To ask how much are your monthly outgoings?

[CarrotCrusader]

I've just added all mine together and they equal over £1800 per month excluding grocery shopping. I didn't think I was spending that much but £350 is debt on loans and credit cards.

About 4000

About 3,000. But we have no mortgage or childcare costs.

Mines about 2k- 1 adult and one child

4000 inc mortgage and regular bills . No food

as a household - around 4k out, includes basic grocery shops not the little extras or eating out.

I account for everything so this is us…
Me 3100
DP 4100
CB 280
Total 7480
Housing
Mortgage: 1900.
Insurances(life, house): 150
Total Housing: 2050
Utilities
Electricity 150
Waste collection: 30
Broadband & TV: 70
Mobile phones x3: 60
Total Utilities: 310
Food & Groceries
Groceries & household food: 500
Dining out / takeaways: 200
Total Food: 700
Transportation
Fuel: 250
Car insurance & tax: 150
Maintenance & NCT: 100
Public transport / Parking: 20
Total Transport: 520
Education & Kids
School books, uniforms, fees: 50
Activities, sports, clubs: 50
Pocket money/treats: 60
Total Kids & Education: 160
Entertainment & Lifestyle
Family outings, hobbies, gifts: 200
Subscriptions, books, etc.: 60
Miscellaneous expenses (haircuts,nails): 60
Personal spends: 200 x 2 = 400
Total Entertainment: 730
Savings & Miscellaneous
Emergency fund / Savings: 2,000
Holidays (monthly allocation): 500
Clothing: 200
Miscellaneous buffer: 300
Total Savings & Misc.: 3,000
TOTAL MONTHLY SPENDING: 7,480

All bills and food are £4.5k ish.

I’d estimate £2000 but I’ve probably forgotten something. That includes rent, council tax, insurance, utilities, subscriptions, phones, prescriptions, treats and nonessential expenses plus groceries for a family of 4 (2 adults, 2 kids 7/4).

£4500, including food shopping, pets, utilities etc

Excludes school fees

do you not pay council tax, or water bills?

Just under £1000 but we are retired, mortgage free, paid cash for our car and make lump sum payments - which I haven't included in the £1k - for insurances, water rates etc. Credit cards are paid in full each month. £500 of the £1k is for food, toiletries and alcohol.

Life is honestly much cheaper once you are retired.

4k, sadly

No, I’m based in Ireland

Mortgage £600
Contents insurance £7
Management fee (including buildings insurance) £55
Council tax (includes water) £213
Gas & elec approx £90 (just changed suppliers so hoping it drops!)
Broadband & TV £46
TV license £14.50
Mobile £55 (have just realised I'm now out of contract so will look at changing that)
Car insurance £21
Car tax £17
Car service & MOT (averaged over the year) £17
Life insurances / cover £88
Gym £65
Amazon prime £9
Total £1300
Single adult & income household

I haven't included petrol or bus fares, neither amount to much unless i do a long trip

£1250 excluding food. Lone parent with a 9 year old (and very cheap mortgage). No childcare costs thanks to family doing school pickups. I budget £350 for food and am left with approx £500 for spends and savings

Including food shopping and petrol etc it is just shy of £2,400. 5 years ago it was £1,900

£1250 excluding food, petrol, clothes etc. No mortgage/rent, but does include a loan payment and Prime subscription.

I personally pay

£565 rent
£170 council tax
£15 frozen rats
£15 dog insurance
£5 cat insurance
£12 dog food
£50 debts/credit cards
£350 (estimate) food shopping
£63 bus tickets
£22 son's phone
£15 son's x box subscription

My DP pays

Tv & internet package
Tv licence
Phone bills x 2 (mine & his)
Cars - fuel, tax, insurance x 4 (all his)
Gas
Electric
Water
Dog insurance x1
Meat

I don't know how much his bills come to exactly but it works out about the same as mine.

£1750 including everything

Bills + food: £2500 (mortgage free)

About 5k. No kids but a horrible trainers habit :(

Rent plus bills around 2300, usually spend around 4000 total a month, am generous with myself right now.

Bills plus mortgage and car circa £2.2K. Doesn’t include food and other variable stuff like entertainment, clothes, haircuts etc.

How do you manage to spend 3k without those things?!

Just under 2k not including food, petrol or any discretionary spending but that includes a large mortgage overpayment.