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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU Income Tax rise.

627 replies

H202too · 30/10/2025 09:56

To be panicking about income tax rise.

Things are tight and to loae even £30-60 a month will be difficult.

I know people are talking about the mansion tax being a no go. But I would prefer this than taxing the workers as per usual.
The tax free rate should be put up. What a mess.

OP posts:
Thread gallery
5
Bumblebee72 · 30/10/2025 16:47

Boomer55 · 30/10/2025 16:24

Yes, that’s the joke we now have to ironically enjoy now. 🙄

Sadly it doesn't seem very funny now they are looking at tax rises to drive growth. Never going to work.

BananaPeels · 30/10/2025 16:49

Lucyccfc68 · 30/10/2025 14:37

And then you think it would be ok to come back to the UK after a stint in the desert and benefit from all our public services, when you hadn’t been contributing?

Yes because I would be contributing when I am in the country. Why do I need to contribute if I am not living in the country?

Bumblebee72 · 30/10/2025 16:49

Viviennemary · 30/10/2025 16:42

Benefits should have been cut. But no its tax tax tax.

Which to be fair to Starmers was his plan. But he to weak to stand up to his backbenchers.

dressinggowns · 30/10/2025 16:50

But it simply isn’t the case that a larger number of working-aged people are now economically inactive now than previously: quite the opposite.

Thank you, why is that narrative constantly pushed.

dressinggowns · 30/10/2025 16:52

There is a link between the wealth gap growing and the state budgets becoming unsustainable. Profits and shareholder dividend have vastly increased (disaster economics of the pandemic and war) whilst wages have largely stagnated for the past 2 decades. In the UK wage stagnation has occurred in tandem with huge increases in housing costs with those who can’t afford to buy paying rent that is equivalent to or exceeds the cost of a mortgage.

And people wonder why productivity is so low

Allergictoironing · 30/10/2025 16:57

Viviennemary · 30/10/2025 16:42

Benefits should have been cut. But no its tax tax tax.

Which benefits would you like to cut?

All pensions, including for those who didn't/weren't able to save for a private pension?

PIP - my approximately £100 a month doesn't even cover my extra costs for travel & running a car (which I absolutely do need to get about). And no I don't get a "free" £40k car because I have mobility issues, I have a 15 year old Focus with over 100k miles on the clock as I couldn't afford any more. Mobility cars are only supplied to those on higher rate PIP, and that PIP is put directly towards the car and the recipient pay any extra costs.

Carers allowance, for those who look after the very elderly or seriously disabled children and can't work because of those needs?

Sickness benefit, for those who don't get paid if they are off sick?

Housing benefit, for those unable to work?

BananaPeels · 30/10/2025 16:57

TenGreatFatSquirrels · 30/10/2025 14:48

… because if nobody works hard and pays for things the public uses then we lose out on schools, hospitals, police, ambulances, good roads etc and become a crappy unsafe country with crappy productivity and everyone is left in poverty. Is that not obvious?

Yes of course it is but people always act in their own self interest - that’s a fact.

How many people on here have ISA’s? You are avoiding tax. The right thing to do would be to not use them and ensure all your interest is taxed. But yet many people use them without thinking they are depriving the exchequer of money. people act in their own self interest.

Nolletimiere · 30/10/2025 16:57

The writing was on the wall, as soon as this lot got in last year - with all the freebies etc - like kids in a sweet shop.

Then you had Rayner caught out doing hanky pinky with tax, Ali and her tenants, and now Reeves.

Reeves has previous, of course:
Plagiarism in her book, errors in her LinkedIn profile, misrepresenting the depth and quality of her banking experience, lying, crying, and now this latest property scandal.

They just cannot help themselves.

There is doubtless a lot more shit to come out too.

dressinggowns · 30/10/2025 16:58

@222days can I vote for you please as I am completely aligned!

And as you say we are not reinventing the wheel as other countries have similar systems.

But I said on another thread we need to really invest in the young over the old and I got called a Nazi 🤷🏻‍♀️

dressinggowns · 30/10/2025 16:59

And as you say people are more concerned with lambasting labour & scoring political points rather than look at the fundamental issues.

PocketSand · 30/10/2025 17:02

@222days could you expand on in work benefits please?

Orangemintcream · 30/10/2025 17:04

I am in a position where I could afford to pay more tax. I would be more than willing to do so if I thought it would lead to any improvement at all in public services. But I have no faith that it will.

The NHS supposedly needs more money to even prevent additional cuts - not to deliver any workable usable service - just to prevent it being cut further.

Whatever happens there needs to be some sort of huge change as the current system is simply not working. But with our track record I don’t have much faith any any change working either.

senmed · 30/10/2025 17:04

They put up taxes and people are going to start looking at where they can claw some of that money back. I was probably entitled to PIP for years but we were ok financially and I felt like if I didn't need the money I wouldn't claim. Now with the cost of living going up and wages stagnant I did claim and am now getting £750 a month, non means tested and non taxable, as well as free bus travel.

My mum also recently started claiming attendance allowance. There is an estimated £24 billion in unclaimed benefits in the UK and if people get squeezed further people will look to see what they could be claiming. In addition people will seek to protect their money where they can. They might decide not to push for that promotion with a pay rise (and extra workload) that will just be swallowed by tax. More women might decide to stay home and look after their own kids rather than keep working and the list goes on. Ultimately the Government will lose out in other ways. People will stop spending, its already happening. Taxing peoples wages is at best a short term fix.

222days · 30/10/2025 17:07

dressinggowns · 30/10/2025 16:50

But it simply isn’t the case that a larger number of working-aged people are now economically inactive now than previously: quite the opposite.

Thank you, why is that narrative constantly pushed.

Because nobody wants to engage with the real issues or solutions. See my post at 16:22 that has received zero responses. People just want to rant about their personal bugbears and grievances. Economics isn’t taught at school. Nobody wants to engage with what needs to happen to ensure the country has a future which isn’t ever-declining living standards because the attitude is always “more tax, but not on me!”, “cut services, but not those ones that I use!”.

Depressing in the extreme.

Then cakeists come along. Promise cake. No cake comes. Then we have a contest between people to see who can promise more cake and the promiser of the most unrealistic and biggest cake wins. Cue shock from the electorate a year later when said implausible and impossible cake doesn’t materialise. The electorate’s solution? Let’s vote for someone promising an even bigger cake covered in rainbow unicorns!! We haven’t given them a chance yet…. And sure, they have no eggs or flour or butter or jam or even a baking tin but THEIR CAKE IS GOING TO BE REAL and we can all roll around in cake all day with rainbow unicorn icing and we really believe this will happen because we don’t like reality.

I was having a chat with my kids at dinner time last week (they are both well under 10) and my 7 year old piped up that something the other one had said would lead to hyper-inflation.

Kids are capable of understanding these concepts. It’s a real shame that economics is not part of the national curriculum at all and - I have to say - I believe this is deliberate because an uninformed electorate is much easier to manipulate.

If people had basic numeracy and understanding of the most basic economic concepts they’d understand that disabled children or migrants or MP’s expenses or second homes or taxing bankers or Motability are all an irrelevancy to the national budget and even though these things might be annoying to various people they would make no material difference whatsoever to their living standards or tax burden even if they were fixed instantly.

This is all a distraction from what actually needs to be addressed for living standards to rise, the most basic first steps towards which I set out in my earlier post. People would rather argue and become more polarised and extreme and attack each other than engage in a discussion about sensible economic policies to improve things, and if they can’t even do this on a Mumsnet thread then there’s absolutely no hope of doing it nationally.

Polarising the electorate is a great way to get elected but it’s an absolutely certain way to ensure that you don’t fix ANY of the country’s economic problems with the long-term solutions and evidenced-based policy changes that are required.

People peddling these ever-more extreme political stances with no economic substance whatsoever are charlatans and liars, as you may have noted over the last few Governments. The electorate, however, clearly haven’t learned this lesson and want to go to even further extremes rather than come back to the centre and work together to implement sensible policies that would raise living standards for everyone. They’d rather take out their rage on each other (“the rich”, “the disabled”, “the bankers”, “the unemployed”) than have any sensible discussion and look at data and evidence and what works.

So it will continue as it is, with declining living standards for all, and ever-increasing social division as a result while people scrap over crumbs: apparently the new national hobby.

222days · 30/10/2025 17:08

PocketSand · 30/10/2025 17:02

@222days could you expand on in work benefits please?

In what way?

Bootsies · 30/10/2025 17:10

Allergictoironing · 30/10/2025 16:57

Which benefits would you like to cut?

All pensions, including for those who didn't/weren't able to save for a private pension?

PIP - my approximately £100 a month doesn't even cover my extra costs for travel & running a car (which I absolutely do need to get about). And no I don't get a "free" £40k car because I have mobility issues, I have a 15 year old Focus with over 100k miles on the clock as I couldn't afford any more. Mobility cars are only supplied to those on higher rate PIP, and that PIP is put directly towards the car and the recipient pay any extra costs.

Carers allowance, for those who look after the very elderly or seriously disabled children and can't work because of those needs?

Sickness benefit, for those who don't get paid if they are off sick?

Housing benefit, for those unable to work?

You will regret asking this. Viviennemary has quite the posting history and hates anyone poor, disabled or otherwise state dependent. I recon she would be in favour of re-opening work houses for the undeserving.

Viviennemary · 30/10/2025 17:11

Pip for a start and replace it with something sensible. And get rid of luxury cars on motability. Better off pensioners to pay National Insurance. Means test lower rates of carers allowance.

EasternStandard · 30/10/2025 17:11

222days · 30/10/2025 16:40

I always keep records of what politicians have said. As you know, I am equally critical of all of them based on how egregiously they are behaving. I have no political bias. I simply want evidence-based policy and competent leadership so that there is some prospect of things improving for people in the UK over the coming decades. I take a long-term view and am only interested in politics insofar as it impacts economics (very negatively, generally, in the UK, no matter who is in charge because we have this system which encourages short-termist decision-making and an electorate who would rather squabble over irrelevancies than demand that their politicians take the actions required to improve things).

It’s all very depressing to be honest and every time I see a thread like this it is littered with people repeating economically illiterate or irrelevant “talking points” fed to them by whichever side of the media they follow, and no engagement whatsoever with any discussion on solutions that would actually improve things in the long term.

There is no short-term cake. Anybody claiming there will be is lying. I live in hope that eventually a sufficient proportion of electorate will grasp this fact but I am probably dreaming.

What would your top line changes be?

Lucyccfc68 · 30/10/2025 17:11

BananaPeels · 30/10/2025 16:49

Yes because I would be contributing when I am in the country. Why do I need to contribute if I am not living in the country?

Lets say you move to Dubai for 10 years, then you shouldn’t just be able to come back to the UK and use the NHS and send your kids to a state school. You won’t have contributed, so you should reap any of the benefits that the UK offers (as you are so opposed to paying your share of tax here).

silverbirchjuniper · 30/10/2025 17:12

@Orangemintcream - yes exactly. It's like the VAT on private school fees, supposedly due to raise 1.7 billion a year. Appreciate that we are just coming up to the first year of this...but has there been any positive change whatsoever to the state schools as a result?

EK27 · 30/10/2025 17:13

222days · 30/10/2025 17:07

Because nobody wants to engage with the real issues or solutions. See my post at 16:22 that has received zero responses. People just want to rant about their personal bugbears and grievances. Economics isn’t taught at school. Nobody wants to engage with what needs to happen to ensure the country has a future which isn’t ever-declining living standards because the attitude is always “more tax, but not on me!”, “cut services, but not those ones that I use!”.

Depressing in the extreme.

Then cakeists come along. Promise cake. No cake comes. Then we have a contest between people to see who can promise more cake and the promiser of the most unrealistic and biggest cake wins. Cue shock from the electorate a year later when said implausible and impossible cake doesn’t materialise. The electorate’s solution? Let’s vote for someone promising an even bigger cake covered in rainbow unicorns!! We haven’t given them a chance yet…. And sure, they have no eggs or flour or butter or jam or even a baking tin but THEIR CAKE IS GOING TO BE REAL and we can all roll around in cake all day with rainbow unicorn icing and we really believe this will happen because we don’t like reality.

I was having a chat with my kids at dinner time last week (they are both well under 10) and my 7 year old piped up that something the other one had said would lead to hyper-inflation.

Kids are capable of understanding these concepts. It’s a real shame that economics is not part of the national curriculum at all and - I have to say - I believe this is deliberate because an uninformed electorate is much easier to manipulate.

If people had basic numeracy and understanding of the most basic economic concepts they’d understand that disabled children or migrants or MP’s expenses or second homes or taxing bankers or Motability are all an irrelevancy to the national budget and even though these things might be annoying to various people they would make no material difference whatsoever to their living standards or tax burden even if they were fixed instantly.

This is all a distraction from what actually needs to be addressed for living standards to rise, the most basic first steps towards which I set out in my earlier post. People would rather argue and become more polarised and extreme and attack each other than engage in a discussion about sensible economic policies to improve things, and if they can’t even do this on a Mumsnet thread then there’s absolutely no hope of doing it nationally.

Polarising the electorate is a great way to get elected but it’s an absolutely certain way to ensure that you don’t fix ANY of the country’s economic problems with the long-term solutions and evidenced-based policy changes that are required.

People peddling these ever-more extreme political stances with no economic substance whatsoever are charlatans and liars, as you may have noted over the last few Governments. The electorate, however, clearly haven’t learned this lesson and want to go to even further extremes rather than come back to the centre and work together to implement sensible policies that would raise living standards for everyone. They’d rather take out their rage on each other (“the rich”, “the disabled”, “the bankers”, “the unemployed”) than have any sensible discussion and look at data and evidence and what works.

So it will continue as it is, with declining living standards for all, and ever-increasing social division as a result while people scrap over crumbs: apparently the new national hobby.

FWIW, think this is a very good response

Another76543 · 30/10/2025 17:13

hairbearbunches · 30/10/2025 16:09

There is a serious point in there somewhere. I wonder how many would miraculously decide they didn't need a mobility car if the only choice was one of those three wheelers, rather than a car costing upwards of £40k? Might sort the wheat from the chaff, so to speak. The mobility scheme is a joke. My Dsis broke her neck to get her DD one when she realised all it took was 'public transport anxiety' from being neurodiverse. That 'anxiety' didn't stop the DD from fucking off to Europe for 2 weeks this year on a plane or going on a whole heap of city breaks by train.

I was in a dealership recently. A person sat opposite me was talking to a staff member, explaining that she had brought her car in for service. She then said that technically it wasn’t her car, it was legally her disabled mother’s under the Motability scheme but that she was the one who used the car. Totally against the rules, and this was a premium brand of car.

Aintnosunshinenowitsgone · 30/10/2025 17:13

Lucyccfc68 · 30/10/2025 17:11

Lets say you move to Dubai for 10 years, then you shouldn’t just be able to come back to the UK and use the NHS and send your kids to a state school. You won’t have contributed, so you should reap any of the benefits that the UK offers (as you are so opposed to paying your share of tax here).

I agree. You earn the right services once you’ve been here 5 years.

dressinggowns · 30/10/2025 17:15

@222days I agree so depressing.

I think some do know the cake is a unicorn cake but think fuck it. Perhaps Im naive though.

BananaPeels · 30/10/2025 17:16

Lucyccfc68 · 30/10/2025 17:11

Lets say you move to Dubai for 10 years, then you shouldn’t just be able to come back to the UK and use the NHS and send your kids to a state school. You won’t have contributed, so you should reap any of the benefits that the UK offers (as you are so opposed to paying your share of tax here).

why? I have paid in for the last 25 years.

Are you suggesting someone who has just emigrated to the country should not be allowed to use any public services until they have paid a certain amount?