, set up, furnish and administer a food voucher scheme for all UC recipients with more than two dependent children? And how much will it cost for the government to upgrade foodbanks which currently don't have refrigeration, licenced catering kitchens and storage facilities (hint: the large majority of them) to the level needed to take fresh food and give classes in how to cook it? A sub-q to this: how much will it cost the government to give all foodbanks fresh food?

A sensible discussion of the issue means all sides informing themselves of the actual facts, necessary steps and likely outcomes.

angelos02 · 11/11/2025 10:15

What next? Pay for other people's pets? Holidays?