So I have a 0% offer which is just about to lapse on a Barclaycard Platinum.
I have the money to pay this back and have balance of zero.
However I have just purchased holiday on this card to have the creditcard protections. So far only a £99 deposit.
I want to do another 0% deal and have offers. If I take a lump sum; say 5k for two years.
What happens when the remaining holiday payments go onto this card.
Say it’s 5k 0% balance, and then I get a payment taken for holiday of £500.
If I pay £500 next day; will this be allocated to pay off the now interest charging £500. Or will it be going towards the 0% 5k and thus I will be being charged interest and it will muck the whole thing up.
Any advice helpful please 😊