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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Modest pension but want to splurge when the time comes.

77 replies

sparklingpinkenergy · 19/10/2025 16:02

Im a divorced Mom of three. I’ve worked full time
all of my life . Raised my children solo, two of whom have mild SN. My life has been so good despite some ups and downs and my work has been my saviour when times got hard. I love it and will miss it but will continue to work in my field voluntarily and paid , now and again after retirement
the majority of my income has been spent on my children over the years , like so many of us parents , and I’ve done that lovingly .
However , I’ve always, since a teenager , wanted a Chanel classic 2.55 bag.
I will receive a decent sum on retirement and a lump sum also. My income will halve but my children will be financially independent by then I expect .
my dream is to fly to Italy solo or if I have a partner by then, with him .. for a weekend
f decadence and luxury and include a trip to one of the Chanel stores to buy my bag of dreams. It’s ridiculously expensive , I know and guilt is beginning to set in.
the guilt of splurging on myself I expect .
AIBU to do this or should I keep an eye on designer exchange stores? I can do a trip anytime but it seems like an extortionate thing to do . Then again, forty years of work outside home and raising my children solo deserves celebration too!
Id be interested in your thoughts!!

OP posts:
Notagain75 · 20/10/2025 16:14

sparklingpinkenergy · 19/10/2025 16:16

I have zero interest in going to France / Paris and believe that Chanel has their bags / accessories made equally in Italy.
Possibly around £9000.
Lump sum £100,000 and pension about £40,000 per year. I will be 58 years of age.
I own my home but that sum is the bulk of my savings and investments .
would I be nuts ?

That is a huge lump sum and a pension that is bigger than many people's incomes. You can easily afford it. Of course you should do it!

Notagain75 · 20/10/2025 16:18

Irritatedandsad · 19/10/2025 17:01

Target for mugging. A guy got his rolex taken off his wrist at our local pub the other day. Its a nice area and posh pub, they just grabbed him in the pub gardrn, took it off his wrist and left.
My nan had her bag split with a knife from underneath in the supermarket and all her cards and cash taken out the bottom.
Ive had my bag snatched twice.
Kids are reguarly getting jumoed for their expensive moose knuckle and canada coats round here too.
We have a serious problem with car theft, my DH colleague had his taken off his drive at 7am a couple of weeks ago and he watched them do it, couldnt do much as they had a knife.
I live in the city though so may have skewed judgement.

I am an older woman and I live in a city. I have never felt unsafe

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