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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

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Swiftie1878 · 11/11/2025 13:35

Marshmallow4545 · 11/11/2025 10:56

I am really confused about this. What you describe was true when I was younger and you had to queue up for a special card that allows you to get a FSM. Now in my children's schools nobody can tell who has paid for the mean and who hasn't. I don't know why all schools don't implement a similar scheme.

In Our primary school, no-one can distinguish between those on free meals and those not.
I don’t understand the pp’s thought process either - there’s no stigma because it is anonymised.

Yogabearmous · 11/11/2025 13:39

This will be the last nail in the labour coffin if this happens.

ByQuaintAzureWasp · 11/11/2025 13:40

No, absolutely not.

Dgll · 11/11/2025 13:40

kirinm · 11/11/2025 12:51

Yes but you do for an extremely limited period of time in comparison to how long you pay tax for. Obviously my point is just that we all pay into a system that we might not all directly benefit from and that is a good thing.

We don’t constantly need to push for a race to the bottom which is what a lot of people really are advocating for.

It isn't a very sustainable system though. If you look at how much of our tax is spent on paying off the interest on the national debt it is pretty depressing.

Differentforgirls · 11/11/2025 13:40

CrocodileJen · 11/11/2025 12:58

Exactly this. @DifferentforgirlsIf you’re so appalled by the level of poverty around you and lack of empathy shown by others how about you donate your savings to charity, maybe remortgage your home and donate some of that to the less well off too, and survive on much less than you obviously are now. Or you’re happy just to give away other people’s money?

I spent 43 years of my working life helping the people who are being demonised on here. As did my husband and now my oldest son. How am I giving away other people's money? Even people living in poverty pay tax - maybe not income tax, but we all pay tax.

And btw, I did give away a lot of my money to people worse off than me. MY OWN MONEY.

Have you? Or do you think your own personal income tax is being given away while you pay various people to educate your children, look after your health, empty your bins etc?

I pay tax. Is there something about that sentence that you don't understand?

Probably more than you.

Differentforgirls · 11/11/2025 13:46

NotEnoughKnittingTime · 11/11/2025 12:58

The only ones I could see doing this are the addicts who probably should've had their kids removed into care.

I agree actually, though they're not all addicts. But what I'm trying to say is that the "voucher" system is a pie in the sky thing mooted by people who have no idea about generational poverty.

Marshmallow4545 · 11/11/2025 13:47

Differentforgirls · 11/11/2025 13:46

I agree actually, though they're not all addicts. But what I'm trying to say is that the "voucher" system is a pie in the sky thing mooted by people who have no idea about generational poverty.

It's not pie in the sky. It has been proven to be workable and effective. Not perfect, but nothing is.

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TigerRag · 11/11/2025 13:50

Marshmallow4545 · 11/11/2025 13:47

It's not pie in the sky. It has been proven to be workable and effective. Not perfect, but nothing is.

And how much more would it cost v giving cash?

Differentforgirls · 11/11/2025 13:50

Kirbert2 · 11/11/2025 12:59

Yep.

They have that issue with food stamps in the US.

Edited

Thank you.

Marshmallow4545 · 11/11/2025 13:54

It would cost more immediately although there are electronic systems now that have reduced the cost massively. It would however be a lot more efficient at meeting the specific aim of tracking child hunger so could be cheaper overall as we know there is a direct link between malnutrition and hunger in childhood and cost to the state later in life.

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Wontanyonethinkofthechina · 11/11/2025 13:59

user90276865197 · 11/11/2025 13:32

So we are Billions in the red, can’t remember quite how much, somewhere between 30 and 50 Billion, and taxes have got to go up for everyone at the budget, but somehow we’ve got the means to expand the benefits bill even further. The lunatics really are running the asylum!

They aren't going up for everyone though are they? There are millionaires and billionaires contributing nothing in tax at this country. No one seems to be spitting feathers about them as much as they are about people claiming benefits though...

Allseeingallknowing · 11/11/2025 13:59

angelos02 · 11/11/2025 13:20

If they can afford to lift the cap - great news. I assume this will mean there is enough money kicking around to not increase income tax. Happy days.

I bet your assumption is wrong!

Kirbert2 · 11/11/2025 14:01

TigerRag · 11/11/2025 13:50

And how much more would it cost v giving cash?

and would it actually help financially for those receiving the vouchers? Especially if it doesn't cover a wide range of supermarkets?

I currently use a community pantry twice a week which I pay for but it is far, far cheaper than a supermarket shop. With actual cash, I have more options and can also shop around for deals.

Food vouchers are obviously limited which is the point and I'm assuming deals etc in supermarkets wouldn't be allowed with them?

I'm not convinced it would be more beneficial to how I currently use UC for food.

Marshmallow4545 · 11/11/2025 14:01

Wontanyonethinkofthechina · 11/11/2025 13:59

They aren't going up for everyone though are they? There are millionaires and billionaires contributing nothing in tax at this country. No one seems to be spitting feathers about them as much as they are about people claiming benefits though...

Not this again. Both things can be true at the same time. We can look to tax the rich more and cut the benefits bill. Maybe then we can actually look towards paying down some of our debt that's costing us billions to service each year

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UsernameMcUsername · 11/11/2025 14:02

On balance no...I'd make at a three child cap, but that's it.

Schools are skint, SEND is broken, CAMHS is overwhelmed, affordable housing is non-existent in most of the country. There are so many needs. And at some point parental responsibility is a thing. And that includes paternal responsibility- I bet at least 50% of child poverty can be traced to useless sperms donor 'fathers' and I'd love to see the state shake them down properly. So many men seem to not pay a penny.

Allseeingallknowing · 11/11/2025 14:02

This reply has been deleted

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Allseeingallknowing · 11/11/2025 14:04

UsernameMcUsername · 11/11/2025 14:02

On balance no...I'd make at a three child cap, but that's it.

Schools are skint, SEND is broken, CAMHS is overwhelmed, affordable housing is non-existent in most of the country. There are so many needs. And at some point parental responsibility is a thing. And that includes paternal responsibility- I bet at least 50% of child poverty can be traced to useless sperms donor 'fathers' and I'd love to see the state shake them down properly. So many men seem to not pay a penny.

Exactly, should be deducted from the father’s wages. Can’t understand why governments are so loathe to chase this up!

Marshmallow4545 · 11/11/2025 14:04

Kirbert2 · 11/11/2025 14:01

and would it actually help financially for those receiving the vouchers? Especially if it doesn't cover a wide range of supermarkets?

I currently use a community pantry twice a week which I pay for but it is far, far cheaper than a supermarket shop. With actual cash, I have more options and can also shop around for deals.

Food vouchers are obviously limited which is the point and I'm assuming deals etc in supermarkets wouldn't be allowed with them?

I'm not convinced it would be more beneficial to how I currently use UC for food.

How would it not help those who receive them? It's reduced household food insecurity by 30% in America. The money saved on food can be spent elsewhere. Recipients of food stamps often get extra deals and can even be rewarded for buying healthy foods. It's a very clever system.

You sound financially astute and highly motivated. Lots of people aren't. It's more likely that they will make use of vouchers or stamps than trek to a community pantry.

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Leaveittogod · 11/11/2025 14:06

vivainsomnia · 11/11/2025 07:29

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities
Genuinely curious about why. I always considered these a luxury not a need.

I agree with some of it, to an extent. You can get good second hand clothes on Vinted nowadays.

Sadly, if you provide families on very low income the same 'luxuries' than those that people working stressful and longer hours are proud to be able to give their children, you take away the incentive to do so.

Its a hard line to try not to penalise anyone.

But by allowing “underprivileged” children free access to breakfast/afterschool clubs etc your making it easier for parents to work. A standard job is 9-5:30 where as the school day is 9-3 and term time only. It makes it nearly impossible for parents who can’t afford full wrap around care because they have a lower income or multiple children.

sure not everyone would work

Allseeingallknowing · 11/11/2025 14:08

This reply has been deleted

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I hope it’s tapered, as many parents don’t need it. I bet not all the benefit will be spent on the children either. I think vouchers are worth trying, but even they can be misused.

Kirbert2 · 11/11/2025 14:12

Marshmallow4545 · 11/11/2025 14:04

How would it not help those who receive them? It's reduced household food insecurity by 30% in America. The money saved on food can be spent elsewhere. Recipients of food stamps often get extra deals and can even be rewarded for buying healthy foods. It's a very clever system.

You sound financially astute and highly motivated. Lots of people aren't. It's more likely that they will make use of vouchers or stamps than trek to a community pantry.

My local community pantry is incredibly busy. It's no different than a trek to the supermarket? Especially if food vouchers wouldn't include all supermarkets because not all are local to some people.

I'm not convinced it would save me money, not unless food vouchers would be accepted at community pantries.

Susiy · 11/11/2025 14:13

It's not about increasing benefits, it's about changing the system (not overnight obviously but with a plan) to provide early years education for children so that they can be productive members of society later on.
It's better to invest in the youngest than just accepting that a large minority will end up with behavioral and mental health problems due to poverty and parents who don't have the resources or knowledge to support them.
The money will be spent later in any event on disability, unemployment benefit, NHS bills, prison system, etc. We need a government approach similar to the one that created the free school system before which the wealthy claimed it would cost too much and do no good. How wrong were they?
We are importing people into the country instead of setting working-class children up for success. There should be apprenticeships for nursing that target working-class girls as this would solve two problems at once - the lack of nurses and the lack of support for girls from poor backgrounds whose only way to get something in life is to get pregnant to obtain social welfare and accommodation.

NotEnoughKnittingTime · 11/11/2025 14:18

This reply has been deleted

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Yeah I had an autistic child for the money (which is none).

Differentforgirls · 11/11/2025 14:22

myglowupera · 11/11/2025 12:59

Because it’s still an ok thing to do to have another child after having one with additional needs? Only the family in question can accurately decide if it’s what is best for them. I don’t think we need to be putting blanket bans on new babies just because they have an older sibling who has a disability.

The child I had after DS2 isn’t disabled and the child I before him isn’t disabled. And when I had my 4th (who wasn’t planned) we were in a good place because DS2 was in school, thriving and happy, and so I felt ok having this unexpected baby. She is also doing very well.

Edited

My brother and SIL have two disabled children. They have four sons in total. First, normal boy, has a degree and a masters, married, just bought a flat in one of the most expensive parts of Scotland. Second/third, twins. SIL had to be induced at 28 weeks as one was taking everything in her placenta and the other was struggling. The one who was struggling is fine, doing his degree, his twin has never spoken etc and has complex needs. The fourth, same needs as his big brother but can talk and communicate better. We love them all.

This thread is awful.

Marshmallow4545 · 11/11/2025 14:23

Kirbert2 · 11/11/2025 14:12

My local community pantry is incredibly busy. It's no different than a trek to the supermarket? Especially if food vouchers wouldn't include all supermarkets because not all are local to some people.

I'm not convinced it would save me money, not unless food vouchers would be accepted at community pantries.

Edited

Food stamps in America are accepted almost all supermarket including the likes of Aldi. I don't see why it would be different here.

I suppose the advantages of food stamps is that you have a wider range of choice and supermarkets are more accessible to more people and open longer hours etc. It is also the default way that people buy food so less motivated people would be more inclined to do this.

I don't know why you're talking about your specific case. Are you subject to the child cap? Do you accept that a lot of families are simply aren't shopping pantries at the moment like you are?

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