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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Father in law death and financial ruin

45 replies

RosieLeaLovesTea · 31/10/2025 01:09

Please I need to know I am not being unreasonable. My Father in law died very unexpectedly in June abroad in his home country. He lived between his home country and out country. We travelled out at short notice just dropped everything and went. We could not initially find a will and there was no money to access for his funeral.
so myself and DH paid his all of the costs:

his funeral was £23,000 as it included a burial and cost of land space is very expensive.
we also had to pay £2,500 in flights and £3000 hotel costs.
due to the circumstances in which he died his flat had to be throughly cleared and. Sanitised. This costs £5,100. A relative paid this and we are due to pay this back.

then after 3 months we have travelled out to his country again to have more religious ceremony. We were told it would cost further £1,800 and we were aware of this.
we have also paid £2,500 on l flights again. We are staying in his flat but it is empty so had to bring blow up beds. It’s just a shell in which to sleep.

then my relative text me yesterday to say that there is extra £5,500 to be paid. I do not know exactly what this is for but appears to be connected to the religious ceremony and use of a temple for worship. My DH and I really don’t think we should pay it as we were not told about this. He also said there is another ceremony due in March next year. I was not told about this prior to yesterday and it would involve another flight out.

so all in all we have paid approx £40,000 with spending money.
my father in law’s estate is quite complicated. He left several properties that are rented out and a building that is being built and due for completion. We have taken over the care of tenants and rent but are paying maintenance bills and costs. Since end of June I have paid £2,800 in maintenance costs. Plus a tenant moved out and I repaid her deposit if £3,000 from my account as the money was in father in laws account and it is frozen.

So the costs have been huge. We also have about £16,000 to pay to finish building works of the new building.

AIBU if I say we cannot pay £5,500 for the ceremony/hall as we didn’t know about it and no one checked with us first?

we are also paying some costs for his property in UK.

OP posts:
ginasevern · 01/11/2025 16:40

Find an appropriate solicitor and tell the rest of the family you have no more money.

OldBalkanNationalistGrumpy · 01/11/2025 16:41

Which country is this and why are you paying all this? Couldn't you just say No

Puzzledandpissedoff · 01/11/2025 16:49

RosieLeaLovesTea · 01/11/2025 15:05

Yes my DH is the administrator of the estate.

we did already contact FIL bank as in this country there is a scheme where you can apply to get money to cover the funeral costs - but it’s a max £2,500 no where near enough to cover what was arranged with a full
ceremony and burial. That cost must be if people are having a cremation

In that case wouldn't it have been easier to say that there was £2500 available to spend on the observances but no more?

I get the thing about "how it was done for everyone else", but sadly your FIL's no longer here to know or care, and while I could understand your DH wanting to chip something in, the current spend is ridiculous

In any case if DH is next of kin and the administrator of the estate, why is he allowing the expectations to be set by someone else?

Cousin has asked for a key to vacant Proprty that my FIL lived in

Edited to add I hadn't seen this bit and I'll bet he does ... probably to rent it out "to help with the costs", except it could be money you'll never see Hmm
In theory DH should be able to get back what's been spent when the estate's settled, but I wouldn't hold out too many hopes on the basis of what's being done abroad, "new building" included

Toddlerteaplease · 01/11/2025 16:54

MissDoubleU · 01/11/2025 14:59

You know you can just say no, right? The man doesn’t need 3 funerals. And even if he did you don’t have to attend each one. One in March?? That’s bloody months away. Kindly, if they feel they need that extra ceremony then they can have it without you or your money.

Stop being a doormat.

This

Helpmefindmysoul · 01/11/2025 17:02

I thought India too especially with the reference to several religious ceremonies and building a unit with flats. However then the OP references a choice between burial and cremation whereby immediate family is buried so may not be India.
If it is a country in the east the legalities will be more complex than what we are familiar with in the UK with regards to drawing funds from the estate for funerals and so forth.

In essence to the question though just refuse to pay for the ceremony in March you have done what you can for your FIL. Usually the religious ceremonies are more so for those who have been left behind rather than the diseased themselves from what I understand culturally.

Harrysmummy246 · 01/11/2025 17:16

Not your family to keep the peace for. It is not unreasonable for DH to attend further ceremony without you given cost, leave situation etc
My DH has had to do a lot of round trips to deal with his DM's estate and further remembrance this year which fell on week days in term time so I stayed behind so DS would be picked up from school etc as normal.

But I really wanted to send a cautionary note. I would be very wary of receiving the rent payments into DH account prior to death being registered and probate, or equivalent being sorted.

Addictedtohotbaths · 01/11/2025 17:17

It sounds like it could be Nigeria. I’ve heard this kind of thing happening to a friend who’s distant relatives kept asking for more and more money.

Puzzledandpissedoff · 01/11/2025 17:24

Just looked up a few places and can't see any way an average funeral in either India or Nigeria would cost £23,000 and counting

The only place which seems to fit that bracket is Japan - the "several ceremonies" would fit too - and even there costs don't have to be that high if the money's simply not there

However while I don't want to make assumptions this sounds liike a case where family in situ believe the DH has an endless pot of money they can spend as they wish, so really the best solution might be to disabuse them of that notion

DeftWasp · 01/11/2025 17:29

RosieLeaLovesTea · 01/11/2025 14:40

I don’t really want to say which country as it could be outing.

the person asking for the money is a cousin of my DH, FIL’s nephew. But there is a big age gap between him and my DH. He is already retired and my DH is early 40s.
so he is more like an Uncle. The family migrated to UK is late 1970s - some the family still live in UK. Some have moved back to this country.

siblings -my DH had a sister and she died suddenly in 2023 at only 49. Sadly they were estranged for years. A fractured family following the death of his mother from cancer when he was 15. My DH has experienced a lot of loss and there have been falling out over estate and property/money. It’s difficult as my DH does not think rationally about these things at times due to his trauma. The requests for more payments has really sent him over the edge this week and he has a massive distrust of the cousin. He really wants no more involvement with him. But we are thousands of miles away it is so difficult.

I think overall the Cousin is trying to be helpful and follow the tradition that my father in law would want. But with all the money in his account frozen it is not possible for us to fund everything as it’s running into thousands. But to send a message without any prior discussion about this cost and say you have to pay £5500 now is too much.

cousin has asked for a key to vacant Proprty that my FIL lived in. DH does not want him to have a key. I am stuck in the middle trying to keep the peace and good relations.

re: the properties. No my DH does not own them yet as all FIL estate needs to be sorted and that will take time. But the tenants are living there, we have a letting agent managing it all and have transferred the payments to my husband. We have agreed to manage the bills and maintenance.

with regard to building that needs to be finished. The cousin is communicating with contractor and arranging for things to be completed. That is when final payment wilbe needs. Cousin is experienced as built his own set of oflats
there alongside FIL - they did it together. So really my DH needs him to be involved to get it finished. I would not have a clue where to start. I wish I could get my DH to see the long game and objectives. But at the moment grief and anger is taking over.

if relations break down between him and the cousin it’s going to be really horrible and the building may possibly not get completed.

There is no way anyone can accurately advise without knowing which country it is, and that in of itself cannot possibly be outing, there are approx 195 countries in the world and most are represented by people from them living in the uk.

MO0N · 01/11/2025 17:30

Sounds like you are now cash cows for the people in whatever country it is!

CocoRats · 01/11/2025 17:42

Disclosing what country it isn’t wouldn’t change the fact that op needs legal advice. Real life legal advice rather than mumsnets version.

SanctusInDistress · 01/11/2025 18:21

This is why I’ll be donating my body to science when the time comes. Who wants to burden relatives with this kind of shenanigans? £40,000 for a funeral?!

FlowerUser · 01/11/2025 18:23

You need to see quotes and receipts before you pay any more money. Presumably once the estate is finalised you'll have your money back and more on top
If not, then stop paying.

WearyAuldWumman · 01/11/2025 18:26

Radiator981 · 01/11/2025 14:56

your uncle is royally ripping you off. Don’t be led by him take things into your own hands.

That's what it sounds like.

My dad's side of the family is in Eastern Europe. Most of my relatives are lovely, but there are some who think that the UK is the land of milk and honey and that we're rolling in it here.

When my grandfather died, a third of his land was left to my dad. One of his siblings sold part of my dad's land to a stranger...

In the end, dad just signed all his land over to his sibling to keep the peace.

WearyAuldWumman · 01/11/2025 18:32

MO0N · 01/11/2025 17:30

Sounds like you are now cash cows for the people in whatever country it is!

Yes. The OP needs to be careful.

I helped pay to put some of my cousin's kids through uni - and I don't grudge it - but I've realised that I'm now in a situation where I need to do a lot of work on my one house and some of them have two homes that have had more work done on them than I could afford plus one of them still has GF's land.

JustMyView13 · 02/11/2025 04:34

I can’t wrap my head around the cost of the funeral. If the bank would only release up to £2,500 for funeral costs, that’s surely an indication of how much an average funeral could cost. I’ve no idea how the family have got to some of the numbers you’ve described.
Have you seen receipts for what’s been spent?

InterestedDad37 · 02/11/2025 05:15

Absurd amounts of money to outlay, wherever the country is. Was he royalty or something? Sincerely hope you're able to get some of it back, but you may (literally) not be able to bank on it! Sounds like cousin is trying to rip you off. Good luck!

lovemyboyz247 · 02/11/2025 06:02

You have given away so much detail about the family situation that sharing the country would not be outing and people would find it easier to give you advice.

Do not allow the uncle to make any more decisions and certainly do not give him any more money or keys to properties. Personally I would just start to ignore him and you and the your husband assign a reliable solicitor and let them deal with all the legalities. He’s taking advantage of you and your husband.

I know a family who are dealing with their fathers estate in India since he died and 6 years on and over 10 visits from the UK they are still trying to get money out of the country.

There is another family who were unable to sell their property in India after their parents died because there were tenants in the house that apparently said the parents had given them permission to live there for as long as they wanted. It took my friend and her husband years to get them out. So I think in India, it’s not what you know but who you know when it comes to money/property.

We don’t know which country you are trying to deal with, but this is just an example of how long these things can go on for if you are dealing with a country like India. The cost can quickly spiral out of control.

Blessedbethefruitloopss · 02/11/2025 07:59

£1800 then another £5000 pays for what exactly? Ludicrous!
yanbu.

PermanentTemporary · 02/11/2025 08:10

I’m sorry, you MUST get legal advice from someone neutral and trustworthy in the country. I think MN can be helpful in the broad range of views it gives, but financial and legal detail in an unnamed country is beyond an internet forum.

Just say no to anything more for now. Extended series of funeral ceremonies are intended to be helpful to the living and it does sound as if your Dh is the chief mourner, especially if your FIL was undiscovered for ten days. If your Dh feels no need for further ceremonies, don’t have them, or potentially have them here.

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