Trusting a new partner financially

[MyCheekyEagle]

If you met someone who was already buying their own house, was not tight fisted financially, you are in love, compatible & everything is perfect.
You're both ready to take the next step & move in together, want marriage & children.
Is it then very unromantic to both have something like an experian credit report before you become financially involved? Would you be offended if your prospective partner suggested this? Like they don't trust you?
On the orher hand if any future child of mine already had their own house I'd hate for them to be fleeced financially, or discover when it's too late that their partner already had hidden debts & possibly worse; so it seems a very sensible thing to do at the beginning. You don't truly know everything about someone until you start living with them.

If it’s going so well it should be easy to have an open conversation about this, and the best way is to be open and honest with each other from the start if you are talking about having kids.

Nothing at all wrong with finding out as much as you can but the most sensible protective move is to maintain complete financial independence & separation.

Be prepared with what you are entering into.

Romance does not come into it at all, imho.

I think it's fair to want to know about each other's general income and debt situations if you're living together, but I do not think it's usual to ask a partner for a credit report, not unless you're buying a house together or taking out a loan together. You can do a credit check yourself (go to Money saving expert.com to find out how to do it without affecting your credit rating) and let him know the result I guess but that just seems like a really substantial layer of scrutiny that I haven't come across before.

If you are moving in together, I don't think a credit score is unreasonable. I also would have something drawn up if you are moving in together and you already own your own home.